How Much Is your Insurance

RichB86 · 16-06-2008, 14:12

How much do you pay per year including interest if paid monthly?

swedishskoda · 16-06-2008, 14:43

I'm a bit envious of UK Briskodians when reading the quotes from Awesome and comparing them to what I'm charged here in Sweden, and also when hearing about prices for used cars. But when it comes to insurance it's the opposite:
My Felly 1.6 estate is £130 p.a. for 3rd party, theft/glass/fire. SWMBOs Octy 1.6 estate is exactly the double (£320) fully covered.

I've better get myself some shares in UK insurance companies

Dr Zoidberg · 16-06-2008, 15:39

I think it's about one in ten cars on the road here has no insurance (and usually no MOT or driving licence as well) which does bump up the cost for us more law-abiding drivers , but it's not *that* much more expensive than sweeden by the sounds of it if you are a low risk.

I pay about £450 for my 2.0TDI octavia for fully comp with no mileage limit , guranteed hire car , protected no claims bonus and business use as well.

It was £30 less last year but my girlfriend now has points on her licence which knocked up the cost.

If I was driving a smaller engined car and didn't want all the extras on my policy I could easily pay under £300 fully comp

Mike Austin · 16-06-2008, 15:44

Quote:

Originally Posted by RichB86

How much do you pay per year including interest if paid monthly?

I have added mine, but this poll uses a very broad brush indeed. It does not include the car, driver age or level of insurance. I am 55 with full no claims discount and I paid £385 in April 2008 for a 3 year old 2.0 litre Mk1 Fabia, fully comprehensive, any driver aged 25 and above.

Emily-Elizabeth · 16-06-2008, 17:08

Mine is under £1000 by £4!!!!!

Hopefully will be going down next year when I have a second year's NCB.

Babs · 16-06-2008, 17:15

Currently £1165.20 a year

mattbeef · 16-06-2008, 17:28

£724 me and SWMBO all mods declared

dan_the_v8man · 16-06-2008, 17:37

£3600

FOZ1 · 16-06-2008, 18:37

Quote:

Originally Posted by dan_the_v8man

£3600

ScottyVrsless · 16-06-2008, 19:23

Holy Sheeet dan!!!

Just had a aquote on a Fab Vrs- £800 with no ncb 23 in ol2 postcade with upto 250bhp worth of perfomance mods thanking you

Duggie · 16-06-2008, 19:55

£1001 quid for a Fabia 1.4Mpi this time round, one year's NCB and i'm 18, living in Oxford.
Touch wood it should go down to about £750 next year, all mods declared.
My first year was £1800!

-Duggie

redbaron · 16-06-2008, 19:55

just over 300 fully comp.

oilburninnut · 16-06-2008, 20:03

£700 ish all mods and convictions declared

paulk22 · 16-06-2008, 20:08

£850 with mods and protected NCB

MAPGO · 16-06-2008, 20:19

1.9Tdi 4x4 - Fully comp with NCP = £280 with CIS and got £30 back by buying through Greasypalm website

bubba · 16-06-2008, 20:22

No mods, full no claims discount and protected. My premium is £280, out of that I only have to pay £30

postmanpat · 16-06-2008, 20:26

all mods declared £319 including no claims protection legal etc

jaymd · 16-06-2008, 20:30

£470 NCP,legal cover,breakdown cover with Wife on policy.

All mods declared with 10+ NCB 37/30.

foureyes · 16-06-2008, 21:34

Duggie - How do you young 'uns not only afford to spend so much on car insurance but justify it too?

Oilburninnut - how old are you?

eidt: no offence meant by the questioning btw!

digitaldwarf · 16-06-2008, 22:12

i pay £250 a year fully comp full exhaust system
18 years without a claim
but i'm the wrong side of forty

well you cant have everything in life

View Poll Results: How Much
50-150	7	3.38%
151-300	39	18.84%
301-500	84	40.58%
501-750	35	16.91%
751-1000	26	12.56%
1000+ state how much	17	8.21%
Multiple Choice Poll. Voters: 207. You may not vote on this poll

16-06-2008, 14:12	#1
RichB86 Briskodian Join Date: Jul 2007 Location: Oxfordshire Posts: 831 Thanks: 37 Thanked 31 Times in 30 Posts	How Much Is your Insurance How much do you pay per year including interest if paid monthly? __________________ Must Go Faster

16-06-2008, 14:43	#2
swedishskoda Briskadoodian Join Date: Jul 2007 Location: Sweden Posts: 2,699 Thanks: 44 Thanked 146 Times in 132 Posts	Re: How Much Is your Insurance I'm a bit envious of UK Briskodians when reading the quotes from Awesome and comparing them to what I'm charged here in Sweden, and also when hearing about prices for used cars. But when it comes to insurance it's the opposite: My Felly 1.6 estate is £130 p.a. for 3rd party, theft/glass/fire. SWMBOs Octy 1.6 estate is exactly the double (£320) fully covered. I've better get myself some shares in UK insurance companies __________________ It's feral ! It's fervid! It's a Felicia!

16-06-2008, 15:39	#3
Dr Zoidberg Briskodian Join Date: Jun 2003 Location: On the back of an AA truck with a failed turbo Posts: 10,516 Thanks: 21 Thanked 186 Times in 137 Posts	Re: How Much Is your Insurance I think it's about one in ten cars on the road here has no insurance (and usually no MOT or driving licence as well) which does bump up the cost for us more law-abiding drivers , but it's not that much more expensive than sweeden by the sounds of it if you are a low risk. I pay about £450 for my 2.0TDI octavia for fully comp with no mileage limit , guranteed hire car , protected no claims bonus and business use as well. It was £30 less last year but my girlfriend now has points on her licence which knocked up the cost. If I was driving a smaller engined car and didn't want all the extras on my policy I could easily pay under £300 fully comp __________________ Alex "I laugh in the face of danger, then I hide until it goes away" www.drzoidberg.co.uk

16-06-2008, 17:08	#5
Emily-Elizabeth Briskodian Join Date: Feb 2006 Location: Essex Posts: 3,645 Thanks: 21 Thanked 21 Times in 20 Posts	Re: How Much Is your Insurance Mine is under £1000 by £4!!!!! Hopefully will be going down next year when I have a second year's NCB.

16-06-2008, 17:15	#6
Babs Briskodian Join Date: Jul 2006 Location: Newport/Preston Posts: 3,944 Thanks: 162 Thanked 123 Times in 109 Posts	Re: How Much Is your Insurance Currently £1165.20 a year __________________ - Andrew Octavia For Sale!

16-06-2008, 17:28	#7
mattbeef Briskodian Join Date: Apr 2006 Location: Sheffield Posts: 3,349 Thanks: 38 Thanked 116 Times in 115 Posts	Re: How Much Is your Insurance £724 me and SWMBO all mods declared __________________ I few bits here and there but im happy to Performance Torque Go on click me you know you want to

16-06-2008, 17:37	#8
dan_the_v8man Briskodian Join Date: Mar 2008 Location: Sheffield Posts: 341 Thanks: 15 Thanked 11 Times in 11 Posts	Re: How Much Is your Insurance £3600 __________________ 57 Mk2 2.0TFSI vRS Estate in Race Blue, jumbo box, cruise control, dual zone climate, zenith 18", maxidot, xenon's, rear parking sensors, light assistance, sunset glass

16-06-2008, 19:23	#10
ScottyVrsless Briskodian Join Date: Jun 2008 Location: Manchester Posts: 58 Thanks: 15 Thanked 3 Times in 3 Posts	Re: How Much Is your Insurance Holy Sheeet dan!!! Just had a aquote on a Fab Vrs- £800 with no ncb 23 in ol2 postcade with upto 250bhp worth of perfomance mods thanking you

16-06-2008, 19:55	#11
Duggie Briskodian Join Date: Mar 2007 Location: Oxfordshire Posts: 300 Thanks: 8 Thanked 12 Times in 10 Posts	Re: How Much Is your Insurance £1001 quid for a Fabia 1.4Mpi this time round, one year's NCB and i'm 18, living in Oxford. Touch wood it should go down to about £750 next year, all mods declared. My first year was £1800! -Duggie __________________ Dream as if you'll live forever, live as if you'll die today. Jabbasport rear ARB... (HELL YEAH) Weitec V1 coilovers. Vrs 16' Alloy Wheels. Forge Front Strut Brace. Sidestrips off. Colour coded front grille. Alpine IVA-D105R headunit twinned with a Novex bandpass sub enclosure 2X12 inch subs and a Fusion 1000W amp. Hornet Maxx1 auto alarm.

16-06-2008, 19:55	#12
redbaron Briskodian Join Date: Jun 2003 Posts: 9,408 Thanks: 13 Thanked 64 Times in 56 Posts	Re: How Much Is your Insurance just over 300 fully comp. __________________ ________________________________________ Some times I just feel like smiling.

16-06-2008, 20:03	#13
oilburninnut Briskodian Join Date: Mar 2007 Posts: 3,502 Thanks: 147 Thanked 130 Times in 122 Posts	Re: How Much Is your Insurance £700 ish all mods and convictions declared

16-06-2008, 20:08	#14
paulk22 Briskodian Join Date: Nov 2006 Location: Cheshire Posts: 227 Thanks: 1 Thanked 7 Times in 7 Posts	Re: How Much Is your Insurance £850 with mods and protected NCB

16-06-2008, 20:19	#15
MAPGO Briskodian Join Date: Jan 2007 Location: Leeds Posts: 153 Thanks: 1 Thanked 4 Times in 4 Posts	Re: How Much Is your Insurance 1.9Tdi 4x4 - Fully comp with NCP = £280 with CIS and got £30 back by buying through Greasypalm website

16-06-2008, 20:22	#16
bubba Briskodian Join Date: Nov 2007 Posts: 73 Thanks: 0 Thanked 2 Times in 2 Posts	Re: How Much Is your Insurance No mods, full no claims discount and protected. My premium is £280, out of that I only have to pay £30 __________________ Neil Silver MkI Octavia VRS

16-06-2008, 20:30	#18
jaymd Proud Dad! Join Date: Apr 2005 Location: Macclesfield - Cheshire Posts: 1,541 Thanks: 21 Thanked 56 Times in 53 Posts	Re: How Much Is your Insurance £470 NCP,legal cover,breakdown cover with Wife on policy. All mods declared with 10+ NCB 37/30.

16-06-2008, 21:34	#19
foureyes Briskodian Join Date: Sep 2006 Posts: 224 Thanks: 10 Thanked 4 Times in 4 Posts	Re: How Much Is your Insurance Duggie - How do you young 'uns not only afford to spend so much on car insurance but justify it too? Oilburninnut - how old are you? eidt: no offence meant by the questioning btw! __________________ Fabia vRS - Black Magic - Standard! ..well, do Cupra bushes count as a mod? Last edited by foureyes; 16-06-2008 at 21:49.

16-06-2008, 22:12	#20
digitaldwarf QRP Sucks Join Date: Aug 2007 Location: falkirk Posts: 178 Thanks: 9 Thanked 15 Times in 13 Posts	Re: How Much Is your Insurance i pay £250 a year fully comp full exhaust system 18 years without a claim but i'm the wrong side of forty well you cant have everything in life __________________ I'M FAT FOLICALY CHALANGED FORTY-SOMETHING FIFTEEN STONE BLOKE CALLED NEIL

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How Much Is your Insurance

How Much Is your Insurance

View Poll Results: How Much