Peanutz

I've been driving under my Dad's name for seven years now with the same insurance company. I'm now looking to go under my own name and the company has given me a fairly hefty quote at £1700. Ouch. Did a bit of shopping around and found another company that will take 'driving experience' into account, and offered a quote at £750...

BUT they want to see proof that I have been a named driver for this period and had no claims - fair enough. Unfortunately, old documents have been thrown out and the current insurance company is refusing to give me proof of my named driving experience citing 'company policy'.

Any suggestions??

ScoobyChris

I'm pretty sure that most companies will only provide proof that the policy holder has the NCB. They certainly weren't interested when I got my own policy....

Chris

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Holding up the traffic in a little Italian..........

Peanutz

My problem is I don't have 'No Claims Bonus' as such... just seven years named driving experience with no incidents - and this is what the company need proof of

hewesy

Perhaps the two companies can discuss this direct - or company 1 could fax a note to company two giving dates and info on driving experiance.

Direct Line seem to be good on named drivers these days, unless this is one of the companies above!

Hewesy

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'05 Fabia Estate. 1.4 TDI, 75bhp
All standard so far....

thegavsters

Just a quick question on this. Were you a named driver who drove your dads car occasionally or was it your car and you were put under your dads name so that you could pay less on insurance?

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Get your own Gamercard Sig.

Peanutz

For the first few years, I just drove occassionally. Then I came back home a year ago and the insurance details were changed and listed myself as the main driver (but was still under dad's name).

stopan1j

Have you contacted your fathers insurance company for a quote? If not it may be worth a try - they may use their information for their own quote but not release details to another.

Other than that it might be worth asking on teh 5-ive 0 forum under the insurance section. There are motor insurance guys registered on the site who may offer advise.


http://www.5ive-o.org/forum/portal.php

The sites also a link from Briskoda

DGW

Were you a named driver for 7 years or just for the most recent year? And has your Dad asked the company to provide the proof you need since it is his policy which is involved?

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Denis

2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg
2007 Fabia vRS - CC, ESP, Jabba rear ARB, and full leather trim by Seat Surgeons ...48.01 mpg...

Peanutz

I was named driver for seven years. Dad asked them but they won't provide the info as it's 'company policy'.

stopan - unfortunately it's my dad's insurance company that has given me the £1700 quote!!

Thanks for the help!

DGW

I would be inclined to contact them again and ask them to justify their 'company policy'. If they don't give way, tell them that a complaint will be made to the Financial Services Authority who regulate the financial services industry including companies providing car insurance. If you had a bad accident record, your Dad's insurer would be only too willing to share that information with other insurance companies!

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Denis

2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg
2007 Fabia vRS - CC, ESP, Jabba rear ARB, and full leather trim by Seat Surgeons ...48.01 mpg...

PJW -VRS

Try Norwich union ............ I was a company car driver for 30yrs
with no claims and also no proof ........ they accepted my word
and allowed me 5 yrs ncb vrs fabia £240 .... just had my renewal
through at £244 ....... good luck

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Regards Pete
SILVER DREAM MACHINE FABIA vRS 2005
Talex hard wired tnx Stu - Cruise control tnx Stu - Mio C510 sat nav - Personal No Plate