Specifiying a second driver on insurance

Spanner · 15-05-2006, 21:13

One way that seems to help lower premiums is to add a person on as an additional driver. What info is needed to pass on? Do you need to know their no-claims? their driving liscence? or just their name an address?

**robmawer** · 15-05-2006, 21:17

Depends on which company is quoting...usually it just seems to be name, number of years licence held, relationship to policy holder, any claims/losses/convictions in the past x number of years...

Rob.

MarkyMarkD · 16-05-2006, 22:56

I'm not sure that adding some random person is going to help ... but if they are your other half, having a stable home life is meant to suggest you are a lower insurance risk etc.

texasjohn · 17-05-2006, 00:36

Quote:

Originally Posted by MarkyMarkD

I'm not sure that adding some random person is going to help ... but if they are your other half, having a stable home life is meant to suggest you are a lower insurance risk etc.

Mums or Dads (or slightly older spouses) with clean driving records are good to add on if you are under 30, as this can reduce your premium a little bit in my experience. I would imagine if you are 17 or 18 this could make a difference of hundreds.

Try it next time you renew your insurance, get the quote, then phone them back and get another quote with you + 1 parent added to the policy.

**mannyo** · 17-05-2006, 08:52

Added my brother to my mondeo insurance, and the premium went up £35. The reduction seems to only apply to family who live at the same address.

Spanner · 17-05-2006, 09:22

Anyone want to drive my car?

I was thinking of a family member, like my Dad. But then i dont live with them anymore so there goes that idea!

**robmawer** · 17-05-2006, 09:27

Quote:

Originally Posted by mannyo

Added my brother to my mondeo insurance, and the premium went up £35. The reduction seems to only apply to family who live at the same address.

It depends on the insurance company...when I was with Direct Line they charged me extra to put the missus on the insurance, when I moved to Norwich Union they actually knocked money off for having her on the policy. I know the company that insures my smart would add to the premium for every new driver though...

Rob.

cmcm789 · 17-05-2006, 10:13

I added my wife to my insurance (girlfriend at the time). I was 28 10yrs clean licence full no claims. She was 25, just passed her test on R plates. It brought my insurance down by £50-£100

At the time we weren't sharing a house or address.

She tried it the other way and it put her quote up by the same

Figure that.

I would recomend adding a female 25yrs+. Mum, sister, partner or just a friend.

JD

15-05-2006, 21:13	#1
Spanner Briskodian Join Date: Feb 2005 Location: Mid Beds Posts: 424 Members Car: fab vRS Thanks: 0 Thanked 2 Times in 2 Posts	Specifiying a second driver on insurance One way that seems to help lower premiums is to add a person on as an additional driver. What info is needed to pass on? Do you need to know their no-claims? their driving liscence? or just their name an address? __________________ Fabia vRS forunner to the Bentley Continental GT Briskoda - Skoda's illegitimate family Mods: Superchip, K&N filter, Eibach springs, FSD dampers, black front grille,

15-05-2006, 21:17	#2
robmawer Briskodian Join Date: Jan 2003 Location: Rochdale Posts: 12,476 Members Car: Octavia 1.6 Ambiente Thanks: 2 Thanked 74 Times in 67 Posts	Re: Specifiying a second driver on insurance Depends on which company is quoting...usually it just seems to be name, number of years licence held, relationship to policy holder, any claims/losses/convictions in the past x number of years... Rob. __________________

16-05-2006, 22:56	#3
MarkyMarkD Briskodian Join Date: Feb 2005 Location: Leics UK Posts: 318 Members Car: Fabia vRS new September 2005 in Black Thanks: 0 Thanked 0 Times in 0 Posts	Re: Specifiying a second driver on insurance I'm not sure that adding some random person is going to help ... but if they are your other half, having a stable home life is meant to suggest you are a lower insurance risk etc. __________________ Do something useful - Join the BRISKODA Folding team: http://www.briskoda.net/modules.php?...warticle=&id=26

17-05-2006, 08:52	#5
mannyo BRISKODA Staff Join Date: Nov 2002 Location: Stevenage Herts. Posts: 11,473 Members Car: Octavia 2.0 TDi Elegance Thanks: 58 Thanked 361 Times in 332 Posts	Re: Specifiying a second driver on insurance Added my brother to my mondeo insurance, and the premium went up £35. The reduction seems to only apply to family who live at the same address. __________________ Manny 2005 Octavia 2.0TDi Elegance combi my skoda website http://www.octaviars.co.uk Join the briskoda.net folding team click Here for more info

17-05-2006, 09:22	#6
Spanner Briskodian Join Date: Feb 2005 Location: Mid Beds Posts: 424 Members Car: fab vRS Thanks: 0 Thanked 2 Times in 2 Posts	Re: Specifiying a second driver on insurance Anyone want to drive my car? I was thinking of a family member, like my Dad. But then i dont live with them anymore so there goes that idea! __________________ Fabia vRS forunner to the Bentley Continental GT Briskoda - Skoda's illegitimate family Mods: Superchip, K&N filter, Eibach springs, FSD dampers, black front grille,

17-05-2006, 10:13	#8
cmcm789 Briskodian Join Date: Oct 2004 Location: Northern Ireland Posts: 965 Members Car: Octy Elegance 110 TDI (2003) Thanks: 0 Thanked 0 Times in 0 Posts	Re: Specifiying a second driver on insurance I added my wife to my insurance (girlfriend at the time). I was 28 10yrs clean licence full no claims. She was 25, just passed her test on R plates. It brought my insurance down by £50-£100 At the time we weren't sharing a house or address. She tried it the other way and it put her quote up by the same Figure that. I would recomend adding a female 25yrs+. Mum, sister, partner or just a friend. JD __________________ Octy Elegance TDI (110bhp)

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