Fab VeRSe

My brother-in-law has just passed his driving test and is looking to buy a small car - Citreon C2 or similar.

I'm looking for advice/ suggestions on how he can get insurance reasonably cheap (cough).

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KLM

Co-op and Tesco also seem competative on insurance for young people. I was with co-op for quite a while and only changed because they wouldn't insure the vRS.

With Brentacre now and they very good. Being a broker they know who to deal with for different types of policies.

Best to just ring round and see who is most competitive.

If he looking for a cheap good car with v low insurance how about the Toyota Aygo. Great fun little cars. Fiat Panda also v good.

Mark

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mluton

A pass plus may be of benefit

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Fab VeRSe

Thanks KLM. (I'm Currently with the Co-op.)

I think he's looking at Citreon C2s or similar. I've tried a couple of online quotes wwith him on my insurance - £2,500-£3,000!! OUCH!!

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Fab VeRSe

I think this is the way forward for him.

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craig0031

pass plus is a waste of time i wouldnt bother

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symonevans

I agree, for what it costs and what it saves, it isn't really worth it tbh

Felicia racer

get a skoda felicia.
cheap to run
very good on insurance!
Trust me!
1st yr driving £1200 on a 1.6
2nd yr driving £700 on the same 1.6

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Gizmo68

Can you still get x years free insurance on some new small cars?

This is one reason why so many bought Saxo's etc a few years back.

symonevans

Last time I heard of this it was on the Corsa SXI's a few years ago. Not aware that they are still running, and IIRC you have to be over a certain age, like 19ish. Correct me if I'm wrong

Nathanio

Elephant are very good for young drivers

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TaviaRS

So although it improves your basic driving skills and makes you safer, it is a waste because it doesn't save you money?

No wonder driving skills in this country are so dire - but then, having driven for such a vast period of time and with such extensive experience young drivers know everything don't they?

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symonevans

To be frank, young drivers will do a pass plus perfect and yet let them out minus the instructor onced passed, and there driving style will change. You learn to drive after your test.

So... I guess yes a waste of time and money, but you do get a certificate to say your a good driver if thats what you want

cheezemonkhai

Pass plus would work out, it wasn't available when i passed or I would have used it.

Get a cheap group 1 car.

IMHO the best thing to do is run a car for a year that if you crash you know you won't claim. Insure it fully comp with a huge excess if you claim £500 and it will be cheaper than 3rd party fire/theft.

You will bump it a few times on walls etc parking but won't claim. Once you have a years no claims then start looking at nicer cars.

All IMHO.

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Gizmo68

Bit big to handle though aren't they?

Not very quick either!













Coat on, leaving now

symonevans

A nice aygo or a matiz would be cheap as chips

Captain Sisko

Anything but a Matiz!!! unless you want to put him off driving.

Something small and cheap (insurance will rip him a new asshole no matter the group.
Skoda Felicia - cheap to buy, run and good to drive
Austin/Rover mini (the proper ones )
Nissan Micra - If you can live with a girly car its really good. Cheap to buy, holding their values and cheap to run.

If you have a decent budget say £3k then a Seat Ibiza, Skoda Fabia 1.2 12v

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cheezemonkhai

Seriously, you will knock your car when you first start to drive everyone does.

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KLM

Sorry but i disagree. I did this after i passed my test (7 years ago) when I was 17. For things like motorway driving and driving at night it gives you a good headstart.

I also got almost £500 off my insurance with co-op for having it.

I do agree that you only really start to learn to drive after you pass your test. The test is merely to prove you are safe on the road. In the first couple of years you will have a bump of some degree. It happens and is part of learning.

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jasc1988

Pass plus was a waste of time for me..


My insurers never even recognised it and other companies said it only affected the premium within the first year.


And you do only learn to drive while on your own

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gadgetman

No one does it now unless you're 21+ or driving for at least a year as it cost them a fortune in pranged motors.

Sure I read somewhere that at least half those sporty saxo's were written off!

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anewman

eCar Insurance - Welcome to eCar Insurance is one to try. And don't forget the comparison websites like Cheap UK Car insurance and home insurance quotes comparison from Confused.com. The easiest thing to change for cheap insurance is the car itself, so make a quote, and keep going back modifying the car in the quote and see what the prices are like.

Also check TPO and TPFT. For me, TPFT was cheaper than TPO. Not sure why, but there's no point paying more for less cover.

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