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20 year old insurance

This is a discussion on 20 year old insurance within the Fabia I forums, part of the Skoda Model Discussion Area category; hey my renewal is up on the vrs and im strugglin to a quote better than £1000. who are you ...


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Old 20-02-2007, 17:42   #1
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20 year old insurance

hey my renewal is up on the vrs and im strugglin to a quote better than £1000.
who are you with plz
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Old 20-02-2007, 18:01   #2
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Re: 20 year old insurance

Ouch thats very high your going to have to earn nearly £1,500 before tax to cover that cost....

I use elephant/admiral/bell direct and play as many as possible off each other.
One piece of advice put your mother as a named driver this will reduce your premium by easily £150 per year.

Enjoy those savings and have a nice weekend away in Bansko Bulgeria.
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Old 20-02-2007, 18:18   #3
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Re: 20 year old insurance

Consider yourself lucky. I had to pay £1700 for my first year with a 1.4 16v and then £600 for my second year. I'm struggling to get a better quote than £545 for my third year, and that's with 3 years no claims (Got a bonus 2 year with tesco in the first year).

I'd hate to think what insurance would be on a vRS for myself.

Give Barclays a go if you haven't already, they were the folks that offered it me for £545
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Old 20-02-2007, 18:28   #4
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Re: 20 year old insurance

Try www.quotesystem.co.uk They were cheapest for my forthcoming fabia vrs
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Old 20-02-2007, 18:28   #5
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Re: 20 year old insurance

adrian flux and chris nott mate first try moneysupermarket.com

i am 24 3yrs no claims risk 10 area no garage and mine 690 lol
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Old 20-02-2007, 18:31   #6
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Re: 20 year old insurance

Direct Line were the best for me. The free insurance I got for a week from Skoda (Zurich) quoted me £800 for the vRS. I'm paying £420 with Direct Line.
I laughed when he read me out my quote at Zurich. The chap on the other end wasn't impressed.
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Old 20-02-2007, 18:33   #7
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Re: 20 year old insurance

I phoned loads of companies this week and Chris Knott undercut the best of them by a considerable margin.
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Old 20-02-2007, 18:35   #8
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Re: 20 year old insurance

Quote:
Originally Posted by Lance View Post
I phoned loads of companies this week and Chris Knott undercut the best of them by a considerable margin.
Quote:
Originally Posted by adamC View Post
adrian flux and chris nott mate first try moneysupermarket.com

i am 24 3yrs no claims risk 10 area no garage and mine 690 lol
Do Adrian Flux and Chris Knott have some type of age prejudice? 20, 3 years no claims, kept on driveway and a 1.4 16v, £1300!

Edit: Granted I will be 21 when I have to renew.
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Old 20-02-2007, 19:23   #9
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Re: 20 year old insurance

Give esure a try. They were just over half the cost of Direct Line. When I picked up my vRS this week, the salesman couldn't believe how low the premium was - £205. Mind you I am over 50 and have maximum NCD.

Both Tesco and Sainsbury insurance are underwritten by esure.

Best of luck

Last edited by PassatNoMore; 20-02-2007 at 19:27.
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Old 20-02-2007, 19:39   #10
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Re: 20 year old insurance

Try Morethan.com mate, 27yrs old, 5yrs no claims, 3 speeding points £275!!
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Old 20-02-2007, 20:04   #11
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Re: 20 year old insurance

alot of help guys but most of the companies you named iv tried and they all say that on the vrs i hav to be 21.
Im waiting to get in touch with chris knott but adrian flux wanted 2500. admiral are my cheapest at 1006
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Old 20-02-2007, 20:36   #12
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Re: 20 year old insurance

Admiral were cheapest for me aswell. elephant and bell were around the same, but i think there part of the same company?

most other companies wouldnt insure me on a vrs but admiral would

im 19 with pass plus, been driving a year and half, 0ncb and paying £1495.47
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Old 21-02-2007, 13:01   #13
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Re: 20 year old insurance

Quote:
Originally Posted by fyldavo View Post
hey my renewal is up on the vrs and im strugglin to a quote better than £1000.
who are you with plz

just got mine for my new VRS --- £220 a year with the wifey on it as well... and im not even 30 yet!!

direct line have always been good for me (they are s##t for getting money out of though)

hastings direct are pretty good as well
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Old 21-02-2007, 13:38   #14
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Re: 20 year old insurance

I use swift cover! their completely online.
i was 24 with 6 points 4yrs no claims and on a brand new octavia vrs tdi pd with 18''s i got a fully comp quote of 450! i'm laughing! everyone else i tried wanted over 1k!!!!!
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Old 21-02-2007, 13:49   #15
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Re: 20 year old insurance

Yup soon as I added my wife on the insurance my premium dropped by £30, also helps if you use the same insurance company for House/contents insurance etc... there are certainly savings to be had.

Directline did not even charge me for the Jabba ARB I've just ordered, mind you I've had insurance with them for 12 years

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Old 21-02-2007, 14:03   #16
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Re: 20 year old insurance

I'm with Bell for about a grand on a vRS
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Old 21-02-2007, 14:18   #17
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Re: 20 year old insurance

The long and the short of things its not cheap. Young people like us get stung for insurance, and for good reason too.

£1000 as the main driver on a vRS for a 20year old male is good, female im not sure on prices but i'd imagine thats good too

Down to where you live too remember, mine was more than £1500 and i have 1yrs ncb and pass pluss under my belt. Nevermind.
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Old 21-02-2007, 14:22   #18
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Re: 20 year old insurance

I bought the VRS because of the low insurance group! I had a 406 2.2 diesel before which was costing me too much. Buying the VRS dropped my premium to just over £300 (with Direct Line).
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Old 21-02-2007, 17:25   #19
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Re: 20 year old insurance

yeah i bought the vrs for the cheaper insurance along with alot of other things.

i previously had a ford racing puma and focus st170 which both had a premium of around £2-2.5k and i didnt wana pay again this year.

tryed all the companies and cant beat the 1006. might hav to go with it
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Old 21-02-2007, 20:08   #20
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Re: 20 year old insurance

Might be worth putting your details through Cheap UK Car insurance and home insurance quotes comparison from Confused.com. ? I generally do when looking at a car, gives me an idea of prices. Quinn direct seem to come in pretty low?
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Old 21-02-2007, 22:58   #21
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Re: 20 year old insurance

Another for Swiftcover £850 Fully Comp with a replacement car, oh and I'm 20
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Old 22-02-2007, 14:56   #22
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Re: 20 year old insurance

Im 21 2 years NCD and i pay £920 fully comp with Direct Line
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Old 22-02-2007, 17:49   #23
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Re: 20 year old insurance

sorry but none of the above companies could come close to admiral. i well wanted it below 1000 too. neva mind eh
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Old 01-03-2007, 00:43   #24
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Re: 20 year old insurance

Yeah put ur mum as a named driver, with you as the policy holder. I'm 20 and I had a clio 1.5 DCi 80, insurance for me was £840 with Admiral, put my mum as a second driver brought it down to £705! Strange how insurance works...
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Old 01-03-2007, 00:47   #25
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Re: 20 year old insurance

At 18, had my Fabia vRS, 1,500...
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