Insurance

RandomRich · 25-02-2008, 12:40

young guys only.

who is your policy with?

Im 25, live in west london and drive a fabia vRS 2years NCB.

KLM · 25-02-2008, 12:48

I go through Brentacre. 23, Shropshire (just south of Shrewsbury), 2 yrs NCB, Fab vRS.

Mark

Edit. Doh, guess u want a price too!! About £520 is what a paid

Kablam · 25-02-2008, 13:03

I use endleigh who are brokering for Zuric, I'm 18 0 NCB, 3 pts, 1 claim - 2,700. Skoda Fabia 1.4 8v. If I was to tell you how much I pay you'd all loose faith in humanity and cry so just live in knowlage that it was a good £600 cheaper than the next quote.

*tim* · 25-02-2008, 13:04

25yo. 2yrs NCB. Fabia vRS. Elephant.co.uk

Babs · 25-02-2008, 14:05

21, 2years NCB, Mk1 Octy vRS, Directline

Alfie · 25-02-2008, 14:48

23, 3 years NCB (company car), 07 plate Fabia vRS - I BUY ECO, I know it sounds wierd but they are quite cheap

Irf · 25-02-2008, 15:10

Try Admiral or Brentacre. Brentacre are great as they know their stuff when it comes to modifications. If your car is standard, try Confused.com and ring up the insurers to confirm the quotations

ethos · 25-02-2008, 15:23

23, mods as below.

With sky insurance £866

djswivel · 25-02-2008, 18:01

24, Tesco, 5yrs no claims. £430 with the exhaust declared. I'll probably change in November as I'll be getting a remap next year and Tesco won't touch it then.

Jonno VRs · 21-03-2008, 17:22

Does anyone have a list of insurers that will do remaped cars as there are a number that don't? i.e. More Than

Hunter · 22-03-2008, 16:55

This may be a little off topic, I don't know but..

I am 18 and soon to be 19, which is when I get my first years NCB

For a Skoda Fabia vRS Quinn Direct will insure me for £2500
For a Skoda Fabia 1.9TDi (100bhp) Quinn Direct will insure me for £1200

The next insurers up where £500 odd and more, more expensive so I am guessing they may specialize in diesels?

The Fabia vRS only has 30bhp more, so can someone else explain to me why it will cost me over double for the vRS? I know they are different insurance groups but they have the same (or similar) engine and can be picked up for similar prices yet are so much more expensive on insurance

I will be taking my pass plus soon which will relieve a few hundred quid from the insurance, so I should only be paying £800 or so.

A quick tip, try GoCompare

It will display many different insurers for you to compare, when you phone the insurer tell them that you were quoted online so and so and they should give you the insurance for that or as close to the price as they can.

Maybe I could have started a new thread but it's best to keep the forum tidy heh lads?

Thanks

RandomRich · 22-03-2008, 17:46

The policy shop, Brentacre, HIC.. I found these the best thou HIC came up best with £100 cheaper!!

Brentacre KNOW their mods and what they do!! Same with HIC.

sidewaze samm · 28-03-2008, 13:19

Basically, there's lots of factors in arriving at what individual insurers will charge and they will all look at them slightly differently. It's not just the 'how fast is it' factor but also things like: desirability (is it a theft magnet); thievability (how good is the security, what is the standard audio equipment, has it got big alloys); type of construction (any aluminium suspension or composite components); repairability (will this be harder or easier than another model, availabilty of parts - that's why some won't touch imports); etc etc. Then it depends whether the insurer is actively attracting or avoiding a particular market segment and how much compulsory excess they will apply to the policy. And don't forget that insurers will modify their ratings following guidance from the ABI and, more so, their own claims experience.
So, easy to figure out then

Richardsvrs · 05-05-2008, 21:54

20 2 years ncb 1300

soon to renual 20 3 years ncb arround 800

turnerswfc · 08-05-2008, 15:27

I went with axa swiftcover because mine isn't modded but as soon as I do they won't touch it.

22 4yrs NCB but put my Mum as a named driver (due to me having 3 points and not fancying paying a grand!). Doubt she'll be getting that close to it but with her on it I got mine for £540 or so.

Will be looking at changing companies though when I renew as by then there may be a mod or two.

Emily-Elizabeth · 08-05-2008, 16:45

Quote:

Originally Posted by ethos

23, mods as below.

With sky insurance £866

Female, 21, 1 year NCB, London (Enfield) postcode, 3 points - £996 all modifications declared.

Also with Sky insurance

dan_the_v8man · 08-05-2008, 17:16

21, 1 claim last year - hence 0 NCB, 0 points, license 18 month. Octavia vRS Mk2 TFSI - Directline £3200

dan_the_v8man · 08-05-2008, 17:23

Quote:

Originally Posted by Hunter

This may be a little off topic, I don't know but..

I am 18 and soon to be 19, which is when I get my first years NCB

For a Skoda Fabia vRS Quinn Direct will insure me for £2500
For a Skoda Fabia 1.9TDi (100bhp) Quinn Direct will insure me for £1200

The next insurers up where £500 odd and more, more expensive so I am guessing they may specialize in diesels?

The Fabia vRS only has 30bhp more, so can someone else explain to me why it will cost me over double for the vRS? I know they are different insurance groups but they have the same (or similar) engine and can be picked up for similar prices yet are so much more expensive on insurance

I will be taking my pass plus soon which will relieve a few hundred quid from the insurance, so I should only be paying £800 or so.

A quick tip, try GoCompare

It will display many different insurers for you to compare, when you phone the insurer tell them that you were quoted online so and so and they should give you the insurance for that or as close to the price as they can.

Maybe I could have started a new thread but it's best to keep the forum tidy heh lads?

Thanks

Personally from my experience, Quinn Direct are useless, a limousine decided he wanted the lane I was in going under a bridge on the pentagon island in derby, hit my drivers side doors and spun me round

quinn direct rep supposedly local claimed it went down to one lane under the bridge even though I had photos clearly showing two lanes, and even if it was one lane I wasnt the one changing lanes, I was following my clearly marked lane round.

anyway they decided as i was a young driver and he was a professional driver that it wasn't worth the hassle and that they'd put me down as liable!!!

Quinn direct - cheap as hell, but you certainly get what you pay for! F**KING USELESS!!!!

25-02-2008, 12:40	#1
RandomRich R1SKY Join Date: Apr 2007 Location: Uxbridge Posts: 335 Thanks: 159 Thanked 8 Times in 8 Posts	Insurance young guys only. who is your policy with? Im 25, live in west london and drive a fabia vRS 2years NCB.

25-02-2008, 12:48	#2
KLM Briskodian Join Date: May 2007 Location: Staffordshire Posts: 549 Thanks: 73 Thanked 22 Times in 21 Posts	Re: Insurance I go through Brentacre. 23, Shropshire (just south of Shrewsbury), 2 yrs NCB, Fab vRS. Mark Edit. Doh, guess u want a price too!! About £520 is what a paid __________________ Fabia vRS SE. Rear mudflaps, pd160, pipercross filter and 312mm brakes. Otherwise Standard. Last edited by KLM; 26-02-2008 at 15:31.

25-02-2008, 13:03	#3
Kablam Briskodian Join Date: Aug 2007 Location: Cambridge Posts: 137 Thanks: 1 Thanked 7 Times in 4 Posts	Re: Insurance I use endleigh who are brokering for Zuric, I'm 18 0 NCB, 3 pts, 1 claim - 2,700. Skoda Fabia 1.4 8v. If I was to tell you how much I pay you'd all loose faith in humanity and cry so just live in knowlage that it was a good £600 cheaper than the next quote.

25-02-2008, 13:04	#4
tim Briskodian Join Date: Oct 2006 Location: Still in Suffolk Posts: 830 Thanks: 20 Thanked 33 Times in 33 Posts	Re: Insurance 25yo. 2yrs NCB. Fabia vRS. Elephant.co.uk

25-02-2008, 14:05	#5
Babs Briskodian Join Date: Jul 2006 Location: Newport/Preston Posts: 3,944 Thanks: 162 Thanked 123 Times in 109 Posts	Re: Insurance 21, 2years NCB, Mk1 Octy vRS, Directline __________________ - Andrew Octavia For Sale!

25-02-2008, 14:48	#6
Alfie Briskodian Join Date: Apr 2007 Location: Horsham Posts: 13 Thanks: 0 Thanked 1 Time in 1 Post	Re: Insurance 23, 3 years NCB (company car), 07 plate Fabia vRS - I BUY ECO, I know it sounds wierd but they are quite cheap

25-02-2008, 15:10	#7
Irf Briskodian Join Date: Mar 2006 Location: Liverpool Posts: 664 Thanks: 137 Thanked 23 Times in 19 Posts	Re: Insurance Try Admiral or Brentacre. Brentacre are great as they know their stuff when it comes to modifications. If your car is standard, try Confused.com and ring up the insurers to confirm the quotations __________________ FURBY VRS: cruise, xenons, ESP, heated seats, Revo, Eibachs, Koni FSDs, PD160 pipe, Jabba rear arb, Allard EGR pipe, EGR totally removed, Powertec induction kit, Milltek full system, Garrett GT17, Forge FMIC, 17" Octy wheels, debadged, side strips removed, Seat Cupra splitter... ICE: Alpine 9835, Alpine changer, Alpine X-Type sub, Alpine MRDM1000 & MRFV340 amps, Alpine Remote Amp Controller, Boston Acoustics Pro60.... NEXT: brakes, engine mount, re-remap & clutch

25-02-2008, 15:23	#8
ethos Briskodian Join Date: Jun 2007 Location: Cornwall Posts: 1,200 Thanks: 63 Thanked 37 Times in 33 Posts	Re: Insurance 23, mods as below. With sky insurance £866 __________________ Octy vRS mk1; APR Stage 1, Forge 007p DV, THS TIP, Honda s2000 aerial, seat cupra front splitter, MAS alloy center caps, alpine CDE-9871R, infinity 6010cs, Jbl 75.4 and 10" sub. Pug 205 gti; mi16 200bhp/tonne

25-02-2008, 18:01	#9
djswivel 2nd place! Join Date: Dec 2007 Location: Redruth, Cornwall Posts: 914 Thanks: 82 Thanked 49 Times in 48 Posts	Re: Insurance 24, Tesco, 5yrs no claims. £430 with the exhaust declared. I'll probably change in November as I'll be getting a remap next year and Tesco won't touch it then. __________________ http://www.myspace.com/lackofpower

21-03-2008, 17:22	#10
Jonno VRs Briskodian Join Date: Jun 2006 Location: Newcastle upon Tyne Posts: 1,196 Thanks: 9 Thanked 46 Times in 45 Posts	Re: Insurance Does anyone have a list of insurers that will do remaped cars as there are a number that don't? i.e. More Than __________________ 06 Skoda Octavia VRs 200 bhp (Black) Previous Cars: 04 Audi TT 3.2 V6 250 bhp (Black) 02 VW Golf V5 170 bhp (Black)

22-03-2008, 16:55	#11
Hunter Briskodian Join Date: Mar 2008 Location: Chatham Posts: 25 Thanks: 5 Thanked 1 Time in 1 Post	Re: Insurance This may be a little off topic, I don't know but.. I am 18 and soon to be 19, which is when I get my first years NCB For a Skoda Fabia vRS Quinn Direct will insure me for £2500 For a Skoda Fabia 1.9TDi (100bhp) Quinn Direct will insure me for £1200 The next insurers up where £500 odd and more, more expensive so I am guessing they may specialize in diesels? The Fabia vRS only has 30bhp more, so can someone else explain to me why it will cost me over double for the vRS? I know they are different insurance groups but they have the same (or similar) engine and can be picked up for similar prices yet are so much more expensive on insurance I will be taking my pass plus soon which will relieve a few hundred quid from the insurance, so I should only be paying £800 or so. A quick tip, try GoCompare It will display many different insurers for you to compare, when you phone the insurer tell them that you were quoted online so and so and they should give you the insurance for that or as close to the price as they can. Maybe I could have started a new thread but it's best to keep the forum tidy heh lads? Thanks __________________ 05 Fabia Sport - 17" vRS Alloys - Lowered 35mm - OEM Leather 3 spoke sports wheel, gear stick gaitor & hand brake lever - OEM Sports seats front and rear - OEM 6 CD Changer - Pipercross Induction - Side and rear window decals

22-03-2008, 17:46	#12
RandomRich R1SKY Join Date: Apr 2007 Location: Uxbridge Posts: 335 Thanks: 159 Thanked 8 Times in 8 Posts	Re: Insurance The policy shop, Brentacre, HIC.. I found these the best thou HIC came up best with £100 cheaper!! Brentacre KNOW their mods and what they do!! Same with HIC.

28-03-2008, 13:19	#13
sidewaze samm Briskodian Join Date: Apr 2007 Location: Cheshire Posts: 106 Thanks: 17 Thanked 2 Times in 2 Posts	Re: Insurance Basically, there's lots of factors in arriving at what individual insurers will charge and they will all look at them slightly differently. It's not just the 'how fast is it' factor but also things like: desirability (is it a theft magnet); thievability (how good is the security, what is the standard audio equipment, has it got big alloys); type of construction (any aluminium suspension or composite components); repairability (will this be harder or easier than another model, availabilty of parts - that's why some won't touch imports); etc etc. Then it depends whether the insurer is actively attracting or avoiding a particular market segment and how much compulsory excess they will apply to the policy. And don't forget that insurers will modify their ratings following guidance from the ABI and, more so, their own claims experience. So, easy to figure out then __________________ cognito ergo sum Last edited by DGW; 08-05-2008 at 17:22. Reason: Redundant quote deleted.

05-05-2008, 21:54	#14
Richardsvrs Briskodian Join Date: May 2007 Location: lincoln Posts: 96 Thanks: 0 Thanked 0 Times in 0 Posts	Re: Insurance 20 2 years ncb 1300 soon to renual 20 3 years ncb arround 800

08-05-2008, 15:27	#15
turnerswfc Briskodian Join Date: Apr 2008 Location: Sheffield Posts: 100 Thanks: 2 Thanked 7 Times in 7 Posts	Re: Insurance I went with axa swiftcover because mine isn't modded but as soon as I do they won't touch it. 22 4yrs NCB but put my Mum as a named driver (due to me having 3 points and not fancying paying a grand!). Doubt she'll be getting that close to it but with her on it I got mine for £540 or so. Will be looking at changing companies though when I renew as by then there may be a mod or two. __________________ Standard 07 Fabia VRS in Corrida Red......Bought 19/04/08 and lovin' it!!!! Just finding my feet with it at the mo. Last edited by turnerswfc; 08-05-2008 at 16:59.

08-05-2008, 17:16	#17
dan_the_v8man Briskodian Join Date: Mar 2008 Location: Sheffield Posts: 341 Thanks: 15 Thanked 11 Times in 11 Posts	Re: Insurance 21, 1 claim last year - hence 0 NCB, 0 points, license 18 month. Octavia vRS Mk2 TFSI - Directline £3200 __________________ 57 Mk2 2.0TFSI vRS Estate in Race Blue, jumbo box, cruise control, dual zone climate, zenith 18", maxidot, xenon's, rear parking sensors, light assistance, sunset glass

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