panel filter & pd160 insurance

southpaw · 01-09-2007, 14:56

Ive just been told by Admiral that my policy would go up by £31 if I add these onto my car.

Funny thing is its a £31 increase regardless what air intake mods I do!

Just wondering if anyone else's insurance jumped when they had the filter & pd160 pipe added ?

Fezboy · 01-09-2007, 15:08

Did you tell them you will get an extra 0.0000000001 BHP

They would not even know you had changed the 160 intake.

£31 is a joke

southpaw · 01-09-2007, 17:56

I did try to tell the nice girl in india about the massive bhp gain id be likely to see

but she didn't quite understand.

Fezboy · 01-09-2007, 18:35

Quote:

Originally Posted by southpaw

I did try to tell the nice girl in india about the massive bhp gain id be likely to see

but she didn't quite understand.

If it was my car I would change them anyway

If you talking about an induction kit which is clearly seen when the bonnet is up then yes you need to let your insurance copmany know.

Joff · 02-09-2007, 10:41

pd160 intake is as good as a standard part so I wouldn't bother declaring that. You don't declare when you change tyres from the factory fitted Michelins (or whatever they are) or if you use BP diesel one week and Shell diesel another.

Panel filters should be the same IMO - they're an OE replacement and just because they use a different filtration medium, it shouldn't warrant notifying the insurance company.

You can get replacement paper filters from a backstreet motor factors which are made to less exacting standards, yet these don't get declared.

Modifications should be notified, but techincally what you've fitted isn't a modification.

southpaw · 02-09-2007, 14:36

They might just find their way under the bonet then

Thanks all

Joff · 02-09-2007, 16:49

Remember - you've fitted a lifetime panel filter, one that can be cleaned and reused instead of the paper one which has to be discarded every 10k or so.

If your insurance company is increasing your premium because you are trying to lower your carbon footprint by fitting a reusable filter then I'm sure the newspapers would be interested in that

01-09-2007, 14:56	#1
southpaw Briskodian Join Date: May 2007 Posts: 107 Thanks: 1 Thanked 3 Times in 3 Posts	panel filter & pd160 insurance Ive just been told by Admiral that my policy would go up by £31 if I add these onto my car. Funny thing is its a £31 increase regardless what air intake mods I do! Just wondering if anyone else's insurance jumped when they had the filter & pd160 pipe added ?

01-09-2007, 15:08	#2
Fezboy Briskodian Join Date: Aug 2006 Location: Watford Posts: 2,319 Thanks: 19 Thanked 112 Times in 106 Posts	Re: panel filter & pd160 insurance Did you tell them you will get an extra 0.0000000001 BHP They would not even know you had changed the 160 intake. £31 is a joke __________________ Octavia VRS A standard looking car with a twist of Impossible Performance Herts South Mimms Meet 30.10.2008

01-09-2007, 17:56	#3
southpaw Briskodian Join Date: May 2007 Posts: 107 Thanks: 1 Thanked 3 Times in 3 Posts	Re: panel filter & pd160 insurance I did try to tell the nice girl in india about the massive bhp gain id be likely to see but she didn't quite understand.

02-09-2007, 10:41	#5
Joff Dervlova Join Date: Apr 2005 Location: Cloud cuckoo land Posts: 1,161 Thanks: 56 Thanked 22 Times in 16 Posts	Re: panel filter & pd160 insurance pd160 intake is as good as a standard part so I wouldn't bother declaring that. You don't declare when you change tyres from the factory fitted Michelins (or whatever they are) or if you use BP diesel one week and Shell diesel another. Panel filters should be the same IMO - they're an OE replacement and just because they use a different filtration medium, it shouldn't warrant notifying the insurance company. You can get replacement paper filters from a backstreet motor factors which are made to less exacting standards, yet these don't get declared. Modifications should be notified, but techincally what you've fitted isn't a modification. __________________ A kitten is killed every time you don't use the search

02-09-2007, 14:36	#6
southpaw Briskodian Join Date: May 2007 Posts: 107 Thanks: 1 Thanked 3 Times in 3 Posts	Re: panel filter & pd160 insurance They might just find their way under the bonet then Thanks all

02-09-2007, 16:49	#7
Joff Dervlova Join Date: Apr 2005 Location: Cloud cuckoo land Posts: 1,161 Thanks: 56 Thanked 22 Times in 16 Posts	Re: panel filter & pd160 insurance Remember - you've fitted a lifetime panel filter, one that can be cleaned and reused instead of the paper one which has to be discarded every 10k or so. If your insurance company is increasing your premium because you are trying to lower your carbon footprint by fitting a reusable filter then I'm sure the newspapers would be interested in that __________________ A kitten is killed every time you don't use the search

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