Insurance

micklecats · 14-06-2008, 09:57

2006 VRS, 42 years old, man and wife same age, no convictions, Insurance quote £276 with a voluntary excess of £250, protected bonus and legal protection.

Is that any good and can anyone advise as to a good firm to use?

Cheers
(apologies if there are already threads on this but I am lazy and can't be bothered to search)

youngsyd · 14-06-2008, 10:34

Thats not bad, i am with MoreThan, and its 345 with all the gubbins.

Im 25 no convictions etc.

Kev_vRS · 14-06-2008, 10:45

mine is just over 1000 with 2 years ncb

no convictions or any thing either and im 21

Id say that was V good lol

youngsyd · 14-06-2008, 10:49

Christ!

I suppose postcode lottery makes a difference...

wja96 · 14-06-2008, 11:18

I'm with Budget - 42, No convictions, 4 years NCB, no mods to car, 30,000 miles per year £231 this year for myself and my wife (similar details). So I e-mailed for an update now I'm doing some stuff to the car;

Suspension lowered <50mm and aftermarket dampers
Front splitter
17" Alloys
Rear ARB
OEM Sat-Nav

£640!!!!

And the drivetrain is completely stock - no remap.

kemputy · 14-06-2008, 20:28

im with brentrace and i pay 631 with a remap and can mod anything as long as it do not make it more powerful im 23 5years ncb with admiral it was gonna be 390 just normal and no mods i would shop around

kerms34 · 15-06-2008, 09:28

I'm £190 with priviledge, 35 5 years n/c and g/f with similar history.

Worth shopping around mate, i was with rac last year for 200 ish and this year the renewal was just short of 300,, insurance is weird eh

Mossman · 15-06-2008, 10:11

Chris Knott for us with all mods declared

(£320 ish each).

Disco_Mikey · 15-06-2008, 10:25

£520 with MoreThan with protected No Claims
Im 21, missus is 24, i have 4yrs NCD and a non-fault accident. She has 3yrs NCD

For the record, i tried Brentacre, they wanted £550, and could mod anything, as long as it didnt increase engine power, but they wouldnt protect my NCD...

ric04vrs · 15-06-2008, 10:29

it sounds like i am paying to much for my insurance

£393 ,43y/o, full NCB, no convictions , 12k a year , but i did have an accident 3 years ago, so maybe i'm still paying for that

dxg · 15-06-2008, 10:32

£300 with no n.c.b* and 18,000 miles per year. A couple of "mainstream" places refused to quote, and I wound up with Elephant. It will be interesting to see what they're like if I ever do need them...

* I have 10 years + ncb on another car but am not going down the two-cars-on-the-same-ncb route again as you always get shafted on one of them... Come renewal I'll be looking into "portfolio" insurance to see if that works out cheaper...

thewilfmeister · 15-06-2008, 10:32

a grand a year with no noclaims with more than and a remap! and being 20 lol

helps if you work for them though to take advantage of staff discount

micklecats · 17-06-2008, 18:29

thanks to all for the info :-)

Static · 17-06-2008, 20:21

£400 fully comp, £150 excess
im 36, 9 years no claims bonus, 6 points on licence, missus is on car too she has 3 points. no mods for me!

VWD · 17-06-2008, 20:40

Try some of the banks(I'm with HSBC) -me good bit older ,car a bit slower (1.4tdi) ,many ,many years NCB,no convictions etc -still less than 200

14-06-2008, 09:57	#1
micklecats Briskodian Join Date: Nov 2007 Location: West Mids, Solihull Posts: 102 Thanks: 6 Thanked 3 Times in 3 Posts	Insurance 2006 VRS, 42 years old, man and wife same age, no convictions, Insurance quote £276 with a voluntary excess of £250, protected bonus and legal protection. Is that any good and can anyone advise as to a good firm to use? Cheers (apologies if there are already threads on this but I am lazy and can't be bothered to search) __________________ Micklecats - Yellow Fabia VRS totally standard and driven like Granny - 58.8mpg average and 13k on the original front Conti's. just cos it's yeller doesn't mean I like fellers

14-06-2008, 10:34	#2
youngsyd is chilled out! Join Date: Aug 2007 Location: Scunthorpe, Nth Lincs Posts: 2,169 Thanks: 70 Thanked 91 Times in 88 Posts	Re: Insurance Thats not bad, i am with MoreThan, and its 345 with all the gubbins. Im 25 no convictions etc. __________________ CzecheredFlagMotorsport

14-06-2008, 10:45	#3
Kev_vRS Briskodian Join Date: May 2008 Location: Hartlepool Posts: 24 Thanks: 5 Thanked 1 Time in 1 Post	Re: Insurance mine is just over 1000 with 2 years ncb no convictions or any thing either and im 21 Id say that was V good lol __________________

14-06-2008, 10:49	#4
youngsyd is chilled out! Join Date: Aug 2007 Location: Scunthorpe, Nth Lincs Posts: 2,169 Thanks: 70 Thanked 91 Times in 88 Posts	Re: Insurance Christ! I suppose postcode lottery makes a difference... __________________ CzecheredFlagMotorsport

14-06-2008, 11:18	#5
wja96 MFD User Join Date: Jul 2006 Location: Norfolk/East Anglia Posts: 304 Thanks: 5 Thanked 5 Times in 5 Posts	Re: Insurance I'm with Budget - 42, No convictions, 4 years NCB, no mods to car, 30,000 miles per year £231 this year for myself and my wife (similar details). So I e-mailed for an update now I'm doing some stuff to the car; Suspension lowered <50mm and aftermarket dampers Front splitter 17" Alloys Rear ARB OEM Sat-Nav £640!!!! And the drivetrain is completely stock - no remap.

14-06-2008, 20:28	#6
kemputy Briskodian Join Date: Apr 2007 Location: durham Posts: 77 Thanks: 2 Thanked 1 Time in 1 Post	Re: Insurance im with brentrace and i pay 631 with a remap and can mod anything as long as it do not make it more powerful im 23 5years ncb with admiral it was gonna be 390 just normal and no mods i would shop around __________________ furby vrs mapped

15-06-2008, 09:28	#7
kerms34 Briskodian Join Date: Mar 2008 Location: Stirling Posts: 42 Thanks: 4 Thanked 0 Times in 0 Posts	Re: Insurance I'm £190 with priviledge, 35 5 years n/c and g/f with similar history. Worth shopping around mate, i was with rac last year for 200 ish and this year the renewal was just short of 300,, insurance is weird eh

15-06-2008, 10:11	#8
Mossman Briskodian Join Date: Jan 2004 Location: Hull Posts: 496 Thanks: 54 Thanked 27 Times in 26 Posts	Re: Insurance Chris Knott for us with all mods declared (£320 ish each). __________________ Black Magic Fabia V/RS Xenons, Heated seats, Cruise, Cupra Front Splitter, new VRs badges, Koni FSDs, Eibachs, Jabba ARB, Jabba Remap, PD160 Intake and 312mm brakes + Detailed by Glyn O'Donnell Black Magic Fabia V/RS Xenons, Heated seats, Cruise, Ecutek Remap, PD160 Intake (Yes I have two! ) Photography Marketing T shirts flickr

15-06-2008, 10:25	#9
Disco_Mikey Briskodian Join Date: May 2007 Location: Dundee Posts: 246 Thanks: 9 Thanked 2 Times in 2 Posts	Re: Insurance £520 with MoreThan with protected No Claims Im 21, missus is 24, i have 4yrs NCD and a non-fault accident. She has 3yrs NCD For the record, i tried Brentacre, they wanted £550, and could mod anything, as long as it didnt increase engine power, but they wouldnt protect my NCD... __________________ Fabia vRS - RS4 style alloys, Cruise control, Cupra splitter, Eibachs, Cupra console bushes To do list - NOTHING! Shopping list - 312's, De-cat, FMIC, PD160

15-06-2008, 10:29	#10
ric04vrs I parked up 1st Join Date: Jan 2006 Location: not near enough to the Ring Posts: 6,102 Thanks: 29 Thanked 177 Times in 172 Posts	Re: Insurance it sounds like i am paying to much for my insurance £393 ,43y/o, full NCB, no convictions , 12k a year , but i did have an accident 3 years ago, so maybe i'm still paying for that __________________ not so bored now

15-06-2008, 10:32	#11
dxg Briskodian Join Date: Apr 2003 Posts: 162 Thanks: 4 Thanked 6 Times in 6 Posts	Re: Insurance £300 with no n.c.b* and 18,000 miles per year. A couple of "mainstream" places refused to quote, and I wound up with Elephant. It will be interesting to see what they're like if I ever do need them... * I have 10 years + ncb on another car but am not going down the two-cars-on-the-same-ncb route again as you always get shafted on one of them... Come renewal I'll be looking into "portfolio" insurance to see if that works out cheaper... __________________ .

15-06-2008, 10:32	#12
thewilfmeister Briskodian Join Date: Apr 2008 Location: Peterborough Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	Re: Insurance a grand a year with no noclaims with more than and a remap! and being 20 lol helps if you work for them though to take advantage of staff discount

17-06-2008, 18:29	#13
micklecats Briskodian Join Date: Nov 2007 Location: West Mids, Solihull Posts: 102 Thanks: 6 Thanked 3 Times in 3 Posts	Re: Insurance thanks to all for the info :-) __________________ Micklecats - Yellow Fabia VRS totally standard and driven like Granny - 58.8mpg average and 13k on the original front Conti's. just cos it's yeller doesn't mean I like fellers

17-06-2008, 20:21	#14
Static Briskodian Join Date: Jun 2008 Location: Colchester Posts: 39 Thanks: 1 Thanked 4 Times in 4 Posts	Re: Insurance £400 fully comp, £150 excess im 36, 9 years no claims bonus, 6 points on licence, missus is on car too she has 3 points. no mods for me!

17-06-2008, 20:40	#15
VWD Briskodian Join Date: Feb 2007 Posts: 316 Thanks: 2 Thanked 10 Times in 10 Posts	Re: Insurance Try some of the banks(I'm with HSBC) -me good bit older ,car a bit slower (1.4tdi) ,many ,many years NCB,no convictions etc -still less than 200

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