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Fabia vRS insurance grouping
This is a discussion on Fabia vRS insurance grouping within the ICE, Security and Insurance forums, part of the General Motoring Discussions category; I was pleasently surprised when I informed Tesco insurance of the change from my Furby TDI to the vRS, they ...
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11-12-2003, 14:23
| #1 |
| Briskodian  Join Date: Nov 2003 Location: Redditch, Worcs
Posts: 27
Members Car: Fabia vRS Thanks: 0
Thanked 0 Times in 0 Posts
| Fabia vRS insurance grouping I was pleasently surprised when I informed Tesco insurance of the change from my Furby TDI to the vRS, they only required an extra £25 for the remainder of the policy to August next year. One anomaly that I do not understand is why the equivalent 130 spec SEAT Ibiza is only group 7 Insurance compared with Skodas group 9? The SEAT being lighter in weight is actually quicker on acceleration than the vRS. |
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11-12-2003, 14:37
| #2 |
| Briskodian  Join Date: Jan 2003 Location: Rochdale
Posts: 12,476
Members Car: Octavia 1.6 Ambiente Thanks: 2
Thanked 75 Times in 68 Posts
| The performance of the car is one of the least important factors of the insurance - and if the Fabia is heavier, I'd imagine this is because it has more toys. Which will cost more to repair when it gets damaged... Rob.
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12-12-2003, 15:40
| #3 |
| Briskodian | Although the Seat costs a grand and a half more and has more toys than the Furby..Odd |
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12-12-2003, 15:49
| #4 |
| Briskodian  Join Date: Jan 2003 Location: Canterbury, Kent
Posts: 1,908
Members Car: Yellow Octy RS Thanks: 4
Thanked 1 Time in 1 Post
| Image is also a big rating issue as it can have a huge impact on the risk involved. The SEAT was one of the first diesel "hot" hatches so the motor insurers would have been a bit lost as to where to put it - but it also isn't badged as a hot hatch or marketed by SEAT as such so would be seen as not having too much boy racer appeal (driving & nicking). The Skoda has been launched / marketed with far more "sport" attitude and has the RS tagname - ergo insurers recognise it is actually quite a quick car, has a sporty image, may be driven by "sporty" drivers and may also be nicked by the local joyriders.
__________________ Stu Yellow Octy RS & '58 Morris Minor Tourer Owner .......... not a hairdresser  |
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12-12-2003, 15:55
| #5 |
| Briskodian | This is true, insurers unfortunately seem to be eventually twigging to the fact that the phrase 'performance diesel' is one that can now be delivered without a large dose of sarcasm... |
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12-12-2003, 16:12
| #6 |
| Site owner  Join Date: Oct 2002 Location: Hill & Mountains of North Wales
Posts: 10,356
Members Car: Roomster Scout Images: 3 Thanks: 30
Thanked 181 Times in 86 Posts
| It's all in the name. Nissan Primera GT 150BHP alarm imob etc 3k value. Skoda 4x4 220BHP imob 12k value. Guess which was less to insure  It isn't too right really, not that I am complaining. The RS will cost me an extra 100 pounds over the 4x4.
__________________ ColinD 1.9 Scout Roomster - Standard www.BRISKODA.net :: Site Owner E-Mail : webmaster at briskoda dot net Got a comment to make about the site? Please feel free to use the feedback form here, we welcome your views. |
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for a 1.3 escort estate value £100, octy kombi 1.6 £900 confused? I am 
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12-12-2003, 19:09
| #8 |
| BRISKODA Staff  Join Date: Oct 2002 Location: Cambridgeshire
Posts: 17,394
Members Car: Octavia 1.8T 4X4 Estate & Fabia vRS Thanks: 67
Thanked 224 Times in 168 Posts
| Octavia 4X4 Estate (modified) - 230bhp/250lbft - Group 13 (LiverpoolVictoria) Mondeo ST220 Estate - 217bhp/203lbft - Group 16 (Saloon = Group 17) Makes me smile.  (I am trying very hard to be tactful by not mentioning certain models............)
__________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons  ...48.12mpg... |
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