Belcher

Just contacted my IC and declared all my mods, including my nice shiny new remap. The cost went up by £84 p.a. which I didn't think was all that bad. I now pay £380 p.a. which covers me fully comp, the wife as a named driver, business use, guaranteed car hire, protected full NCD, legal expenses cover, windscreen cover. The mods are Forge TIP, Baily Recirc Dump Valve, Samco Hoses, Intake Power Gasket, ECU remap to 224BHP, tinted windows on sides and rear, plus the f/f park sensors and sunroof options which they bizarrely also wanted to list (??!!)

Does this sound reasonable? Not sure what others pay. Insurance costs are a bit like peoples salaries; they don't get discussed and compared much.

__________________
Regards,

Belcher. 'urp !
MCSE:S, MCSA:S
CompTIA Security+
CompTIA Linux+
Linux LPI Level 1
~~~~~~~~~~~~~~~~~

auroan

Thats a very good deal.... but I think you have the advantage of age on your side

__________________


'05 Audi A4 2.0 Tdi SE - no mods until the warrenty expires ... yeah right... interior light pack, 3 spoke mfsw.
'00 Audi A4 2.8 Quattro - Gone.... (bleeding money pit )
Audi A4 2.6 Avant (Breaking - Check out http://shop.ebay.co.uk/merchant/auroan)

Liverpool-Lad

Could I ask whcih company you use? My policy runs out next month.

Cheers.

__________________
2001 Rally Red Octavia vRS...remap complete Whiteline rear ARB, Superpro dogbone bush - 225/45/17 Goodyear Eagle F1 Aysmmetrics and lots of V-Power!

Smiles all 'round

Goochie

I know someone who is driving a modifed Skoda without telling their insurer - they couldnt even get a quote on a modified car

DAZ

EE








If I payed that for insurance I'd be a happy man, try £4.5k!!!

auroan

4.5K ? that for the M5 ?

__________________


'05 Audi A4 2.0 Tdi SE - no mods until the warrenty expires ... yeah right... interior light pack, 3 spoke mfsw.
'00 Audi A4 2.8 Quattro - Gone.... (bleeding money pit )
Audi A4 2.6 Avant (Breaking - Check out http://shop.ebay.co.uk/merchant/auroan)

DAZ

Yes.

That was the cheapest, others were in the region of £7-8K

auroan

Jeeeese.... what do you do for a living ?

__________________


'05 Audi A4 2.0 Tdi SE - no mods until the warrenty expires ... yeah right... interior light pack, 3 spoke mfsw.
'00 Audi A4 2.8 Quattro - Gone.... (bleeding money pit )
Audi A4 2.6 Avant (Breaking - Check out http://shop.ebay.co.uk/merchant/auroan)

M.A.C

Are all the side windows tinted ? What level of tint ? I'm considering this also.

mattbeef

i thought that i payed enough for my insurance but that takes the whole packet of biscuits

__________________
I few bits here and there but im happy to Performance Torque

Go on click me you know you want to

Belcher

I am with Privilege. I was quite surprised that they even insured me as they are not normally an insurance company that advertised themselves as specialising in modified cars. My other option was Adrian Flux who had quoted me £340 but that was not quoting with NCD protection or hire car cover. By the time these had have been added, there wouldn't have been much in it.

As mentioned here though (in a kind manner!), I am an old git which does help a lot.

Regarding the tints, all 4 side windows are tinted with low tints. They did not ask what level these were, which also surprised me.

__________________
Regards,

Belcher. 'urp !
MCSE:S, MCSA:S
CompTIA Security+
CompTIA Linux+
Linux LPI Level 1
~~~~~~~~~~~~~~~~~

davyg

try getting yourself a northern irish postcode, age 26, 8 yrs protected ncb and clean licence £730

__________________
2003 Octy vRS - Carbonio CAI, Forge 007DV, Briskoda sitcker
1980 Landrover 109" - Ex-RAF, Sandglow, Camel Trophy stickers, full canvas tilt

iain

this time round 28 6 years protected ncb £390.00 including basic breakdown cover! and it is with one of the big boys

existing company £575 for cover

so I was pleased

mackdaddy

Iain!
Stockport!
£390!
I'm 37, park on the street with a remap and I'm on £545!
Who's your insurer?

__________________
Who needs the Nurbergring when you live in the Peak District

L3E TD

Thats good top no as im with Privilage and need to declare some mods!

Belcher

As mentioned earlier in this thread, they don't specialise in modded vehicles, so you may have to spell some of your mods! The poor guy hadn't heard of most of my mods. I even had to spell samco and explain what a Turbo Intake Pipe was. Primarily, they are interested in power increases. All I know is that my Insurance Schedule now lists all the mods I have, so i am happy enough with that, even if they don't know what half of them do. Job done IMO

__________________
Regards,

Belcher. 'urp !
MCSE:S, MCSA:S
CompTIA Security+
CompTIA Linux+
Linux LPI Level 1
~~~~~~~~~~~~~~~~~

Max Damage

Woah I am at £800 notes with Flux on just a remap BUT with an Oldham Postcode which probably doesn't help!!! Renewal in March so I will be making alot of phone calls.

L3E TD

SO is it also replacing like for like?

Lummox

Hmm, £230 fully comp on mine.

1.6 engine and im an old git (30)

daver

I am in stockport, 37, 6 Y protected NCB with Chris Knott ....Best part of £900 no Mods...Yet!!!!! WHO ARE YOU WITH, need to sort this, when I rang round last year some Ic companies would not even quote for some SK postcodes

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http://www.sloganizer.net/en/]
Diamond Silver 54 Octy vRS Mk1, 18" TT Quattro Black / Polished rims, 225x40x18 Goodyear F1 GSD3,a Forge FMIC, Forge Eliminator DV , 4bar FPR, HID Hi/Lo Mains and fogs, LED purewhite LED Sidelights, HID Fogs, Silvervision Indicator bulbs all round, Headlight protectors...

jaymd

Dave

I got a very good quote from Adrian Flux (Red Star) and paying £465 protected NCB,breakdown cover,etc with wife on policy.
Tried Chris Knott,but they don't insure any SK postcodes.
This is all mods declared including a remap i haven't even got yet!

ScoobyChris

Another vote for Adrian Flux (Red Star) which also replaces mods like for like

Chris

__________________
Holding up the traffic in a little Italian..........

Max Damage

Flux for me is expensive at £800. I wonder if it is the Oldham postcode and the unlimited mileage on the poilcy which I have due to 25K + miles a year

ScoobyChris

Mine is unlimited mileage too I believe, but I have a good postcode. Plus my car's a slow old repmobile

Chris

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Holding up the traffic in a little Italian..........

phillip

41 year old (git) with full NCB, and standard '51 Octy vrs..just changing to Chris Knott (Highway motor policies at Lloyds) as they've quoted £294 in installments with protected bonus and courtesy car !!!!!!!!!!!!!!!!!!!!!!!