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Personal accident cover

This is a discussion on Personal accident cover within the Adrian Flux Insurance forums, part of the BRISKODA Partners category; I've just had a very favourable quote from yourselves and noticed that there was an option for a personal accident/injury ...


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Old 26-09-2008, 11:21   #1
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Personal accident cover

I've just had a very favourable quote from yourselves and noticed that there was an option for a personal accident/injury policy included but marked as optional. I couldn't help but wonder if any injuries that would cause this policy to pay out would already be covered in any claim made on a guilty party in the event of an accident? Is there some aspect of this additional policy that separates it from the above scenario and so makes it worthwhile?

Cheers!
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Old 26-09-2008, 11:50   #2
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Re: Personal accident cover

Quote:
Originally Posted by Interphase View Post
I've just had a very favourable quote from yourselves and noticed that there was an option for a personal accident/injury policy included but marked as optional. I couldn't help but wonder if any injuries that would cause this policy to pay out would already be covered in any claim made on a guilty party in the event of an accident? Is there some aspect of this additional policy that separates it from the above scenario and so makes it worthwhile?

Cheers!
The difference is that the Personal Accident benefit pays out regardless of who fault the accident is so it isn't dependent on there being a third party to blame. Dan.
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Old 26-09-2008, 11:57   #3
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Re: Personal accident cover

Cheers for the quick response Dan
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Old 26-09-2008, 17:06   #4
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Re: Personal accident cover

not a problem. Hope i answered your question.
Dan.
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