Insurance and exhausts...

ethos · 06-09-2007, 22:07

Hi guys,

What's the crack on telling the insurers about just the cat-back?

Was tempted with the miltek back end for some more noise.

It looks the same as oem and it doesn't give a performance increase without the hi-flow cat?

Liverpool-Lad · 06-09-2007, 22:22

Well, its non standard so expect an increase.

ethos · 06-09-2007, 22:23

Won't bother then, can't afford any more on the ol' insurance!

Just want more noise, cheap!

Liverpool-Lad · 06-09-2007, 22:34

Get a drill out then and drill the backbox

mattbeef · 07-09-2007, 16:07

Call and ask them how much it will be.
Im with Elephant and i think it was an extra £40 for a full system

funkymonkey · 07-09-2007, 17:48

i've looked into this!!! but my insurer (more than) won't do mods, but they have insured my car fully comp for £340 which is really cheap !!! cheapest quote i got from and insurer that would cover mods was over £500, the biggest pain in the *** is if i need to replace my oem one when it goes i could by a milltec e.t.c for the same price of a oem one, why can't they make a stelth cat back system that looks just like the oem one but sounds better !!!

martziniuk · 07-09-2007, 20:13

With Swift insurance there is no extra charge for a stainless steel exhaust.

ethos · 07-09-2007, 21:00

Damn, they won't insure me as I'm only 23

smstext · 07-09-2007, 22:10

i use to have a cherry bomb exhaust on my old old astra, insurance co didnt charge any extra, probably had something to do with the clueless way i described it as "a red exhaust pipe that sounded louder" :lol

Emily-Elizabeth · 07-09-2007, 23:04

Quote:

Originally Posted by ethos

Damn, they won't insure me as I'm only 23

They were willing to insure me at 19 last year

lordrobs · 07-09-2007, 23:29

Quote:

Originally Posted by ethos

Just want more noise, cheap!

I'm tempted to change mine simply because it bugs me that the exhaust doesn't sit in the centre of the cut out in the bumper

Bigw2069 · 08-09-2007, 00:11

I am with swift cover too so the exhaust doesnt matter, I have often wondered though if you just changed the back box then the manufacturers describe this bit as stainless steel (even though its only the tailpipes iirc) so essentially its a like for like replacement ???

cat/turbo back different matter though.

gadgetman · 08-09-2007, 20:50

Be careful as assessors will be on the look out for anything non standard and not detailed on your insurance declaration.

Should they choose to be humpy, then they might not payout if you ever need them too!

06-09-2007, 22:07	#1
ethos Briskodian Join Date: Jun 2007 Location: Cornwall Posts: 1,179 Members Car: Thanks: 60 Thanked 37 Times in 33 Posts	Insurance and exhausts... Hi guys, What's the crack on telling the insurers about just the cat-back? Was tempted with the miltek back end for some more noise. It looks the same as oem and it doesn't give a performance increase without the hi-flow cat?

06-09-2007, 22:22	#2
Liverpool-Lad Briskodian Join Date: Aug 2006 Location: Liverpool Posts: 1,642 Members Car: Octavia vRS Thanks: 12 Thanked 47 Times in 47 Posts	Re: Insurance and exhausts... Well, its non standard so expect an increase. __________________ 2001 Rally Red Octavia vRS...remap complete Whiteline rear ARB, Superpro dogbone bush - 225/45/17 Goodyear Eagle F1 Aysmmetrics and lots of V-Power! Smiles all 'round

06-09-2007, 22:23	#3
ethos Briskodian Join Date: Jun 2007 Location: Cornwall Posts: 1,179 Members Car: Thanks: 60 Thanked 37 Times in 33 Posts	Re: Insurance and exhausts... Won't bother then, can't afford any more on the ol' insurance! Just want more noise, cheap!

06-09-2007, 22:34	#4
Liverpool-Lad Briskodian Join Date: Aug 2006 Location: Liverpool Posts: 1,642 Members Car: Octavia vRS Thanks: 12 Thanked 47 Times in 47 Posts	Re: Insurance and exhausts... Get a drill out then and drill the backbox __________________ 2001 Rally Red Octavia vRS...remap complete Whiteline rear ARB, Superpro dogbone bush - 225/45/17 Goodyear Eagle F1 Aysmmetrics and lots of V-Power! Smiles all 'round

07-09-2007, 16:07	#5
mattbeef Briskodian Join Date: Apr 2006 Location: Sheffield Posts: 3,362 Members Car: Red Octy vRS Thanks: 36 Thanked 116 Times in 115 Posts	Re: Insurance and exhausts... Call and ask them how much it will be. Im with Elephant and i think it was an extra £40 for a full system __________________ I few bits here and there but im happy to Performance Torque Go on click me you know you want to

07-09-2007, 17:48	#6
funkymonkey Briskodian Join Date: Aug 2006 Posts: 264 Members Car: octy vrs blk Thanks: 6 Thanked 0 Times in 0 Posts	Re: Insurance and exhausts... i've looked into this!!! but my insurer (more than) won't do mods, but they have insured my car fully comp for £340 which is really cheap !!! cheapest quote i got from and insurer that would cover mods was over £500, the biggest pain in the *** is if i need to replace my oem one when it goes i could by a milltec e.t.c for the same price of a oem one, why can't they make a stelth cat back system that looks just like the oem one but sounds better !!! __________________ drive it like you stole it

07-09-2007, 20:13	#7
martziniuk Need more power Join Date: Feb 2007 Location: Driffield, Good old yorkshire Posts: 1,980 Members Car: octavia VRS Thanks: 54 Thanked 163 Times in 158 Posts	Re: Insurance and exhausts... With Swift insurance there is no extra charge for a stainless steel exhaust. __________________ Regards Martin Turbo back blueflame exhaust ,Forge 007p Dump valve, Ramair filter, Prosport boost gauge, Autobahn88 TIP, Ecu Evolution Remap, FMIC

07-09-2007, 21:00	#8
ethos Briskodian Join Date: Jun 2007 Location: Cornwall Posts: 1,179 Members Car: Thanks: 60 Thanked 37 Times in 33 Posts	Re: Insurance and exhausts... Damn, they won't insure me as I'm only 23

07-09-2007, 22:10	#9
smstext 2.0 FSI Sport. Join Date: May 2007 Location: oxon Posts: 9,710 Members Car: Octavia Mk2 FSI Sport Thanks: 11 Thanked 304 Times in 271 Posts	Re: Insurance and exhausts... i use to have a cherry bomb exhaust on my old old astra, insurance co didnt charge any extra, probably had something to do with the clueless way i described it as "a red exhaust pipe that sounded louder" :lol __________________ Oxon Meet Feeler 2009 please add your input, click here

08-09-2007, 00:11	#12
Bigw2069 Moderator Join Date: Jan 2004 Location: Rosyth,Scotland Posts: 5,685 Members Car: Noddy Car Thanks: 211 Thanked 233 Times in 194 Posts	Re: Insurance and exhausts... I am with swift cover too so the exhaust doesnt matter, I have often wondered though if you just changed the back box then the manufacturers describe this bit as stainless steel (even though its only the tailpipes iirc) so essentially its a like for like replacement ??? cat/turbo back different matter though. __________________

08-09-2007, 20:50	#13
gadgetman Go Gadget Octy! Join Date: Apr 2007 Posts: 3,414 Members Car: Thanks: 220 Thanked 120 Times in 113 Posts	Re: Insurance and exhausts... Be careful as assessors will be on the look out for anything non standard and not detailed on your insurance declaration. Should they choose to be humpy, then they might not payout if you ever need them too! __________________ Lick the window of life Why not join the Briskoda Last.fm group?

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