Insurance renewal time!

Dmac1969 · 27-05-2007, 15:54

Hi all
Just a quick note about insurance , as I got my renewal this week from Direct Line (£143 Fully comp , inc protected NCD , 37 years old , no points or convictions , TD15 postcode for a Fabia 1.4MPI Comfort , max 9000 miles per year , car garaged at night). I thought I'd have a gander at the Confused.com website , just to see if I was being ripped off or not , and it appears I'm not , as the cheapest quote was only £7 less than my renewal (Swiftcover.com , just in case any other MPi drivers need insurance soon!) The RAC wanted £280 , and the most expensive quote (can't remember the firms name) was £299!!! It just shows that it pays to look around come renewal time , especially if you are an RAC customer , by the looks of it!!

peterco · 27-05-2007, 16:18

Hi Dmac,
I am the same,
My cheapest quote is Ecar insurance £131 FK10 postcode full no claims,age 47.

eCar Insurance - Get a low cost car insurance quote from eCar Insurance

pete

Octygone · 27-05-2007, 17:08

Try Privelege they are part of the same company as Direct line but they were £9 cheaper for me

micndiesel · 27-05-2007, 18:15

I tried using the confused.com website then checked with the insurance company direct and got it quite alot cheaper cant remember the exact amount
im now with more than im 37 and i pay £360 for a 06 octavia vrs with full legal cover protected no claim etc full comp the down side is having a ng post code

Babs · 28-05-2007, 11:02

I hate you all

I'll be old one day though lol

Joff · 28-05-2007, 11:03

Get a renewal quote for Direct Line through Quidco - I got £100 cashback so your premium would only be about £40!!

Snoopie · 28-05-2007, 11:56

That's not too bad. I got a quote for my Fabia, £1,600. So .. just a bit less than me.

Dmac1969 · 28-05-2007, 13:11

£1600? FFS! I take it you are quite young then? I remember paying £1200 TPFT for a 2.0S Capri in about 1990 when I was 21 , however that was before all these direct insurers sprung up , and you had to go to your local insurance office to get cover. I very much doubt I'd want to have a car that cost me more than £500 a year for insurance , last time I checked though , I could insure an Evo VIII for about £480 FC , I think my postcode helps a bit.

micndiesel · 28-05-2007, 13:15

a mate used to have a diablo roadster he paid over £1000 insurance a month to drive it
was worth over £90,000 on a r plate
hes got a porsche carrera 4s now so hes saved a fortune
id never pay over a £1000 a year for any thing

Dmac1969 · 28-05-2007, 13:18

Quote:

Originally Posted by micndiesel

a mate used to have a diablo roadster he paid over £1000 insurance a month to drive it
was worth over £90,000 on a r plate
hes got a porsche carrera 4s now so hes saved a fortune
id never pay over a £1000 a year for any thing

Thers a couple of young lads in Berwick I see driving a Gallardo Spyder on an 07 plate now and then , I'd like to know how much their insurance is...... unless Daddy is paying , of course.

vrs jamez27 · 28-05-2007, 14:49

Quote:

Originally Posted by micndiesel

id never pay over a £1000 a year for any thing

Getting insurance in your own name as a 17 year old on anything for under 1K is difficult these days. Im 19 and i still pay more than that for my vRS

but its worth it!

jacko203 · 28-05-2007, 15:10

I'm 21, and pay ~1K for insurance on my 1.4; and that's with 4 years' driving and a clean record (no NCB, due no car of my own until this year). That shows how hard it is to get cheap insurance when you're young. Just haven't got the choice of paying less than a grand a year.

Snoopie · 28-05-2007, 16:16

At 18, I was paying £1,600 for my vRS. Then for the Leon Cupra R was paying over £2,000 at 19. Then still .. on the CTR, over £2,000. Yes.. I'm mental.

Offerman · 28-05-2007, 17:51

I'm paying £1400 for my vRS and I'm 19 with 2 years NCB. Thats with good old Admiral.

Dave_Fox · 28-05-2007, 18:26

Quote:

Originally Posted by Snoopie

At 18, I was paying £1,600 for my vRS. Then for the Leon Cupra R was paying over £2,000 at 19. Then still .. on the CTR, over £2,000. Yes.. I'm mental.

Being 21 must make one hell of a difference! I only pay £800 on the VXR

Snoopie · 28-05-2007, 18:37

Could be that where I live is a bit shabby ... LOL

Dave_Fox · 28-05-2007, 18:51

Quote:

Originally Posted by Snoopie

Could be that where I live is a bit shabby ... LOL

Yeah you're right actually... well the fact that post codes make a big difference

dodger21 · 28-05-2007, 19:02

I pay £280 fully comp protected bonus with the coop (CIS) for my 56 reg VRS it helps being over 50

Snoopie · 28-05-2007, 19:24

Quote:

Originally Posted by Dave_Fox

Yeah you're right actually... well the fact that post codes make a big difference

So come on Dave. Where do you live...

oilburninnut · 28-05-2007, 19:49

30 with 15 points and 10 years ncb £540 with ensign skoda's own ins wanted £3400 for my vrs se.

27-05-2007, 15:54	#1
Dmac1969 Briskodian Join Date: Apr 2006 Location: Berwick upon Tweed , Northumberland , The Northernmost Town in England , home of the mighty 'Dream Team' , Berwick Rangers FC! Also home of 'The Barrels Alehouse' purveyor of Staropramen Czech Beer , I wouldnt give a xxxx for anything else!! ;) Posts: 2,392 Thanks: 18 Thanked 53 Times in 40 Posts	Insurance renewal time! Hi all Just a quick note about insurance , as I got my renewal this week from Direct Line (£143 Fully comp , inc protected NCD , 37 years old , no points or convictions , TD15 postcode for a Fabia 1.4MPI Comfort , max 9000 miles per year , car garaged at night). I thought I'd have a gander at the Confused.com website , just to see if I was being ripped off or not , and it appears I'm not , as the cheapest quote was only £7 less than my renewal (Swiftcover.com , just in case any other MPi drivers need insurance soon!) The RAC wanted £280 , and the most expensive quote (can't remember the firms name) was £299!!! It just shows that it pays to look around come renewal time , especially if you are an RAC customer , by the looks of it!! __________________ Duncan - England's most Northerly Briskodian! 2000/V reg Fabia 1.4 Mpi Comfort-Dynamic Blue Ex Octavia vRS and Octavia Slxi 1.8T.

27-05-2007, 16:18	#2
peterco Briskodian Join Date: Sep 2006 Posts: 23 Thanks: 0 Thanked 1 Time in 1 Post	Re: Insurance renewal time! Hi Dmac, I am the same, My cheapest quote is Ecar insurance £131 FK10 postcode full no claims,age 47. eCar Insurance - Get a low cost car insurance quote from eCar Insurance pete

27-05-2007, 17:08	#3
Octygone Old Git Join Date: Oct 2004 Location: Wiltshire Posts: 6,530 Thanks: 179 Thanked 101 Times in 61 Posts	Re: Insurance renewal time! Try Privelege they are part of the same company as Direct line but they were £9 cheaper for me

27-05-2007, 18:15	#4
micndiesel Briskodian Join Date: Apr 2006 Location: nottingham Posts: 116 Thanks: 0 Thanked 5 Times in 5 Posts	Re: Insurance renewal time! I tried using the confused.com website then checked with the insurance company direct and got it quite alot cheaper cant remember the exact amount im now with more than im 37 and i pay £360 for a 06 octavia vrs with full legal cover protected no claim etc full comp the down side is having a ng post code __________________ 360 gamertag:micndiesel psn gamertag :micndiesel

28-05-2007, 11:02	#5
Babs Briskodian Join Date: Jul 2006 Location: Newport/Preston Posts: 3,707 Thanks: 107 Thanked 110 Times in 99 Posts	Re: Insurance renewal time! I hate you all I'll be old one day though lol __________________ - Andrew

28-05-2007, 11:03	#6
Joff Dervlova Join Date: Apr 2005 Location: Cloud cuckoo land Posts: 1,127 Thanks: 53 Thanked 18 Times in 14 Posts	Re: Insurance renewal time! Get a renewal quote for Direct Line through Quidco - I got £100 cashback so your premium would only be about £40!! __________________ A kitten is killed every time you don't use the search

28-05-2007, 11:56	#7
Snoopie left briskoda.net Join Date: Mar 2006 Location: Buckingham Palace Car Park Posts: 4,462 Thanks: 86 Thanked 85 Times in 52 Posts	Re: Insurance renewal time! That's not too bad. I got a quote for my Fabia, £1,600. So .. just a bit less than me.

28-05-2007, 13:11	#8
Dmac1969 Briskodian Join Date: Apr 2006 Location: Berwick upon Tweed , Northumberland , The Northernmost Town in England , home of the mighty 'Dream Team' , Berwick Rangers FC! Also home of 'The Barrels Alehouse' purveyor of Staropramen Czech Beer , I wouldnt give a xxxx for anything else!! ;) Posts: 2,392 Thanks: 18 Thanked 53 Times in 40 Posts	Re: Insurance renewal time! £1600? FFS! I take it you are quite young then? I remember paying £1200 TPFT for a 2.0S Capri in about 1990 when I was 21 , however that was before all these direct insurers sprung up , and you had to go to your local insurance office to get cover. I very much doubt I'd want to have a car that cost me more than £500 a year for insurance , last time I checked though , I could insure an Evo VIII for about £480 FC , I think my postcode helps a bit. __________________ Duncan - England's most Northerly Briskodian! 2000/V reg Fabia 1.4 Mpi Comfort-Dynamic Blue Ex Octavia vRS and Octavia Slxi 1.8T.

28-05-2007, 13:15	#9
micndiesel Briskodian Join Date: Apr 2006 Location: nottingham Posts: 116 Thanks: 0 Thanked 5 Times in 5 Posts	Re: Insurance renewal time! a mate used to have a diablo roadster he paid over £1000 insurance a month to drive it was worth over £90,000 on a r plate hes got a porsche carrera 4s now so hes saved a fortune id never pay over a £1000 a year for any thing __________________ 360 gamertag:micndiesel psn gamertag :micndiesel

28-05-2007, 15:10	#12
jacko203 Dirty Join Date: Aug 2006 Location: Manchester Posts: 156 Thanks: 4 Thanked 7 Times in 7 Posts	Re: Insurance renewal time! I'm 21, and pay ~1K for insurance on my 1.4; and that's with 4 years' driving and a clean record (no NCB, due no car of my own until this year). That shows how hard it is to get cheap insurance when you're young. Just haven't got the choice of paying less than a grand a year.

28-05-2007, 16:16	#13
Snoopie left briskoda.net Join Date: Mar 2006 Location: Buckingham Palace Car Park Posts: 4,462 Thanks: 86 Thanked 85 Times in 52 Posts	Re: Insurance renewal time! At 18, I was paying £1,600 for my vRS. Then for the Leon Cupra R was paying over £2,000 at 19. Then still .. on the CTR, over £2,000. Yes.. I'm mental.

28-05-2007, 17:51	#14
Offerman Briskodian Join Date: May 2007 Posts: 236 Thanks: 3 Thanked 20 Times in 19 Posts	Re: Insurance renewal time! I'm paying £1400 for my vRS and I'm 19 with 2 years NCB. Thats with good old Admiral.

28-05-2007, 18:37	#16
Snoopie left briskoda.net Join Date: Mar 2006 Location: Buckingham Palace Car Park Posts: 4,462 Thanks: 86 Thanked 85 Times in 52 Posts	Re: Insurance renewal time! Could be that where I live is a bit shabby ... LOL

28-05-2007, 19:02	#18
dodger21 Briskodian Join Date: Feb 2007 Location: featherstone west yorkshire Posts: 13 Thanks: 0 Thanked 0 Times in 0 Posts	Re: Insurance renewal time! I pay £280 fully comp protected bonus with the coop (CIS) for my 56 reg VRS it helps being over 50

28-05-2007, 19:49	#20
oilburninnut resident gayer Join Date: Mar 2007 Posts: 3,294 Thanks: 141 Thanked 119 Times in 111 Posts	Re: Insurance renewal time! 30 with 15 points and 10 years ncb £540 with ensign skoda's own ins wanted £3400 for my vrs se. __________________ 2nd most powerful car on awesome rolling road day

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