Car Security

shrops_paul · 11-12-2003, 22:26

Hello.

Just looking for insurance & could use some help

Octavia RS, 51 plate.

It comes with an imobiliser as standard but no alarm right?

well mine apears to have the alarm upgrate pack - some little square sensorts in the front etc.

Is any of this cat1 or thatham etc?

ta

Quinten · 11-12-2003, 22:36

Could well be. But I think the dealer should be able to fill you in on the alarm details as it sounds to me as an aftermarket thing, and not necessarily a Skoda option.

shrops_paul · 11-12-2003, 22:46

He seemed to suggest it was a skoda upgrade option. I'll find out more when I pick it up on Satuday. He mentioned some sort of certificate with it so I'm hoping for som thatcham approved goodness

MonkeyHanger · 11-12-2003, 23:06

Cat 2 immobiliser is factory-fit, so this is what the insurance take into account.

The idea that you get a discount for a Cat 1 alarm is pretty much a myth. Alarms are more for peace of mind than anything else

But for any after-market Thatcham system, there should be a fitting Certificate, usually from a VSIB approved fitter.

Edit...

By the way, there is a Skoda approved Cat 2 to 1 upgrade system

SilveRS · 12-12-2003, 08:08

Yep, Geoff is right. If the dealer is saying it's Thatcham approved then there should be a certificate signed by the installation engineer who carried out the upgrade.

As for cheaper insurance, some brokers ask for all the details but as for DL they don't give a monkey.

SkodiRS · 12-12-2003, 08:21

You'll generally only get discount for a tracker device but you have to weigh up whether the cost of the tracker is less than the insurance....apart from the security aspect

I found it wasn't so didn't get one.

For piece of mind get a cat1 alarm and a disclok.

**TaviaRS** · 12-12-2003, 09:07

I got no discount for a CAT1, and couldn't find anyone who'd give me a discount for a tracker.

So I've just got CAT1 on mine.

Skoda did offer an upgrade, Scorpion or Cobra IIRC. I went for a Sigma CAT2 to CAT 1 upgrade as it was £60 cheaper and I didn't need a seperate fob.

If you are thinking of modding the RS Paul, try Liverpool and Victoria - phone, don't use the online quote thing.

***DGW*** · 12-12-2003, 12:54

My eldest son's BMW M3-lookalike is only covered for theft if the Cat 1 alarm (which he had to provide proof of fitting) has been armed and, following any theft, he is in possession of all keys and immobiliser fobs. So no reduction of premium for a Cat 1 alarm - and no theft cover unless those conditions are met. (Insurance arranged with Sabre through Adrian Flux).

SilveRS · 12-12-2003, 13:23

Quote:

Originally Posted by TaviaRS

Skoda did offer an upgrade, Scorpion or Cobra IIRC. I went for a Sigma CAT2 to CAT 1 upgrade as it was £60 cheaper and I didn't need a seperate fob.

Spot on Jon, which is why I chose the Toad 850T2.

As Adrian has already said, Disklok is a good deterrent for the amature thief and is rated CAT3.

Jono · 12-12-2003, 18:31

I have a Toad cat-1

Gives me 10% off my premium (£100!) thus it was worth my whie to get it fitted!

Jono

MonkeyHanger · 12-12-2003, 19:41

Quote:

Originally Posted by SkodiRS

For piece of mind get a cat1 alarm and a disclok.

<Smug>

Like what i 'ave

</smug>

SimonT · 12-12-2003, 19:58

Quote:

Originally Posted by DGW

My eldest son's BMW M3-lookalike is only covered for theft if the Cat 1 alarm (which he had to provide proof of fitting) has been armed and, following any theft, he is in possession of all keys and immobiliser fobs. So no reduction of premium for a Cat 1 alarm - and no theft cover unless those conditions are met. (Insurance arranged with Sabre through Adrian Flux).

Wow! Isn't that a bit harsh?

So when his family (I'm making assumptions here

)are held at gunpoint in the middle of the night in order to force him to hand over the keys, his insurers will pay nowt?

shrops_paul · 15-12-2003, 19:45

Hi all.

Thankx for the help. It apears to be a skode authorised/fitted Scorpion Alarm. Its a bit anoying as I have to used a stupid remode rather than the buttons build into the key.

Is there anyway of making the key buttons do the alarm too?

SilveRS · 16-12-2003, 08:17

The Toad system arms when the deadlocks are activated via the original key fob or by the key, so you could take your car to a Scorpion dealer and see if it’s possible to have this feature and do away with the remote.

**mannyo** · 16-12-2003, 08:56

My Sigma jobbie works from a separate fob. I kind of like it that way though, because I have the option to either A) Set the alarm and have all windows close automatically via the alarm fob, or B) in warm weather just lock the car with the windows open (on my driveway of course) without the alarm.

11-12-2003, 22:26	#1
shrops_paul Briskodian Join Date: Nov 2003 Location: Shropshire Posts: 287 Thanks: 0 Thanked 0 Times in 0 Posts	Car Security Hello. Just looking for insurance & could use some help Octavia RS, 51 plate. It comes with an imobiliser as standard but no alarm right? well mine apears to have the alarm upgrate pack - some little square sensorts in the front etc. Is any of this cat1 or thatham etc? ta

11-12-2003, 22:36	#2
Quinten playing dadsie Join Date: Apr 2003 Location: fast lane Posts: 10,023 Thanks: 19 Thanked 40 Times in 37 Posts	Could well be. But I think the dealer should be able to fill you in on the alarm details as it sounds to me as an aftermarket thing, and not necessarily a Skoda option. __________________ Awooga!!!

12-12-2003, 08:21	#6
SkodiRS BRISKODA Staff Join Date: Oct 2002 Location: darkest Hampshire Posts: 8,650 Thanks: 0 Thanked 17 Times in 13 Posts	You'll generally only get discount for a tracker device but you have to weigh up whether the cost of the tracker is less than the insurance....apart from the security aspect I found it wasn't so didn't get one. For piece of mind get a cat1 alarm and a disclok. __________________ Adrian.

12-12-2003, 09:07	#7
TaviaRS Dinosaur Join Date: Oct 2002 Location: North of the Watford Gap Posts: 14,931 Thanks: 19 Thanked 42 Times in 38 Posts	I got no discount for a CAT1, and couldn't find anyone who'd give me a discount for a tracker. So I've just got CAT1 on mine. Skoda did offer an upgrade, Scorpion or Cobra IIRC. I went for a Sigma CAT2 to CAT 1 upgrade as it was £60 cheaper and I didn't need a seperate fob. If you are thinking of modding the RS Paul, try Liverpool and Victoria - phone, don't use the online quote thing. __________________ A jolly sensible Mercedes E class saloon in a rather fetching bluey grey colour. No it isn't fast, no it isn't modded, and yes, it will still eat your Fabia for breakfast. Official mobile chicane for Briskoda trackdays

12-12-2003, 12:54	#8
*DGW* BRISKODA Staff Join Date: Oct 2002 Location: Cambridgeshire Posts: 17,133 Thanks: 49 Thanked 172 Times in 129 Posts	My eldest son's BMW M3-lookalike is only covered for theft if the Cat 1 alarm (which he had to provide proof of fitting) has been armed and, following any theft, he is in possession of all keys and immobiliser fobs. So no reduction of premium for a Cat 1 alarm - and no theft cover unless those conditions are met. (Insurance arranged with Sabre through Adrian Flux). __________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg 2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.09 mpg...

11-12-2003, 22:46	#3
shrops_paul Briskodian Join Date: Nov 2003 Location: Shropshire Posts: 287 Thanks: 0 Thanked 0 Times in 0 Posts	He seemed to suggest it was a skoda upgrade option. I'll find out more when I pick it up on Satuday. He mentioned some sort of certificate with it so I'm hoping for som thatcham approved goodness

11-12-2003, 23:06	#4
MonkeyHanger BANNED Join Date: Mar 2003 Location: Anywhere but here Posts: 8,781 Thanks: 0 Thanked 0 Times in 0 Posts	Cat 2 immobiliser is factory-fit, so this is what the insurance take into account. The idea that you get a discount for a Cat 1 alarm is pretty much a myth. Alarms are more for peace of mind than anything else But for any after-market Thatcham system, there should be a fitting Certificate, usually from a VSIB approved fitter. Edit... By the way, there is a Skoda approved Cat 2 to 1 upgrade system

12-12-2003, 08:08	#5
SilveRS Briskodian Join Date: Jan 2003 Location: North Manchester Posts: 633 Thanks: 0 Thanked 2 Times in 2 Posts	Yep, Geoff is right. If the dealer is saying it's Thatcham approved then there should be a certificate signed by the installation engineer who carried out the upgrade. As for cheaper insurance, some brokers ask for all the details but as for DL they don't give a monkey.

12-12-2003, 18:31	#10
Jono Briskodian Join Date: Jul 2003 Location: Betwixt Manchester and Liverpool Posts: 280 Thanks: 0 Thanked 0 Times in 0 Posts	I have a Toad cat-1 Gives me 10% off my premium (£100!) thus it was worth my whie to get it fitted! Jono __________________ Octy vRS

15-12-2003, 19:45	#13
shrops_paul Briskodian Join Date: Nov 2003 Location: Shropshire Posts: 287 Thanks: 0 Thanked 0 Times in 0 Posts	Hi all. Thankx for the help. It apears to be a skode authorised/fitted Scorpion Alarm. Its a bit anoying as I have to used a stupid remode rather than the buttons build into the key. Is there anyway of making the key buttons do the alarm too?

16-12-2003, 08:17	#14
SilveRS Briskodian Join Date: Jan 2003 Location: North Manchester Posts: 633 Thanks: 0 Thanked 2 Times in 2 Posts	The Toad system arms when the deadlocks are activated via the original key fob or by the key, so you could take your car to a Scorpion dealer and see if it’s possible to have this feature and do away with the remote.

16-12-2003, 08:56	#15
mannyo BRISKODA Staff Join Date: Nov 2002 Location: Stevenage Herts. Posts: 11,099 Thanks: 36 Thanked 303 Times in 283 Posts	My Sigma jobbie works from a separate fob. I kind of like it that way though, because I have the option to either A) Set the alarm and have all windows close automatically via the alarm fob, or B) in warm weather just lock the car with the windows open (on my driveway of course) without the alarm. __________________ Manny 2005 Octavia 2.0TDi Elegance combi my skoda website http://www.octaviars.co.uk Join the briskoda.net folding team click Here for more info

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