How did you pay for yours?

[g75f]

Our VRS is due in this month and due to me being a tight **** i don't really want to pay £20 for a bankers draft, so i was wondering can you pay by debit card ?
I know someone will say just draw out the cash but i dont really fancy wondering about with 11 grand in my pocket.

[Lummox]

I paid for my Fabia vRS on Switch. The dealer just makes a quick call to the cardline and they will ask you a few questions just to verify who you are as a security check.

No charge.

[Moose]

You can pay be debit card yes. But call the dealer first to check, or write them a cheque and give it over now, so its ready for collection day.

[VRStu]

Paid Debit Card for both of ours.

[ChrisRs]

Originally Posted by RichardEames

You can pay be debit card yes. But call the dealer first to check, or write them a cheque and give it over now, so its ready for collection day.

Write out a cheque and give it them about 5 days before delivery. This is what I intend to do in September. Sick of waiting though !!!LOL

[gallego1968]

I paid the remaning balance from the part-ex with my Delta card.

[ScoobyChris]

1/2 cash, 1/2 Switch for my latest purchase. Be ready to answer a few security questions for the Switch though

Chris

[walkie]

Paid by debit, 11315 one day, gone the next

[PaulC]

debit the way to go easy peasy.

[g75f]

Thank you all for another rapid and helpful reply

[neilwilliams]

I did debit card too. It was far easier.

One thing to beware of with cash is that the police can set limits on what businesses are able to accept without verifying a ton of paperwork. Near me it's about £5000.

Perhaps if you say which dealer you are using someone might be able to say if they accept it without a problem.

[WW_VRS]

Some on finance (about 5k), the rest against a loan somewhere else.

Paid by debit card (credit card will be accepted but they'll charge cost, about 2%-3%, on top).

[Dave_Fox]

Building society cheque- no charge (I think)

[paxton]

i paid cheque.... took it in 5 working days before!

[cheeky]

Debit card, not even a call to authorise, just the online chip & PIN thing. Far TOO easy lol

[Mort]

Debit card here, but the phone call for verification took an age. Damn Barclays. Best thing to do if you're gonna pay on card is to ring and tell the bank in advance how much it'll be and where you'll be paying and who to. Then they don't have to do it at the time.

[MagicBoy]

Debit card via Chip'n'Pin. Over £9k and it went straight though! Previous car was £7k ish on signature only. My bank just doesn't seem to care.

When my mate got his Ibiza he paid for the car on debit card no problem then went to the petrol station to fill it up. The same card got declined even though he had plenty of funds and he'd left his credit cards at home. Oops!

[WW_VRS]

I rang Barclays beforehand, made no difference. This even though I told them the amount, when roughly, what day, and so on. PIN was ok & accepted but still had to authorise it.

Now this is both annoying & good - annoying as you'd have though a note would be made and it would be allowed through. Good as large sums of money going out (or IN ) will be treated as suspicious.

Had the same in the US when I bought a laptop there - had to ring RBOS to allow it through

[Mort]

Originally Posted by WW_VRS

Now this is both annoying & good

Barclays are good at that mix. I paid for my Telephone bill (70 quid) online in my last year of uni. So Barclays decided this must be a fraudulent use of my stolen card and disactivated it so for the next week every purchase i tried to make on my card meant I had to ring up Barclays and say its ok. No one told me why this was though, until the end of that week when I got a letter explaining.

It's good if my card was stolen, but made everything a pain in-between when one phone call from them would have sorted it. So I try and get hold of Barclays before any large transactions now (especially after 25minutes on the phone trying to authorise my vRS at 5:15 in the dealership).

[Alan M]

Well, i bought privately, so i did an online bank transfer from my account straight into the sellers. Well, i tried to anyway. HSBC decided that i really shouldn't transfer a large sum of money on that day, and locked my account. I had to go into my branch, complete with passport to prove who i was to get it sorted out. When i asked why they'd done it, they said it "wasn't like my normal spending pattern". Of course it wasn't! I don't buy a car every week! I then asked what the point of internet banking was if i still had to take time off work and come into my branch, to which they had no answer...