Insurance For Furby Vrs

**tfboy** · 09-10-2003, 12:33

Trying desperately to get some quotes for insurance on my upcoming vrs.

No one seems to have the car listed in the database. I know it's group 9A, and the only two I've managed to get a quote from are Skoda (who refused to quote me due to 0 yrs NCB) and a small company called Adrian Flux who were very good in finding out the details of the car and offered around £870 for a 24yr old with 3 points and no NCB, so I think it's pretty good, but I'd like a few more quotes to compare.

So if you are lucky enough to have a fabia vRS and even luckier to have been able to insure it ( :p ) then please let me know who you are with.

Xavier

devonutopia · 09-10-2003, 12:43

I would give Liverpool Victoria a bell - seem good to me, especially given the modding you may wish to do?

BTW: £870 does seem good, considering I've been quoted £750 for my remapped TDI - same age as yourself, but clean license and 3 years NCB.

**tfboy** · 09-10-2003, 12:45

Quote:

Originally posted by devonutopia in this post
I would give Liverpool Victoria a bell - seem good to me, especially given the modding you may wish to do?

Yep - planning on the modding and that's why I've already rung them. But no vRS on their system yet.

Edit: I'm trying hard not to double post. :p Look at your other insurance post Jason, I mentioned the LV scenario there (http://www.briskoda.net/forums/showt...&threadid=4649)

fab16v · 09-10-2003, 13:45

Direct Line have the car on their system and it only cost me 40 sheets more for the remaining 5 months!

Will phone around whenit is renewal time, but for now I'm well pleased!

***Neo_VR*** · 09-10-2003, 16:20

yeah.. i know what you mean.
the only insurance companys i know have it on their systems are Direct line and Elephant.
im about to sort my insurance out in advance.. so then its paid for then i can sort out how much jabba money i got

ill probably be going direct line

**tfboy** · 09-10-2003, 16:23

Hmm. Yes, in fact, I'll admit I did get a quote from DL, but dismissed it as it was over 1300 notes

**tfboy** · 09-10-2003, 16:57

Tried More Th>n. "
Nope, don't have it on our database, sir. Sorry"

So, do you wanna insure me? Well, do you, punks?!?

devonutopia · 09-10-2003, 17:06

If a car is not on a company's database, they should allow the insuree to give details like cc, bhp, price, performance etc, and use that to base a premium on. In fact, come to think about it, you should be able to tell the car is group 9A, and give them the purchase price, and that should be sufficient - IMHO, at least.

More Th>n have gone down in my estimations recently, so I'm kind of glad they haven't got your business - It doesn't help you with your search for insurance though, does it?

**tfboy** · 09-10-2003, 18:11

Nope, it certainly doesn't. I told the chap the car was group 9A and the price and it was a "normal" furby, but he said he couldn't do it 'cos it's the only furby model at 9A !

I'll prolly wait another few days and try LV again. If not, it'll be the first guys (Adrian Flux) who were very helpful

EDIT: although they were very helpful, when i did phone back to find out how much it would be to add my gf to the policy, the chap said they'd just suffered a computer crash due to a power cut (classic

) and he'd phone me back asap. The call never materialised

Stimps · 09-10-2003, 18:18

Tesco.com don't have it listed online. Closest they had (!) was a 1.9 tdi - which would cost me £296.10 to insure

**tfboy** · 09-10-2003, 18:28

Hmm, well, if I try and add my GF on it, Flux is no go 'cos my GF's a french lass having lived in the uk with me for only one year.

**CKING HELL! THIS IS STARTING TO ANNOY ME

**tfboy** · 14-10-2003, 10:01

Well, Liverpool Victoria phoned me back just now.
The fact that the car isn't on their database yet and the fact I'm not yet 25 (albeit I will be in 5 frikkin months!) they refuse to quote.

So that leaves me with AF who won't insure my gf and DLine who are asking 1500 quid. Eff Off DL, I'm not gonna pay that.

So, any considerate insurers out there who are prepared to insure a just-under-25 yr old who has 5 years of licence and 5 years of driving (named driver on father's insurance), never had a car crash in his life...

I'm beginning to despair!

**robmawer** · 14-10-2003, 10:07

Well, you do have a choice with DL - increase your excess. My attitude is that it's better to pay it if you have an accident, not in case you have an accident. If you increase it to £750 voluntary and £250 for young and inexperienced driver, then your premium will be about £600-£700 at a guess.
I did this, but they still wanted £1700 off me, so I ended up saving myself £900 and going with Norwich Union Direct. Who also reduced the premium by £100 by putting my wife on the policy, even though she's only got a provisional licence!

Rob.

Alex · 14-10-2003, 10:10

i just got a quote to change my insurance over to my octavia and it increases my policy up to £900 PA which i dont think is too bad

**robmawer** · 14-10-2003, 10:13

I take it that £900 is on a relatively low excess...and that you don't live on a council estate in North Manchester...

Still, like I say, if you increase your excess by £500 it'll probably halve the premium. And if you're lucky and don't have accidents, that's quite a big saving...

Rob.

Alex · 14-10-2003, 10:16

rob
v low excess i have been driving for 4 months and live in central derby
also i am not lucky

**tfboy** · 14-10-2003, 12:54

SUCCESS!!!

Elephant came out to be the best. £799.50 fully comp with SWMBO insured fully comp and she can use it for commuting - although I'll probably never let her take the car away from my commuting for a 3 mile down the road trip, even if she tries the

strategy.

So I think I'm well happy. Just waiting for a broker to come back to me with his best and see if he can beat this elephant quote (but with flea-pricing)

Oh, one last thing that nearly made me fall off my chair when I phoned them: had the usual "Thank you for calling us. Please hold..." bla bla bla.
Then "Hello, my name is Daniel and I'm your elephant handler, how can I help?"

but I don't have an elephant! LOL

Lummox · 14-10-2003, 20:10

Oddly enough ive insured mine with Elephant mine was just over £500 with the missus on the policy.

***Neo_VR*** · 14-10-2003, 20:12

Im probably going to go with direct line... £530 for a 22yr old with 6 points

(and 5yrs ncb)

FabiaTDi · 14-10-2003, 20:46

Just renewed with Liverpool Victoria at £685, 26yrs with 6yrs NCB, 3 points.

This might seem a lot, but covers all the mods (+ any others if i were to make any, as long as the engine capacity doesnt go up)
They also dont seem bothered about speeding fines.

They couldnt quote me for the vRS yet, but i'm not expecting to have to pay much more when the time comes.

Lummox · 14-10-2003, 21:03

Direct line quoted me £1770 for me and the missus. Ive got 3 pts, Tracey has 6pts.

09-10-2003, 12:33	#1
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Insurance For Furby Vrs Trying desperately to get some quotes for insurance on my upcoming vrs. No one seems to have the car listed in the database. I know it's group 9A, and the only two I've managed to get a quote from are Skoda (who refused to quote me due to 0 yrs NCB) and a small company called Adrian Flux who were very good in finding out the details of the car and offered around £870 for a 24yr old with 3 points and no NCB, so I think it's pretty good, but I'd like a few more quotes to compare. So if you are lucky enough to have a fabia vRS and even luckier to have been able to insure it ( :p ) then please let me know who you are with. Xavier __________________ Xavier

09-10-2003, 12:43	#2
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,056 Images: 5 Thanks: 76 Thanked 346 Times in 289 Posts	I would give Liverpool Victoria a bell - seem good to me, especially given the modding you may wish to do? BTW: £870 does seem good, considering I've been quoted £750 for my remapped TDI - same age as yourself, but clean license and 3 years NCB. __________________ Jason - Mongrel owner! WOOOOF! Grrrrr Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

09-10-2003, 13:45	#4
fab16v Briskodian Join Date: Mar 2003 Location: Somewhere in Herts Posts: 3,105 Thanks: 0 Thanked 0 Times in 0 Posts	Direct Line have the car on their system and it only cost me 40 sheets more for the remaining 5 months! Will phone around whenit is renewal time, but for now I'm well pleased! __________________ Graeme Ex Skoda owner twice over.

09-10-2003, 16:20	#5
*Neo_VR* Om nom nom nom Join Date: Feb 2003 Location: Manchester Posts: 12,406 Thanks: 77 Thanked 175 Times in 124 Posts	yeah.. i know what you mean. the only insurance companys i know have it on their systems are Direct line and Elephant. im about to sort my insurance out in advance.. so then its paid for then i can sort out how much jabba money i got ill probably be going direct line __________________ ColGod the UberMod VXR, Gti, ST, Type-R, vRS, Cupra, Shifty... An MPS fears not these things... ,___, [O.o] /)__) -"--"- ORLY??

09-10-2003, 16:23	#6
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Hmm. Yes, in fact, I'll admit I did get a quote from DL, but dismissed it as it was over 1300 notes __________________ Xavier

09-10-2003, 16:57	#7
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Tried More Th>n. " Nope, don't have it on our database, sir. Sorry" So, do you wanna insure me? Well, do you, punks?!? __________________ Xavier

09-10-2003, 17:06	#8
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,056 Images: 5 Thanks: 76 Thanked 346 Times in 289 Posts	If a car is not on a company's database, they should allow the insuree to give details like cc, bhp, price, performance etc, and use that to base a premium on. In fact, come to think about it, you should be able to tell the car is group 9A, and give them the purchase price, and that should be sufficient - IMHO, at least. More Th>n have gone down in my estimations recently, so I'm kind of glad they haven't got your business - It doesn't help you with your search for insurance though, does it? __________________ Jason - Mongrel owner! WOOOOF! Grrrrr Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

09-10-2003, 18:11	#9
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Nope, it certainly doesn't. I told the chap the car was group 9A and the price and it was a "normal" furby, but he said he couldn't do it 'cos it's the only furby model at 9A ! I'll prolly wait another few days and try LV again. If not, it'll be the first guys (Adrian Flux) who were very helpful EDIT: although they were very helpful, when i did phone back to find out how much it would be to add my gf to the policy, the chap said they'd just suffered a computer crash due to a power cut (classic ) and he'd phone me back asap. The call never materialised __________________ Xavier Last edited by tfboy; 09-10-2003 at 18:19.

09-10-2003, 18:18	#10
Stimps Briskodian Join Date: Jan 2003 Location: Colchester Posts: 5,092 Thanks: 0 Thanked 0 Times in 0 Posts	Tesco.com don't have it listed online. Closest they had (!) was a 1.9 tdi - which would cost me £296.10 to insure __________________ Steve « Nature Green 1.4 16v Fabia Comfort »

09-10-2003, 18:28	#11
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Hmm, well, if I try and add my GF on it, Flux is no go 'cos my GF's a french lass having lived in the uk with me for only one year. *CKING HELL! THIS IS STARTING TO ANNOY ME __________________ Xavier* Last edited by tfboy; 09-10-2003 at 18:31.

14-10-2003, 10:01	#12
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	Well, Liverpool Victoria phoned me back just now. The fact that the car isn't on their database yet and the fact I'm not yet 25 (albeit I will be in 5 frikkin months!) they refuse to quote. So that leaves me with AF who won't insure my gf and DLine who are asking 1500 quid. Eff Off DL, I'm not gonna pay that. So, any considerate insurers out there who are prepared to insure a just-under-25 yr old who has 5 years of licence and 5 years of driving (named driver on father's insurance), never had a car crash in his life... I'm beginning to despair! __________________ Xavier

14-10-2003, 10:07	#13
robmawer Briskodian Join Date: Jan 2003 Location: Rochdale Posts: 12,478 Thanks: 2 Thanked 74 Times in 67 Posts	Well, you do have a choice with DL - increase your excess. My attitude is that it's better to pay it if you have an accident, not in case you have an accident. If you increase it to £750 voluntary and £250 for young and inexperienced driver, then your premium will be about £600-£700 at a guess. I did this, but they still wanted £1700 off me, so I ended up saving myself £900 and going with Norwich Union Direct. Who also reduced the premium by £100 by putting my wife on the policy, even though she's only got a provisional licence! Rob. __________________

14-10-2003, 10:10	#14
Alex Briskodian Join Date: Jul 2003 Location: Peak District Posts: 2,733 Thanks: 1 Thanked 8 Times in 8 Posts	i just got a quote to change my insurance over to my octavia and it increases my policy up to £900 PA which i dont think is too bad

14-10-2003, 10:13	#15
robmawer Briskodian Join Date: Jan 2003 Location: Rochdale Posts: 12,478 Thanks: 2 Thanked 74 Times in 67 Posts	I take it that £900 is on a relatively low excess...and that you don't live on a council estate in North Manchester... Still, like I say, if you increase your excess by £500 it'll probably halve the premium. And if you're lucky and don't have accidents, that's quite a big saving... Rob. __________________

14-10-2003, 10:16	#16
Alex Briskodian Join Date: Jul 2003 Location: Peak District Posts: 2,733 Thanks: 1 Thanked 8 Times in 8 Posts	rob v low excess i have been driving for 4 months and live in central derby also i am not lucky

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14-10-2003, 12:54	#17
tfboy C+ à Paris! Join Date: Sep 2003 Location: Tilehurst, Berkshire Posts: 6,315 Thanks: 21 Thanked 72 Times in 63 Posts	SUCCESS!!! Elephant came out to be the best. £799.50 fully comp with SWMBO insured fully comp and she can use it for commuting - although I'll probably never let her take the car away from my commuting for a 3 mile down the road trip, even if she tries the strategy. So I think I'm well happy. Just waiting for a broker to come back to me with his best and see if he can beat this elephant quote (but with flea-pricing) Oh, one last thing that nearly made me fall off my chair when I phoned them: had the usual "Thank you for calling us. Please hold..." bla bla bla. Then "Hello, my name is Daniel and I'm your elephant handler, how can I help?" but I don't have an elephant! LOL __________________ Xavier Last edited by tfboy; 14-10-2003 at 12:56.

14-10-2003, 20:10	#18
Lummox Cupra Bush King Join Date: Sep 2003 Location: Newport Pagnell Posts: 22,273 Images: 2 Thanks: 22 Thanked 733 Times in 615 Posts	Oddly enough ive insured mine with Elephant mine was just over £500 with the missus on the policy. __________________ Unit 18 Automotive Services www.unit18.co.uk

14-10-2003, 20:12	#19
*Neo_VR* Om nom nom nom Join Date: Feb 2003 Location: Manchester Posts: 12,406 Thanks: 77 Thanked 175 Times in 124 Posts	Im probably going to go with direct line... £530 for a 22yr old with 6 points (and 5yrs ncb) __________________ ColGod the UberMod VXR, Gti, ST, Type-R, vRS, Cupra, Shifty... An MPS fears not these things... ,___, [O.o] /)__) -"--"- ORLY??

14-10-2003, 20:46	#20
FabiaTDi VT5 Join Date: Dec 2002 Location: Warwickshire Posts: 2,016 Thanks: 0 Thanked 0 Times in 0 Posts	Just renewed with Liverpool Victoria at £685, 26yrs with 6yrs NCB, 3 points. This might seem a lot, but covers all the mods (+ any others if i were to make any, as long as the engine capacity doesnt go up) They also dont seem bothered about speeding fines. They couldnt quote me for the vRS yet, but i'm not expecting to have to pay much more when the time comes. __________________ Was: 2003 Allard Tuned Fabia vRS VT5 Turbo Conversion Now: 2008 Audi A3 Sportback TDI

14-10-2003, 21:03	#21
Lummox Cupra Bush King Join Date: Sep 2003 Location: Newport Pagnell Posts: 22,273 Images: 2 Thanks: 22 Thanked 733 Times in 615 Posts	Direct line quoted me £1770 for me and the missus. Ive got 3 pts, Tracey has 6pts. __________________ Unit 18 Automotive Services www.unit18.co.uk

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Insurance For Furby Vrs

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