johnmb

Received my latest quote on the 130 Octy , they want £400 , thats with full NCD and protected , Legal protection and Guaranteed hire car . from Direct line , tried 3 others and they were all higher . Anyone recomend a cheaper supplier .

ScoobyChris

Try Chris Knott insurance and mention Brisky

Chris

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Holding up the traffic in a little Italian..........

DGW

Dare I suggest LiverpoolVictoria - subject to your car being bog standard? Their cover is very good.

I am currently insured with them...

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Denis

2002 Octavia 1.8T 4X4 turbo Estate - rebreathed on by Jabba ... 31.93mpg
2007 Fabia vRS - CC, ESP and full leather trim by Seat Surgeons ...48.57 mpg...

VRs Nut

elephant.co.uk and asda insurance both very good for me

Octygone

I tried Churchill and they only want £220 from me for the same car 130pd octy

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g7pkf

try tescos/sainsburys they go through direct line plus you get class 1 business use...

found cheapest for me as i need class 1

Octygone

With Direct line at the moment they want £395 for next year....churchills £220.....thats a big difference and I'm not 50.......yet so cant try Saga

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ScoobyChris

They don't go through DirectLine! Directline, Tesco Finance, and Privilege are all underwritten by UK Insurance Ltd, and each of them has a different target demographic, eg Tesco favour young drivers, Prilvilege favour performance cars, etc. Whenever I've asked for class 1 business use, it's always been added FOC to my policies (DL and Tesco).....

Chris

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Holding up the traffic in a little Italian..........

SilveRS

Found e-sure to be about 100 quid cheaper the DL, so may be worth a try.

gamichea

Try confused.com. I always check through them when my renewal arrives. This year for the first time they threw up quite a few cheaper than my LV renewal. On investigation only two were potentially better value the rest did not include legal expenses and their AD excesses were at least double LV's £150. I've stuck with LV because they throw in 180 days of EU cover as well.

BTW 1 this is for standard 2000 Audi A6 1.9 TDi. me and SWMBO driving, living in Rutland, both over 60, clean licences 10 years NCD protected for £265 premium.

BTW 2 have always found SAGA uncompetitive .

bigal rallyred

I went with First Alternative for my 51 plate standard Vrs £430 fully comp and I'm only 27. Very good service can be done on-line or over the phone!

johnmb

Thanks everyone for the input , i have now completed 15 quotations ( basis of NO Aaccidents full licence and max NCB with 20 k miles a year ) Highest Churchill at £ 502 Lowest at £330 with Budget . Allthe others vary between those figures all have a higher excess than mine at present and most do not provide a hire car for 14 days if car off road due to accident etc . So will stay with Direct line £345 . Does show that it is worth a check every year , here are some of the results .
AA £ 339 MORE THAN £415 LLOYDS £375 NORWICH UNION £364 FIRST ALTERNATIVE £473 ASDA £364 TESCO £357 ELEPHANT £450 CORINTHIAN £364 ADVANTAGE £375 AUTO DIRECT £375 SCREEN TRADE £352
Although some of them were close to my current , the main disadvantage was higher excess costs and lack of provision on courtesy or hire car if the worst happens . The only 3 factors i can see that would make a substantial difference are Post Code change , Reduction in miles per year , and NO 130 BHP .
Again thanks for your input . :

neilwilliams

My dad tried saga a few years ago when he turned 50 and was not impressed with their quote. He went with direct line instead.

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Neil Williams
History: Fabia 1.4 8v, Fabia 1.4 16v, Fabia vRS
Now driving a Golf Mk5 tdi

Teachers click HERE for free resources.

eddie

Don't waste your time with Saga when you do reach 50 - they were over 30% more expensive than the highest other quotes I got, and seemed surprised when I said I didn't want to accept their offer! And then I got a deluge of junk mail from them for the next 6 months (may have been longer but I moved!). Avoid like the plague. I'm with Churchill.

johnmb

Was about to Renew with direct line , the finale quote was £365 , had a thought what if i do a check ONLINE with them , Surprised it comes up £30 less . Gave thyem a call to query this , responce , its cheaper if you take out a new policy on line because you get the discount , just cancel the Auto Renew . SO thats what i will do , seems daft to me but if they want to give me a lower quote why not take it . So anyone out there , check the online quote and you could save 10% with the same insurance company for a few hits of the old key board . .

AndyC

Saga are a waste of time. My dad insured his car with them a few years back and his renewal premium seemed high. A few phone calls -not on internet then - knocked 30% off the premium with better cover.


AndyC