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Made my decision...

This is a discussion on Made my decision... within the ICE, Security and Insurance forums, part of the General Motoring Discussions category; ... and its sticking with good old L.V. In the end, the "hassle" of ringin up Chris Knott every time ...


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Old 10-12-2004, 11:51   #1
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Thumbs up Made my decision...

... and its sticking with good old L.V.

In the end, the "hassle" of ringin up Chris Knott every time I changed the slightest thing, and the risk of possible changes to my policy/premium, was not worth the £27 saving they gave over LV. Also, the LV excess is £50 less, but this time I'm not planning on stacking the car so soon into my cover.

So, I say the following, if you're young (or old ) and looking to start modifying your car for the first time DO NOT approach LV as a new customer! There is NO point at all in even trying to talk to them about mods as a new customer - only existing customers like myself, Geoff, Denis etc are all good.

Instead, to make up for me not using them, RING CHRIS KNOTT! They will give you a fair quote, and will allow mods. They also specialise in owners clubs and have Briskoda.net on their system.
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Old 10-12-2004, 12:06   #2
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but you will invailidate your policy when you add further mods to your car...?
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Old 10-12-2004, 12:08   #3
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Quote:
Originally Posted by devonutopia
RING CHRIS KNOTT!
Ring? do they not have online quoting?
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Old 10-12-2004, 12:14   #4
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Originally Posted by ffelan
but you will invailidate your policy when you add further mods to your car...?
Not according to the person I talked to yesterday.

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Old 10-12-2004, 12:15   #5
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Ring? do they not have online quoting?
Not any more.

They prefer to give a personal service.
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Old 10-12-2004, 12:36   #6
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No, ring them - speak to Paul there - helpful chap!

With LV their mods policy is now a little bit obtuse! They tell new customers to go f*** off, but then happily tell their existing customers to mod away as long as you keep to the usual "keep receipts & photos" rule. :confuaed:

Is a little two sided, but then as I'm on the good side, I'm not too bothered.
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Old 10-12-2004, 12:38   #7
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sorry... double posted - damn PC!
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Old 10-12-2004, 13:00   #8
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Quote:
Originally Posted by devonutopia
No, ring them
Not sure who I spoke to but they were very helpful. Although the quote was bad Seems that if your under 25 then you won't be able to get insured on a modified car .

They quoted £2000 for my Octy with 2 years no claims, currently paying £700!

Looks like I'm going to have to wait a couple of years for my trip to Jabba.
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Old 10-12-2004, 13:56   #9
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Quote:
Originally Posted by boyced
Not sure who I spoke to but they were very helpful. Although the quote was bad Seems that if your under 25 then you won't be able to get insured on a modified car .

They quoted £2000 for my Octy with 2 years no claims, currently paying £700!

Looks like I'm going to have to wait a couple of years for my trip to Jabba.
Not sure how DL are with mods and under 25s but they just my premium when I had my Octy remapped. Was only about £50 extra, IIRC.....excess went up by £100 though.
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