Remapping Insurance Question

day tripper · 09-03-2004, 21:08

For those who have remaps, how much has it increaed your insurance premium?

Also do direct line accept declared mods?

Im thinking about getting a clifford 300 concept alarm (thatcham approved), if i declare i have this item fitted will it reduce my monthly premiums?

Also I have a disclok fitted (thatcham approved), which i have not declared, has anyone had experience in the premiums being reduced because thay have a disk lock fitted ?

Steve vRS · 09-03-2004, 21:11

1. £89 for 7 months left on the policy.

2. Call them and ask them but Privilidge do and they are the same company.

3. Doubt it. If they don't require security, they very rarely give discounts for having it. Mine don't give me anything off for my extra security.

4. None that I've tried.

Steve

blades · 09-03-2004, 21:22

Direct line £171 for mods taking BHP 10% - 20% up (10 months left on policy)

Fabpreza · 09-03-2004, 21:41

I was with Privilege / Direct Line for 10 years as they were always favourable to Subarus and then accepted mods ok. They work on power bands in terms of % increase - ie 10-20% as above or 20-30,30-40 etc. For an up to 20% increase my policy would have been £+15% and 20-30% £+25% approx.

That's why I switched to L&V this time for the normal Jabba-related percentages !!!

MonkeyHanger · 09-03-2004, 22:52

Disclock & Cat1 alarm will not reduce premiums, sadly thats a myth. Doesnt mean you should not fit & use them though.

I switched from Elephant to LiverPool Victoria, my premium went down slightly

SkodiRS · 09-03-2004, 22:56

DL accept mods.....11-20% increase for me equates to £100 extra a year plus excess gone upto £450.

Been quote £640 with LV which i shall be changing to in due course.

mellowyellow · 09-03-2004, 23:05

Quote:

Originally Posted by SkodiRS

DL accept mods.....11-20% increase for me equates to £100 extra a year plus excess gone upto £450.

.

DL quoted me about the same sort of increase , but they didn't tell me about the increase in the excess , only found out when the updated policy came in the post . But it was only for a month anyway until the policy was up for renewal , then I went to L&V .

09-03-2004, 21:08	#1
day tripper Briskodian Join Date: Mar 2003 Location: Manchester Posts: 2,717 Members Car: Suzuki Ignis Sport Thanks: 0 Thanked 0 Times in 0 Posts	Remapping Insurance Question For those who have remaps, how much has it increaed your insurance premium? Also do direct line accept declared mods? Im thinking about getting a clifford 300 concept alarm (thatcham approved), if i declare i have this item fitted will it reduce my monthly premiums? Also I have a disclok fitted (thatcham approved), which i have not declared, has anyone had experience in the premiums being reduced because thay have a disk lock fitted ?

09-03-2004, 21:11	#2
Steve vRS Briskodian Join Date: Oct 2003 Location: Cumbria and Cheshire Posts: 1,181 Members Car: Tavia vRS TDi Thanks: 4 Thanked 1 Time in 1 Post	1. £89 for 7 months left on the policy. 2. Call them and ask them but Privilidge do and they are the same company. 3. Doubt it. If they don't require security, they very rarely give discounts for having it. Mine don't give me anything off for my extra security. 4. None that I've tried. Steve __________________ From Tavia vRS 230bhp to Impreza WRX STi Version V Type R to Clio 182 Cup and now a vRS TDi Octy II in Lightning McQueen Red

09-03-2004, 22:52	#5
MonkeyHanger Briskodian Join Date: Mar 2003 Location: Anywhere but here Posts: 8,779 Members Car: Thanks: 0 Thanked 0 Times in 0 Posts	Disclock & Cat1 alarm will not reduce premiums, sadly thats a myth. Doesnt mean you should not fit & use them though. I switched from Elephant to LiverPool Victoria, my premium went down slightly Last edited by MonkeyHanger; 09-03-2004 at 22:58.

09-03-2004, 22:56	#6
SkodiRS BRISKODA Staff Join Date: Oct 2002 Location: darkest Hampshire Posts: 8,650 Members Car: Thanks: 0 Thanked 17 Times in 13 Posts	DL accept mods.....11-20% increase for me equates to £100 extra a year plus excess gone upto £450. Been quote £640 with LV which i shall be changing to in due course. __________________ Adrian.

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09-03-2004, 21:22	#3
blades Briskodian Join Date: Jan 2004 Posts: 500 Members Car: octavia vrs Thanks: 0 Thanked 0 Times in 0 Posts	Direct line £171 for mods taking BHP 10% - 20% up (10 months left on policy)

09-03-2004, 21:41	#4
Fabpreza Briskodian Join Date: Mar 2003 Location: SE Posts: 1,523 Members Car: 4x4 Jabba Turbo estate Thanks: 0 Thanked 1 Time in 1 Post	I was with Privilege / Direct Line for 10 years as they were always favourable to Subarus and then accepted mods ok. They work on power bands in terms of % increase - ie 10-20% as above or 20-30,30-40 etc. For an up to 20% increase my policy would have been £+15% and 20-30% £+25% approx. That's why I switched to L&V this time for the normal Jabba-related percentages !!!

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