Am i the youngest Fab vRS owner on this site?

walkie · 15-10-2004, 11:47

Sorry for the boring thread, just asking out of curiosity

I got my car recently when i just turned 19... does that make me the youngest Fabia vRS owner on this forum, or is there younger??

devonutopia · 15-10-2004, 11:51

I think there's younger, but not vRS driving.

How's it worked out with insurance on the vRS being that young?

walkie · 15-10-2004, 11:55

Ah I am only after vRS drivers! insurance isnt too bad...

£1560.00 a month, ha ha no a year, fully comp etc... so its affordable, it was just buying the car that was a nightmare

faboka vrs · 15-10-2004, 11:58

Quote:

Originally Posted by walkie

Ah I am only after vRS drivers! insurance isnt too bad...

£1560.00 a month, ha ha no a year, fully comp etc... so its affordable, it was just buying the car that was a nightmare

Thats bloody good. I was paying that (when I was 19) for my Pug 405 1.6 glx TPFT.

mcbunny · 15-10-2004, 12:24

thats loads lol pain 600 fully comp on my xr2 at 19 900 > 350 for my primera 800+ on my 172 dropping to 610 then 360 ish for the fabia at 24

walkie · 15-10-2004, 12:27

Most people wouldnt insure me on it, Churchill only insured me as they had already quoted me (which they shouldnt have) but because i was quoted they had to honor it

But still am I the youngest?

mcbunny · 15-10-2004, 13:37

odd its only group 9 so not exactly lots i know 19 yearolds who own 172/cups/182's and pay not much more :s

walkie · 15-10-2004, 13:49

The status on the car is (by most insurers) you must be 21 and have had a license for 3 years

mcbunny · 15-10-2004, 14:45

crikey lol well good show then

**robmawer** · 15-10-2004, 14:48

Quote:

Originally Posted by walkie

The status on the car is (by most insurers) you must be 21 and have had a license for 3 years

As a thought...what will you be doing at renewal time then if the only quote you got was "in error"?

Rob.

Liam · 15-10-2004, 18:37

Well they would have to honour it surely if he's an existing customer insuring same car they've insured him on for a year?

C.J. · 15-10-2004, 18:46

Mentally I believe I'm the youngest member to own a Fab Vrs

About 8!!

Well done Walkie, nice to see someone getting a bit of a bargain out of an insurance company!

Hope you haven't chavved it up too much!

spinndrift · 15-10-2004, 18:54

I'd back your claim up C.J.

**robmawer** · 15-10-2004, 19:05

Quote:

Originally Posted by Liam

Well they would have to honour it surely if he's an existing customer insuring same car they've insured him on for a year?

Honour what though? Come renewal time, they'll go to calculate a quote and find that they shouldn't...so they'll either refuse a renewal, or quote him an absurdly high figure...

Rob.

Liam · 15-10-2004, 19:09

I had a similar situation with LV about 5 years ago and they insured me second time around that's why I assumed Churchill would too...

**robmawer** · 15-10-2004, 19:23

Quote:

Originally Posted by Liam

I had a similar situation with LV about 5 years ago and they insured me second time around that's why I assumed Churchill would too...

Not saying they wouldn't...but if the only way to get a decent insurance quote is through the company's error, I wouldn't like to rely on it working a second time around, especially if I was aware I still wouldn't fit the criteria most companies are insuring for!

Rob.

Liam · 15-10-2004, 19:37

No I realise that... I would just hope for the best in a year's time...

The only reason I posted that reply is because it is very similar to a previous situation of mine...

walkie · 15-10-2004, 20:44

Apparently, they can not deny me insurance on a car they have previously insured me on unless my status changes eg.6 points etc, so we shall see

Quote:

Originally Posted by C.J.

Hope you haven't chavved it up too much!

Was going to get a Lupo GTi (very chav indeed) before i ventured to the motor show and fell in love with the interior of the vRS, then 2 days before i put a deposit down on a Lupo Gti, Top Gear (thank god) showed how good the vRS was, so i saved that little bit more, bought one, and have absolutly NO regrets

Any way thats enough about my life

camerashy · 15-10-2004, 20:52

myself and chrisR's son - ben, both drive fabias, myself the 1.4 and himself the 1.2 respectively, and we're both 17...

alas. a vrs is just a BIT out of my price range lol.

C.J. · 15-10-2004, 20:53

Excellent Walkie..and from someone who's only a little bit older than me too!!

There's hope for today's youth after all.

Just keep those fog lights off if it's not foggy though ey!

**robmawer** · 15-10-2004, 21:37

Quote:

Originally Posted by walkie

Apparently, they can not deny me insurance on a car they have previously insured me on unless my status changes eg.6 points etc, so we shall see

I didn't think there was any legal requirement for an insurance company to give you cover, any more then there's a requirement for any shop to serve you a second time if they don't want to...
Where did you find this out from?

The other danger is that they might offer you insurance, but make it prohibitively expensive...

Rob.

aixlad · 15-10-2004, 22:43

I started driving before Walkie was born! I have never had an accident, and have a full clean driving license, and the fullest no claims bonus humanly possible. I am not a publican or a turf accountant, so quite a good risk I thought. My broker quoted £600 per annum fully comprehensive today for the vRS I hope to have in 3 long weeks time, this is £160 more than my current Golf GTi Turbo (Petrol). WTF is all that about? If Walkie got his insurance for £1500 then I reckon he got a real bargain.

Wardy · 17-10-2004, 02:29

I think location/postcode will have a lot to do with it. You'd have to compare where you both live...

Steve

walkie · 17-10-2004, 08:36

Quote:

Originally Posted by robmawer

I didn't think there was any legal requirement for an insurance company to give you cover, any more then there's a requirement for any shop to serve you a second time if they don't want to...
Where did you find this out from?

The other danger is that they might offer you insurance, but make it prohibitively expensive...

Rob.

You may be right there... If worst comes to worst and churchill and other regulars (Tesco etc...) dont insure me, i will have to bite the bullet and go with a performance orientated insurer like Adrian Flux, lets just hope it doesnt come to that

But for now i just want to enjoy the car

skodaTDI · 17-10-2004, 10:40

I don't think anyone cares you may be the youngest vRS owner or not on the board, just as long as you don't drive like a immature plank who thinks they know everything..

..driving can be a great past-time, but its ruined by those who take it too far and make the rest of us suffer. [you can apply your own experiences to that bit of philosophical barble if you wish folks].

Regards,

15-10-2004, 11:47	#1
walkie ............... Join Date: Aug 2004 Location: Monday: MK Tuesday: MK Wednesday: MK Thursday: MK Friday: MK/Home Saturday: Home Sunday: In bed ;o) Posts: 6,606 Members Car: BMW 120D M-Sport Thanks: 0 Thanked 1 Time in 1 Post	Am i the youngest Fab vRS owner on this site? Sorry for the boring thread, just asking out of curiosity I got my car recently when i just turned 19... does that make me the youngest Fabia vRS owner on this forum, or is there younger?? __________________ Having a little break, concentrate on the more important things in life, swmbo and my training. See you soon folks, take care - James Last edited by walkie; 15-10-2004 at 11:56.

15-10-2004, 11:51	#2
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,508 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 79 Thanked 383 Times in 324 Posts	I think there's younger, but not vRS driving. How's it worked out with insurance on the vRS being that young? __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. BRISKODA CLUBSTAND @ Castle Combe! 25/04/09! Track session too! Click me! See the mongrel's 260bhp Dyno Video!

15-10-2004, 11:55	#3
walkie ............... Join Date: Aug 2004 Location: Monday: MK Tuesday: MK Wednesday: MK Thursday: MK Friday: MK/Home Saturday: Home Sunday: In bed ;o) Posts: 6,606 Members Car: BMW 120D M-Sport Thanks: 0 Thanked 1 Time in 1 Post	Ah I am only after vRS drivers! insurance isnt too bad... £1560.00 a month, ha ha no a year, fully comp etc... so its affordable, it was just buying the car that was a nightmare __________________ Having a little break, concentrate on the more important things in life, swmbo and my training. See you soon folks, take care - James

15-10-2004, 12:24	#5
mcbunny Briskodian Join Date: Jan 2004 Location: York Posts: 2,601 Members Car: Brabus Roadster Coupe Thanks: 0 Thanked 0 Times in 0 Posts	thats loads lol pain 600 fully comp on my xr2 at 19 900 > 350 for my primera 800+ on my 172 dropping to 610 then 360 ish for the fabia at 24 __________________ First step to recovery is admitting you have a problem Hi, my name is Mike and I own a Skoda and to top it all off it’s a diesel.

15-10-2004, 12:27	#6
walkie ............... Join Date: Aug 2004 Location: Monday: MK Tuesday: MK Wednesday: MK Thursday: MK Friday: MK/Home Saturday: Home Sunday: In bed ;o) Posts: 6,606 Members Car: BMW 120D M-Sport Thanks: 0 Thanked 1 Time in 1 Post	Most people wouldnt insure me on it, Churchill only insured me as they had already quoted me (which they shouldnt have) but because i was quoted they had to honor it But still am I the youngest? __________________ Having a little break, concentrate on the more important things in life, swmbo and my training. See you soon folks, take care - James Last edited by walkie; 15-10-2004 at 13:03.

15-10-2004, 13:37	#7
mcbunny Briskodian Join Date: Jan 2004 Location: York Posts: 2,601 Members Car: Brabus Roadster Coupe Thanks: 0 Thanked 0 Times in 0 Posts	odd its only group 9 so not exactly lots i know 19 yearolds who own 172/cups/182's and pay not much more :s __________________ First step to recovery is admitting you have a problem Hi, my name is Mike and I own a Skoda and to top it all off it’s a diesel.

15-10-2004, 13:49	#8
walkie ............... Join Date: Aug 2004 Location: Monday: MK Tuesday: MK Wednesday: MK Thursday: MK Friday: MK/Home Saturday: Home Sunday: In bed ;o) Posts: 6,606 Members Car: BMW 120D M-Sport Thanks: 0 Thanked 1 Time in 1 Post	The status on the car is (by most insurers) you must be 21 and have had a license for 3 years __________________ Having a little break, concentrate on the more important things in life, swmbo and my training. See you soon folks, take care - James Last edited by walkie; 15-10-2004 at 13:59.

15-10-2004, 14:45	#9
mcbunny Briskodian Join Date: Jan 2004 Location: York Posts: 2,601 Members Car: Brabus Roadster Coupe Thanks: 0 Thanked 0 Times in 0 Posts	crikey lol well good show then __________________ First step to recovery is admitting you have a problem Hi, my name is Mike and I own a Skoda and to top it all off it’s a diesel.

15-10-2004, 18:37	#11
Liam Briskodian Join Date: Sep 2003 Location: Wirral, Merseyside Posts: 605 Members Car: Ford Fiesta Zetec Blue Thanks: 1 Thanked 0 Times in 0 Posts	Well they would have to honour it surely if he's an existing customer insuring same car they've insured him on for a year? __________________ Vorsprung durch Czechnik...

15-10-2004, 18:46	#12
C.J. Briskodian Join Date: Mar 2004 Location: --- Posts: 3,288 Members Car: Thanks: 0 Thanked 0 Times in 0 Posts	Mentally I believe I'm the youngest member to own a Fab Vrs About 8!! Well done Walkie, nice to see someone getting a bit of a bargain out of an insurance company! Hope you haven't chavved it up too much!

15-10-2004, 18:54	#13
spinndrift Briskodian Join Date: Oct 2003 Location: Woking/Bolton Le Sands Posts: 6,654 Members Car: Roomster Thanks: 1 Thanked 8 Times in 8 Posts	I'd back your claim up C.J. __________________ Rev. Andy The Rallying Reverend www.miniroadrunnerrallying.co.uk Engine data aquisition is fun

15-10-2004, 19:09	#15
Liam Briskodian Join Date: Sep 2003 Location: Wirral, Merseyside Posts: 605 Members Car: Ford Fiesta Zetec Blue Thanks: 1 Thanked 0 Times in 0 Posts	I had a similar situation with LV about 5 years ago and they insured me second time around that's why I assumed Churchill would too... __________________ Vorsprung durch Czechnik...

15-10-2004, 19:37	#17
Liam Briskodian Join Date: Sep 2003 Location: Wirral, Merseyside Posts: 605 Members Car: Ford Fiesta Zetec Blue Thanks: 1 Thanked 0 Times in 0 Posts	No I realise that... I would just hope for the best in a year's time... The only reason I posted that reply is because it is very similar to a previous situation of mine... __________________ Vorsprung durch Czechnik... Last edited by Liam; 15-10-2004 at 20:45. Reason: typo

15-10-2004, 20:52	#19
camerashy Briskodian Join Date: Aug 2004 Posts: 423 Members Car: Thanks: 0 Thanked 0 Times in 0 Posts	myself and chrisR's son - ben, both drive fabias, myself the 1.4 and himself the 1.2 respectively, and we're both 17... alas. a vrs is just a BIT out of my price range lol.

15-10-2004, 20:53	#20
C.J. Briskodian Join Date: Mar 2004 Location: --- Posts: 3,288 Members Car: Thanks: 0 Thanked 0 Times in 0 Posts	Excellent Walkie..and from someone who's only a little bit older than me too!! There's hope for today's youth after all. Just keep those fog lights off if it's not foggy though ey!

15-10-2004, 22:43	#22
aixlad Briskodian Join Date: Aug 2004 Location: /usr/bin/whereis `whoami` Posts: 556 Members Car: Thanks: 1 Thanked 0 Times in 0 Posts	I started driving before Walkie was born! I have never had an accident, and have a full clean driving license, and the fullest no claims bonus humanly possible. I am not a publican or a turf accountant, so quite a good risk I thought. My broker quoted £600 per annum fully comprehensive today for the vRS I hope to have in 3 long weeks time, this is £160 more than my current Golf GTi Turbo (Petrol). WTF is all that about? If Walkie got his insurance for £1500 then I reckon he got a real bargain.

17-10-2004, 02:29	#23
Wardy Broken :( Join Date: Oct 2004 Location: Around Manchester & Cheshire Posts: 11,875 Members Car: Skoda Fabia vRS Thanks: 473 Thanked 384 Times in 371 Posts	I think location/postcode will have a lot to do with it. You'd have to compare where you both live... Steve

17-10-2004, 10:40	#25
skodaTDI Briskodian Join Date: Apr 2003 Location: Nr.Wigan Posts: 167 Members Car: Skoda Fabia Hatch 1.9 TDI Elegance - Colour: X9X9 Thanks: 2 Thanked 0 Times in 0 Posts	I don't think anyone cares you may be the youngest vRS owner or not on the board, just as long as you don't drive like a immature plank who thinks they know everything.. ..driving can be a great past-time, but its ruined by those who take it too far and make the rest of us suffer. [you can apply your own experiences to that bit of philosophical barble if you wish folks]. Regards,

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