Remapping Insurance Trouble

devonutopia · 02-10-2003, 08:42

Hullo

I rang my "mod-friendly" dealer yesterday evening. Anyone remember me saying how mod-friendly More Th>n were because they didn't charge extra for my alloys and springs? Well, last night, they told me, in no uncertain terms, that they WOULD NOT insure my car if I touched the engine. No extra premium just they would not cover. They said it was a low-risk company and do not cover higher risks.

So, this leaves me in a bit of a sticky situation because I've promised I'd do the group remap, but I can't afford to pay megabucks to switch insurance company. I pay £460 ish currently, and would be willing to pay up to around £650/£700 for post-remap cover, but I don't know where's best? I thought I'd try Liverpool Victoria maybe. Matt? Who do you insure with now and more importantly how much £££?

Adrian - I'm really hoping this doesn't scupper my ability to get the remap done, but if insurance problems get too much I will be forced to, which really pi55es me off no end. I'll do some ringing around tonight if peoples can supply contact details of some good "ENGINE" mod friendly companies.

Real Skoda · 02-10-2003, 08:54

Did a search for you, am I kind or what, an found numerous references to Liverpool and Victoria. Try a search of your own and you will find that you need to 'phone them rather than getting a quote on line.

devonutopia · 02-10-2003, 08:57

J - olly
O - ld
N - ice bloke you are... ?!

Real Skoda · 02-10-2003, 09:04

Other options?

FabiaTDi · 02-10-2003, 09:19

Jason,
Its weird how they dont charge for the wheels and springs you've fitted, but then refuse engine mods.

I'll send you a PM.

devonutopia · 02-10-2003, 09:23

***DGW*** · 02-10-2003, 10:13

Jason, there are plenty of insurers listed in our links (access via second thread above). I dealt with LiverpoolVictoria by phone since I wanted to make absolutely sure that mods would not be loaded by them and, despite some scepticism by members at the time, that proved to be the case. But I do seem to recall that they will not insure under 25s - which would be bad news for you if true.

devonutopia · 02-10-2003, 10:24

Denis - hoping Liverpool Vic do insure under 25s - Ironic as I need the remap done before Xmas, and I'm 25 in January.

I'll ring around a few of those people - greenlight looked quite good.

***DGW*** · 02-10-2003, 10:26

Adrian Flux insure my sons - age 21 with a 200SX; age 24 with a heavily modded BMW M3 lookalike.

devonutopia · 02-10-2003, 10:29

Flux - gotta be careful how you pronounce that.

- cheers again.

02-10-2003, 08:42	#1
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,087 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 352 Times in 295 Posts	Remapping Insurance Trouble Hullo I rang my "mod-friendly" dealer yesterday evening. Anyone remember me saying how mod-friendly More Th>n were because they didn't charge extra for my alloys and springs? Well, last night, they told me, in no uncertain terms, that they WOULD NOT insure my car if I touched the engine. No extra premium just they would not cover. They said it was a low-risk company and do not cover higher risks. So, this leaves me in a bit of a sticky situation because I've promised I'd do the group remap, but I can't afford to pay megabucks to switch insurance company. I pay £460 ish currently, and would be willing to pay up to around £650/£700 for post-remap cover, but I don't know where's best? I thought I'd try Liverpool Victoria maybe. Matt? Who do you insure with now and more importantly how much £££? Adrian - I'm really hoping this doesn't scupper my ability to get the remap done, but if insurance problems get too much I will be forced to, which really pi55es me off no end. I'll do some ringing around tonight if peoples can supply contact details of some good "ENGINE" mod friendly companies. __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

02-10-2003, 08:57	#3
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,087 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 352 Times in 295 Posts	J - olly O - ld N - ice bloke you are... ?! __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

02-10-2003, 09:19	#5
FabiaTDi VT5 Join Date: Dec 2002 Location: Warwickshire Posts: 2,001 Members Car: Fabia vRS Thanks: 0 Thanked 0 Times in 0 Posts	Jason, Its weird how they dont charge for the wheels and springs you've fitted, but then refuse engine mods. I'll send you a PM. __________________ Was: 2003 Allard Tuned Fabia vRS VT5 Turbo Conversion Now: 2008 Audi A3 Sportback TDI

02-10-2003, 09:23	#6
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,087 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 352 Times in 295 Posts	__________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

02-10-2003, 10:13	#7
*DGW* BRISKODA Staff Join Date: Oct 2002 Location: Cambridgeshire Posts: 17,300 Members Car: Octavia 1.8T 4X4 Estate & Fabia vRS Thanks: 51 Thanked 208 Times in 157 Posts	Jason, there are plenty of insurers listed in our links (access via second thread above). I dealt with LiverpoolVictoria by phone since I wanted to make absolutely sure that mods would not be loaded by them and, despite some scepticism by members at the time, that proved to be the case. But I do seem to recall that they will not insure under 25s - which would be bad news for you if true. __________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg 2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.57 mpg...

02-10-2003, 08:54	#2
Real Skoda BANNED Join Date: Oct 2003 Location: Southend Posts: 522 Members Car: Several Thanks: 0 Thanked 5 Times in 5 Posts	Did a search for you, am I kind or what, an found numerous references to Liverpool and Victoria. Try a search of your own and you will find that you need to 'phone them rather than getting a quote on line.

02-10-2003, 09:04	#4
Real Skoda BANNED Join Date: Oct 2003 Location: Southend Posts: 522 Members Car: Several Thanks: 0 Thanked 5 Times in 5 Posts	Other options?

02-10-2003, 10:24	#8
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,087 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 352 Times in 295 Posts	Denis - hoping Liverpool Vic do insure under 25s - Ironic as I need the remap done before Xmas, and I'm 25 in January. I'll ring around a few of those people - greenlight looked quite good. __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

02-10-2003, 10:26	#9
*DGW* BRISKODA Staff Join Date: Oct 2002 Location: Cambridgeshire Posts: 17,300 Members Car: Octavia 1.8T 4X4 Estate & Fabia vRS Thanks: 51 Thanked 208 Times in 157 Posts	Adrian Flux insure my sons - age 21 with a 200SX; age 24 with a heavily modded BMW M3 lookalike. __________________ Denis 2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg 2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.57 mpg...

02-10-2003, 10:29	#10
devonutopia Mongreller Join Date: Apr 2003 Location: Exeter / Devon Posts: 30,087 Members Car: Skoda Fabia Mongrel Images: 5 Thanks: 75 Thanked 352 Times in 295 Posts	Flux - gotta be careful how you pronounce that. - cheers again. __________________ Jason - Only a Skoda. Custom Fabia Bonnet Lifter Kits - £45! Click Me. Cheesy bonnet lifter video to "raise me up" http://www.youtube.com/watch?v=hMnGECEi5Oc See the mongrel's 260bhp Dyno Video!

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