Free Insuranace

flyingscot · 16-10-2003, 20:30

Also posted in my insurance but thought more people might be interested in it here especially guests to the site. Looking at the Skoda Site I see that the Fabia range comes with free insurance with some exceptions (guess what!). No vRS or 2.0 models are included and you need to be younger than 80 but older than 25 so us hooligans aren't included. Not a bad offer for Skoda to be doing on a popular range like the Fabia. Full details are below.

Fabia 12 months Free Insurance

Insurance offer valid for vehicles registered between 1st October 2003 and 31st December 2003 inclusive. Available at participating retailers only. Scheme administered by Boncaster Ltd (Škoda Insurance), a member of the General Insurance Standards Council. Offer valid for UK mainland only, (excludes Northern Ireland and Isle of Man). Offer excludes Fabia vRS, Elegance 2.0 Hatchback and Elegance 2.0 Estate. Minimum excess charge of £100. Offer open only to drivers age 25 to 80, with a full UK/EU drivers licence held for at least 12 months, for private, social, domestic and pleasure use only. Insurance offered is fully comprehensive for 12 months only, no premium refund will be given. Contact your local retailer for full acceptance criteria, terms and conditions, and policy cover details. Subject to status and availability.

devonutopia · 16-10-2003, 21:48

Well - I'd be screwed with the points on my license, assuming"full" = no points?

And I'd have to wait until next January, and as it doesn't include the vRS, which is the only next Fabia I'd want, then the deal can go forth and multiply. For me, that is, it could be good for a 25 year old who wants to buy a 1.4 16V, or one like mine.

Stimps · 16-10-2003, 22:10

Jason, full = not provisional (i.e. you've passed your test)

***DGW*** · 16-10-2003, 22:13

Lack of business use could pose a problem for some, eg, my wife who, as a teacher, must have business use insurance cover to be able to carry pupils and to claim mileage for attending courses. And does it cover other drivers, eg spouses/partners?

LadyLoki · 17-10-2003, 10:44

Quote:

Originally posted by devonutopia in this post
Well - I'd be screwed with the points on my license, assuming"full" = no points?

And I'd have to wait until next January, and as it doesn't include the vRS, which is the only next Fabia I'd want, then the deal can go forth and multiply. For me, that is, it could be good for a 25 year old who wants to buy a 1.4 16V, or one like mine.

No J, 'full' means 'not provisional'. Points will be taken into consideration, but of you have between 3 and 6, you should be fine.

I guess that they are just following the same line all insurance companies do- bloody sheep!

Kentish · 17-10-2003, 10:48

..always bleeting.

LadyLoki · 17-10-2003, 11:20

Indeed. When are insurers going to take note that not *all* under 25's are a huge risk?

**robmawer** · 17-10-2003, 11:30

When the stats prove otherwise...

Rob.

devonutopia · 17-10-2003, 11:40

Hmm - I am.

(not) - And from January I'll be a huge risk 25+ as well.

What does that free insurance deal say about making modifications to the car you've bought.

I.e. you get a 1.9TDI, and remap it to be quicker than the vRS as standard, which is excluded from the deal...

William · 20-10-2003, 11:20

Ah yet another case of the UK citizens of Northern Ireland being descriminated against. I wish I had enough money to challenge this sort of exclusion in court. After all could you imagine the uproar if the offer of free insurance did not apply to homosexuals or asians etc.

Also I doubt if they have lowered the cost of the cars in NI to compensate. In fact due to less competition it is rather harder to get good discounts in NI.

***ncarring*** · 20-10-2003, 12:22

It doesn't mention commuting either - that would rule out another huge swathe of drivers. Sometimes commuting is included in SDP but usually it's explicitly described as "SDP and commuting to a fixed place of employment".

DJB · 26-10-2003, 16:04

I was offered, and accepted, free insurance on my Octavia 1.9 TDI last January. Initially it was for social, domestic and pleasure but I was able to persuade the insurer to cover use in business or profession. Although I'm officially retired I need the additional cover so that I can claim travel costs from part-time (voluntary) activities. There was no additional premium.

***DGW*** · 26-10-2003, 19:53

Well done, DJB. At least others will now know it is worth asking for more cover and may be forthcoming.

16-10-2003, 20:30	#1
flyingscot Briskodian Join Date: Nov 2002 Location: Jammed up on her majesties highways Posts: 2,249 Members Car: Skoda Fabia TDi Hatchback Thanks: 0 Thanked 1 Time in 1 Post	Free Insuranace Also posted in my insurance but thought more people might be interested in it here especially guests to the site. Looking at the Skoda Site I see that the Fabia range comes with free insurance with some exceptions (guess what!). No vRS or 2.0 models are included and you need to be younger than 80 but older than 25 so us hooligans aren't included. Not a bad offer for Skoda to be doing on a popular range like the Fabia. Full details are below. Fabia 12 months Free Insurance Insurance offer valid for vehicles registered between 1st October 2003 and 31st December 2003 inclusive. Available at participating retailers only. Scheme administered by Boncaster Ltd (Škoda Insurance), a member of the General Insurance Standards Council. Offer valid for UK mainland only, (excludes Northern Ireland and Isle of Man). Offer excludes Fabia vRS, Elegance 2.0 Hatchback and Elegance 2.0 Estate. Minimum excess charge of £100. Offer open only to drivers age 25 to 80, with a full UK/EU drivers licence held for at least 12 months, for private, social, domestic and pleasure use only. Insurance offered is fully comprehensive for 12 months only, no premium refund will be given. Contact your local retailer for full acceptance criteria, terms and conditions, and policy cover details. Subject to status and availability. __________________ Colin To come second is to be the first of the losers!

16-10-2003, 21:48	#2
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,086 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 350 Times in 293 Posts	Well - I'd be screwed with the points on my license, assuming"full" = no points? And I'd have to wait until next January, and as it doesn't include the vRS, which is the only next Fabia I'd want, then the deal can go forth and multiply. For me, that is, it could be good for a 25 year old who wants to buy a 1.4 16V, or one like mine. __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

16-10-2003, 22:10	#3
Stimps Briskodian Join Date: Jan 2003 Location: Colchester Posts: 5,091 Members Car: Fabia 1.4 16v Thanks: 0 Thanked 0 Times in 0 Posts	Jason, full = not provisional (i.e. you've passed your test) __________________ Steve « Nature Green 1.4 16v Fabia Comfort »

16-10-2003, 22:13	#4
*DGW* BRISKODA Staff Join Date: Oct 2002 Location: Cambridgeshire Posts: 17,295 Members Car: Octavia 1.8T 4X4 Estate & Fabia vRS Thanks: 51 Thanked 207 Times in 156 Posts	Lack of business use could pose a problem for some, eg, my wife who, as a teacher, must have business use insurance cover to be able to carry pupils and to claim mileage for attending courses. And does it cover other drivers, eg spouses/partners? __________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg 2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.57 mpg...

17-10-2003, 10:48	#6
Kentish Briskodian Join Date: Feb 2003 Posts: 5,244 Members Car: 4 wheels, 4 doors. Thanks: 0 Thanked 11 Times in 7 Posts	..always bleeting. __________________ Andy Owner of a sense of humour.

17-10-2003, 11:20	#7
LadyLoki Briskodian Join Date: Jul 2003 Location: Londonish Posts: 1,261 Members Car: A Rover Metro Rio 1.1 my daughter has named Good Charlotte Thanks: 0 Thanked 0 Times in 0 Posts	Indeed. When are insurers going to take note that not all under 25's are a huge risk? __________________ LadyLoki xxx If I hadn't been sitting in it a moment ago, I'd say you were out of your mind.

17-10-2003, 11:30	#8
robmawer Briskodian Join Date: Jan 2003 Location: Rochdale Posts: 12,476 Members Car: Octavia 1.6 Ambiente Thanks: 2 Thanked 74 Times in 67 Posts	When the stats prove otherwise... Rob. __________________

17-10-2003, 11:40	#9
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,086 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 350 Times in 293 Posts	Hmm - I am. (not) - And from January I'll be a huge risk 25+ as well. What does that free insurance deal say about making modifications to the car you've bought. I.e. you get a 1.9TDI, and remap it to be quicker than the vRS as standard, which is excluded from the deal... __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

20-10-2003, 11:20	#10
William BANNED Join Date: Sep 2003 Location: Northern Ireland Posts: 2,148 Members Car: Skoda Octavia Thanks: 0 Thanked 0 Times in 0 Posts	Ah yet another case of the UK citizens of Northern Ireland being descriminated against. I wish I had enough money to challenge this sort of exclusion in court. After all could you imagine the uproar if the offer of free insurance did not apply to homosexuals or asians etc. Also I doubt if they have lowered the cost of the cars in NI to compensate. In fact due to less competition it is rather harder to get good discounts in NI.

20-10-2003, 12:22	#11
*ncarring* Don't talk, drive! Join Date: Feb 2003 Location: The B roads of Britain Posts: 12,952 Members Car: 1983 Porsche 928S / 1972 MGB GT Thanks: 16 Thanked 94 Times in 77 Posts	It doesn't mention commuting either - that would rule out another huge swathe of drivers. Sometimes commuting is included in SDP but usually it's explicitly described as "SDP and commuting to a fixed place of employment". __________________ Nick North Wiltshire RoADAR

26-10-2003, 16:04	#12
DJB Briskodian Join Date: Feb 2003 Location: Ribble Valley, Lancashire Posts: 6 Members Car: 2003 Octavia Elegance Hatch 1.9TDI Thanks: 0 Thanked 0 Times in 0 Posts	I was offered, and accepted, free insurance on my Octavia 1.9 TDI last January. Initially it was for social, domestic and pleasure but I was able to persuade the insurer to cover use in business or profession. Although I'm officially retired I need the additional cover so that I can claim travel costs from part-time (voluntary) activities. There was no additional premium.

26-10-2003, 19:53	#13
*DGW* BRISKODA Staff Join Date: Oct 2002 Location: Cambridgeshire Posts: 17,295 Members Car: Octavia 1.8T 4X4 Estate & Fabia vRS Thanks: 51 Thanked 207 Times in 156 Posts	Well done, DJB. At least others will now know it is worth asking for more cover and may be forthcoming. __________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg 2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.57 mpg...

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