insurance for a Vrs

BIG T · 03-12-2004, 18:24

Hello every1 just wondering if any1 had an idea on how much insurance would be for a octavia Vrs, coz i want 2 buy 1 soon as but the thing is im only 21 and ive got 2 years ncb. Can anybody help me?

**JaneC** · 03-12-2004, 18:26

Hi,

I think the short answer would be quite a lot. There are a couple of threads where people have given figures - I'll have a look for you

**JaneC** · 03-12-2004, 18:28

Found one here

mikejay · 15-12-2004, 20:55

just paid 678 quid on a furby vrs. 24, 6 years ncb.

cyberskidz · 15-12-2004, 21:02

To scare you even more i have a vv good post code am 30 years old have 13 years ncd and still pay 670 a year with a 10 % employers discount through direct line ...a lot but a hell of a car and well worth it

jason · 15-12-2004, 22:05

550 for us on the mrs policy in a very good areaboth over 30 with ful NC as in no claims in combine 30 years driving(touches wood)

Martin Pick · 15-12-2004, 22:25

Quote:

Originally Posted by BIG T

Hello every1 just wondering if any1 had an idea on how much insurance would be for a octavia Vrs, coz i want 2 buy 1 soon as but the thing is im only 21 and ive got 2 years ncb. Can anybody help me?

I got a quote of £800 for an octy vrs and £300 for a furby vrs. Guess which i`ve chosen? btw i`m 28, have 8y ncb and live in a decent area. scale things back a bit mate. A 1.8t octy would prob cost a similar amount to insure so still out of your league (unless you have ALOT of money to blow). Are you dead set on a vrs octy? Is a furby vrs too much to buy? I know octy vrs` are getting affordable now.

but still hells teeth to insure

el richy · 16-12-2004, 14:56

THIS WILL MAKE U SICK! 19 one years ncb no accidents,claims or convictions and to be used for work 2450 (but thats the first quote)

faboka vrs · 16-12-2004, 15:02

For a 21 year old (last year) I was quoted £1600 for a Octy vRS with 4NCD in Liverpool.

pdhealy · 16-12-2004, 15:02

Believe it or not, the Octy RS is the cheapest car I have ever insured! My renewal was €622 fully comp, driver only, 34 tear old with full NCB. I found that some companies have not loaded the premium, whilst others have. Worth shopping around....

**TaviaRS** · 16-12-2004, 15:08

Just under 300 notes for me

Even with the mods (magic tree air freshener and nodding dog) declared.

Suppose it's either

a) I'm an old git with a good record
b) It's not a fast, sporty, performance model
c) Combination of the 2

mumphie · 16-12-2004, 15:53

Furby vRS, 30 years old, living in a nice area, with the bird as a named driver, but with a carp postcode, after and accident where I had to claim on my own insurance because the other person wasn't insured, down to 1 years NCB - £550.

Just ran another quote for the coming year, no further mishaps, will be 31 - £460!!!

I'm quite pleased!

WrightyRS · 16-12-2004, 16:01

Well i'm 30,have full no claims have a modified policy power upto 250bhp and any other mods with my 26yr old brother on it and i'm paying £1000.
thats with a broker called Brentacre 01792 650933,try them they are very helpful.

leon4112 · 17-12-2004, 18:33

**** me looking though all the prices u guys are paying for insurence im glad i don't have to pay insurence on my ocy vrs cos i don't think i could afford it and im 21 with no clams as well just glad the nhs are paying it as a company car im lucky i have one i think!!!!!!

el richy · 31-12-2004, 10:37

vrs as a company car!!! the company car tax must be the same price as a small town!!!

matchmaker · 31-12-2004, 10:55

47, 2 years NCB but a clean record, not the best postcode, paying just over £500 with LV for an Octy vRS

jimvrs · 31-12-2004, 11:53

28,Insured and spouse policy,8 yrs NCB no convictions,reasonable postcode not garaged at night(driveway) £630 on octavia vrs

leon4112 · 31-12-2004, 15:45

na the company car tax was cheeper than a mazda ts2 thats why i got one think it came out as 30 pounds a month tax and the ts2 was 50

martyc · 03-01-2005, 16:57

Class 1 Business use, Me & Wife, 7 years NCB, £640

m17rkj · 03-01-2005, 21:48

octy rs, class1 business, 30yrs, 1 yr ncd, 10 points (ahem), mediocre postcode, ridiculous occupation, 1400 squids! that took alot of shopping around! lucky the boss pays it!

scrutineer · 04-01-2005, 23:54

Quote:

Originally Posted by el richy

vrs as a company car!!! the company car tax must be the same price as a small town!!!

You'd be suprised...althought the emissions on my Octy vRS are higher the very low list price keeps the tax down!
I've had a primera tdi and a golf Pd estate and the vRS works about the same as these....and I know which I prefer

Mind you the insurance is a bit steep though

full business use inc carraige of samples and any driver isn't cheap for group 16

martyc · 05-01-2005, 21:14

Quote:

Originally Posted by m17rkj

octy rs, class1 business, 30yrs, 1 yr ncd, 10 points (ahem), mediocre postcode, ridiculous occupation, 1400 squids! that took alot of shopping around! lucky the boss pays it!

I went to Elephant.co.uk for mine, quote them 28,000 miles a year!

GREZA · 17-01-2005, 12:38

Firstly I should say I'm 45 with a clean licience and record and will be shopping around for insurance shortly on my standard Fabia vRS.

Tried to get my gal onto the policy last summer but current company was not keen on her one 'no fault' accident two years previously. Therefore I did some searching with a view to cancelling and going elsewhere but the figures didn't seem to make sense at the time.

However, I did get a fully comprehensive quote for the car with her (36) as additional driver from Tesco online at £340 last August which I thought was quite fair. Don't know what their policy would be if I were to mod the car though.

ScoobyChris · 17-01-2005, 17:50

Quote:

Originally Posted by GREZA

However, I did get a fully comprehensive quote for the car with her (36) as additional driver from Tesco online at £340 last August which I thought was quite fair. Don't know what their policy would be if I were to mod the car though.

I'm with them and very happy. Mods will cost a bit extra, but they tend to be pretty knowledgeable about the common mods (or are happy to refer to the underwriters if not). What sort of mods were you thinking of doing? May be worth ringing them directly and asking how much extra it will cost....

Chris

GREZA · 17-01-2005, 19:27

Thanks for the tip Chris.

I haven't got any fixed plans, was thinking maybe the front suspension brace and perhaps lowering the suspension by about 1" all round (a knowledgeable dealer recommended this recently).

Then I'd be looking to push the engine performance up toward the 150bhp spec of the VW group cars that deliver this level of output from the 1.9Tdi PD (i.e. the Cupra & Bora).

Any advice greatfully received.

03-12-2004, 18:24	#1
BIG T Briskodian Join Date: Dec 2004 Posts: 1 Members Car: Thanks: 0 Thanked 0 Times in 0 Posts	insurance for a Vrs Hello every1 just wondering if any1 had an idea on how much insurance would be for a octavia Vrs, coz i want 2 buy 1 soon as but the thing is im only 21 and ive got 2 years ncb. Can anybody help me?

03-12-2004, 18:26	#2
JaneC Beeming Join Date: Jan 2003 Location: North Essex Posts: 3,294 Members Car: Blue Z3 Thanks: 0 Thanked 23 Times in 17 Posts	Hi, I think the short answer would be quite a lot. There are a couple of threads where people have given figures - I'll have a look for you __________________ Jane.

03-12-2004, 18:28	#3
JaneC Beeming Join Date: Jan 2003 Location: North Essex Posts: 3,294 Members Car: Blue Z3 Thanks: 0 Thanked 23 Times in 17 Posts	Found one here __________________ Jane.

15-12-2004, 22:05	#6
jason Briskodian Join Date: Oct 2003 Location: shropshire Posts: 1,914 Members Car: skoda octavia VRS Thanks: 10 Thanked 2 Times in 2 Posts	550 for us on the mrs policy in a very good areaboth over 30 with ful NC as in no claims in combine 30 years driving(touches wood) __________________ louder than war

16-12-2004, 15:02	#9
faboka vrs Briskodian Join Date: Oct 2003 Location: Merseyside Posts: 6,054 Members Car: 2004 Fabia vRS TDI PD130 Thanks: 14 Thanked 46 Times in 46 Posts	For a 21 year old (last year) I was quoted £1600 for a Octy vRS with 4NCD in Liverpool. __________________ John 2004 Skoda Fabia vRS - Xenons - Heated Seats - Cruise Control - Passenger Airbag Deactivation switch - Side Airbags

15-12-2004, 20:55	#4
mikejay Briskodian Join Date: Nov 2004 Location: wigan Posts: 1,164 Members Car: fuby vrs black cupra 160 intake,dragon tunning box,pikey mods 1 and 2 Thanks: 0 Thanked 2 Times in 2 Posts	just paid 678 quid on a furby vrs. 24, 6 years ncb.

15-12-2004, 21:02	#5
cyberskidz Briskodian Join Date: May 2004 Location: Renfrewshire, Scotland Posts: 259 Members Car: Octavia vRS estate Thanks: 0 Thanked 0 Times in 0 Posts	To scare you even more i have a vv good post code am 30 years old have 13 years ncd and still pay 670 a year with a 10 % employers discount through direct line ...a lot but a hell of a car and well worth it

16-12-2004, 14:56	#8
el richy Briskodian Join Date: Dec 2004 Location: by bristol Posts: 553 Members Car: octavia vrs Thanks: 0 Thanked 0 Times in 0 Posts	THIS WILL MAKE U SICK! 19 one years ncb no accidents,claims or convictions and to be used for work 2450 (but thats the first quote)

16-12-2004, 15:02	#10
pdhealy Briskodian Join Date: Jan 2004 Location: Ireland Posts: 983 Members Car: Skoda Octavia vRS Thanks: 23 Thanked 27 Times in 25 Posts	Believe it or not, the Octy RS is the cheapest car I have ever insured! My renewal was €622 fully comp, driver only, 34 tear old with full NCB. I found that some companies have not loaded the premium, whilst others have. Worth shopping around....

16-12-2004, 15:08	#11
TaviaRS Dinosaur Join Date: Oct 2002 Location: North of the Watford Gap Posts: 14,942 Members Car: Merc E class & SLK Thanks: 19 Thanked 42 Times in 38 Posts	Just under 300 notes for me Even with the mods (magic tree air freshener and nodding dog) declared. Suppose it's either a) I'm an old git with a good record b) It's not a fast, sporty, performance model c) Combination of the 2 __________________ A jolly sensible Mercedes E class saloon in a rather fetching bluey grey colour. No it isn't fast, no it isn't modded, and yes, it will still eat your Fabia for breakfast. Official mobile chicane for Briskoda trackdays

16-12-2004, 15:53	#12
mumphie Briskodian Join Date: Dec 2003 Location: Middlesbrough Posts: 522 Members Car: New Octavia vRS Thanks: 0 Thanked 1 Time in 1 Post	Furby vRS, 30 years old, living in a nice area, with the bird as a named driver, but with a carp postcode, after and accident where I had to claim on my own insurance because the other person wasn't insured, down to 1 years NCB - £550. Just ran another quote for the coming year, no further mishaps, will be 31 - £460!!! I'm quite pleased!

16-12-2004, 16:01	#13
WrightyRS 200 laps....... Join Date: Dec 2003 Location: Essex Posts: 2,375 Members Car: Octavia vRS,Renault Clio Trophy 237/500 Thanks: 0 Thanked 3 Times in 3 Posts	Well i'm 30,have full no claims have a modified policy power upto 250bhp and any other mods with my 26yr old brother on it and i'm paying £1000. thats with a broker called Brentacre 01792 650933,try them they are very helpful. __________________ Alex Skoda Octavia vRS-Awaiting Mike at Impossible to sort out STILL RenaultSport Megane R26 Ultra Blue Number 21 Honda CBR600Fi

17-12-2004, 18:33	#14
leon4112 Briskodian Join Date: Sep 2004 Location: cornwall Posts: 75 Members Car: octavia vrs Thanks: 0 Thanked 0 Times in 0 Posts	**** me looking though all the prices u guys are paying for insurence im glad i don't have to pay insurence on my ocy vrs cos i don't think i could afford it and im 21 with no clams as well just glad the nhs are paying it as a company car im lucky i have one i think!!!!!!

31-12-2004, 10:37	#15
el richy Briskodian Join Date: Dec 2004 Location: by bristol Posts: 553 Members Car: octavia vrs Thanks: 0 Thanked 0 Times in 0 Posts	vrs as a company car!!! the company car tax must be the same price as a small town!!!

31-12-2004, 10:55	#16
matchmaker Briskodian Join Date: Aug 2004 Location: Stirling Posts: 2,792 Members Car: Black Octavia vRS Thanks: 24 Thanked 20 Times in 18 Posts	47, 2 years NCB but a clean record, not the best postcode, paying just over £500 with LV for an Octy vRS __________________ Alan "Darth" - Black Magic Octavia VRS with Forge DV, BMC CDA induction kit, Milltek cat, Supersprint exhaust, Xenons, ESP, cruise, parking sensors and Kumho 225/45/17 tyres Been to Star sufficient bhp & ample lb/ft All time low - 7.8 mpg

31-12-2004, 11:53	#17
jimvrs Briskodian Join Date: Apr 2004 Location: rotherham, south yorkshire Posts: 347 Members Car: 02 plate octavia vrs Thanks: 2 Thanked 1 Time in 1 Post	28,Insured and spouse policy,8 yrs NCB no convictions,reasonable postcode not garaged at night(driveway) £630 on octavia vrs __________________ "Spider pig, spider pig, does whatever a spider pig does"..............(simpsons movie 2007) Last edited by jimvrs; 31-12-2004 at 11:56.

31-12-2004, 15:45	#18
leon4112 Briskodian Join Date: Sep 2004 Location: cornwall Posts: 75 Members Car: octavia vrs Thanks: 0 Thanked 0 Times in 0 Posts	na the company car tax was cheeper than a mazda ts2 thats why i got one think it came out as 30 pounds a month tax and the ts2 was 50

03-01-2005, 16:57	#19
martyc Briskodian Join Date: Oct 2004 Location: Cleethorpes Posts: 103 Members Car: Octavia VRS Thanks: 0 Thanked 0 Times in 0 Posts	Class 1 Business use, Me & Wife, 7 years NCB, £640

03-01-2005, 21:48	#20
m17rkj Briskodian Join Date: Dec 2004 Location: Calgary, Alberta, Canada. Posts: 1,164 Members Car: 2005 focus ZTW Thanks: 16 Thanked 13 Times in 13 Posts	insurance octy rs, class1 business, 30yrs, 1 yr ncd, 10 points (ahem), mediocre postcode, ridiculous occupation, 1400 squids! that took alot of shopping around! lucky the boss pays it!

17-01-2005, 12:38	#23
GREZA Briskodian Join Date: Dec 2004 Location: Sussex/Surrey Posts: 246 Members Car: Fabia vRS Thanks: 0 Thanked 1 Time in 1 Post	Firstly I should say I'm 45 with a clean licience and record and will be shopping around for insurance shortly on my standard Fabia vRS. Tried to get my gal onto the policy last summer but current company was not keen on her one 'no fault' accident two years previously. Therefore I did some searching with a view to cancelling and going elsewhere but the figures didn't seem to make sense at the time. However, I did get a fully comprehensive quote for the car with her (36) as additional driver from Tesco online at £340 last August which I thought was quite fair. Don't know what their policy would be if I were to mod the car though.

17-01-2005, 19:27	#25
GREZA Briskodian Join Date: Dec 2004 Location: Sussex/Surrey Posts: 246 Members Car: Fabia vRS Thanks: 0 Thanked 1 Time in 1 Post	Thanks for the tip Chris. I haven't got any fixed plans, was thinking maybe the front suspension brace and perhaps lowering the suspension by about 1" all round (a knowledgeable dealer recommended this recently). Then I'd be looking to push the engine performance up toward the 150bhp spec of the VW group cars that deliver this level of output from the 1.9Tdi PD (i.e. the Cupra & Bora). Any advice greatfully received.

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