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vRS Insurance - who is cheapest for under 25's...

This is a discussion on vRS Insurance - who is cheapest for under 25's... within the Octavia I forums, part of the Skoda Model Discussion Area category; Cant seem to get a good quote with my 24 year old son as a named driver, any suggestions?...


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Old 11-01-2006, 18:15   #1
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Question vRS Insurance - who is cheapest for under 25's...

Cant seem to get a good quote with my 24 year old son as a named driver, any suggestions?
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Old 11-01-2006, 18:22   #2
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Re: vRS Insurance - who is cheapest for under 25's...

Wait until he's older?

Group 16 is going to be expensive for a 'high-risk' driver. I'm 28 and this is the first time I've had a reasonable premium for a high group car.
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Old 11-01-2006, 18:23   #3
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Re: vRS Insurance - who is cheapest for under 25's...

pm me some details, not personal, just area, age, years driving, any accidents or convictions, usual stuff. SWMBO works for an insurance broker.
and il get her to run a quote and il let you know.
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Old 11-01-2006, 18:28   #4
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Re: vRS Insurance - who is cheapest for under 25's...

i had a subaru legacy quadcam turbo, with a few mods and around 260bhp, when i was 25, cost me £1500 tpft through my dad. needless to say i only kept it for a year and bought a W reg polo 1.0, in jazz blue, lowered with 16" tsw pace, cost me £500 fully comp, on my own . better option. + cheaper to run.
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Old 12-01-2006, 14:05   #5
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Re: vRS Insurance - who is cheapest for under 25's...

I was 26 with 4 years no claims when I got my VRS and privlage came in with the best price by a long shot. I got prices from under 700.00 to £3k yes £3k with skoda insurance. this year it is sub £600.00
the other thing to do is to quote on line becuase often the insurance companies will give you an extra 5-10% with when you are talking £500+ is not to be missed.
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Old 12-01-2006, 14:08   #6
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Re: vRS Insurance - who is cheapest for under 25's...

If it's standard, Tesco and Directline always seemed to be good (I insured my Scooby turbo when I was 22 with them). They were ok for modified, but if it's been chipped/remapped you might want to look elsewhere.

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Old 12-01-2006, 16:10   #7
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Re: vRS Insurance - who is cheapest for under 25's...

I am 23 just got quote today for £875 fully comp 3 years NC, used confused.com and think norwich union were cheapest.
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Old 12-01-2006, 16:30   #8
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Re: vRS Insurance - who is cheapest for under 25's...

whats good in your eyes??

for that age on a vrs i rekon you doing well if its under £800

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Old 12-01-2006, 16:38   #9
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Re: vRS Insurance - who is cheapest for under 25's...

My son has 6 years full NCB, he has had faster cars than me always, he just wants it for back up really, he will not drive it that much.

To bris_crs_fabia:

My son is 24, 25 in march. He has been driving since three weeks after his 17th birthday (although he bough his first car when he was 16) He has full no claims, no points. I have two non fault rear shunts in last 3 years, no points, I am 52. Any ideas on price?
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Old 12-01-2006, 16:56   #10
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Re: vRS Insurance - who is cheapest for under 25's...

In my experience, insurance prices vary a lot, and a company that is good for one person may not be for another. Unfortunately, there is no substitute for just picking up the phone or going online and getting lots and lots of quotes.
So here's a few to start you off!

AA www.theaa.com 0800 107 0561
Admiral www.admiral.com 0800 600 800
Adrian Fux www.adrianflux.co.uk 08700 777888
Auto Direct www.autodirect.co.uk 0800 458 0784
Bell Direct www.belldirect.co.uk 0800 183 2600
Budget www.budgetinsurance.com 0800 028 9048
CCC Insurance www.cccinsurance.co.uk 02870 345885
Churchill www.churchill.com 0800 200 300
Dial Direct www.dialdirect.co.uk 0800 107 7992
Direct Line www.directline.com 0845 246 1277
Eagle Star www.eaglestar.co.uk 0800 0158 727
Elephant www.elephant.co.uk 0870 013 1072
Endsleigh www.endsleigh.co.uk 0800 085 9040
Esure www.esure.com 0845 603 0876
First Alternative www.firstalternative.com 0845 607 0405
Footman James www.footmanjames.co.uk 0845 458 6757
Halifax www.halifaxcarinsurance.co.uk 0845 605 1627
Hastings Direct www.hastingsdirect.com 0800 00 1066
Heritage Quote www.heritage-quote.co.uk 0121 246 6060
Herts Insurance Consultants (HIC) (WEBSITE?) 01279 719932
Kwik-Fit www.kwikfit.co.uk 0800 027 0816
Lancaster Insurance www.lancaster-ins.co.uk 01480 484848
Liverpool Victoria www.liverpoolvictoria.co.uk 0800 607 607
Llyods TSB www.insurance.co.uk 0800 216 712
More Than www.morethan.com 0800 107 3188
Norwich Union Direct www.nuinsurance.com 0800 092 9557
Performance Direct www.performancedirect.co.uk 0870 443 0603
Privilege www.privilege.com 0845 246 0275
Prudential www.pru.co.uk 0800 300 300
Roadsure www.roadsure.ltd.uk 0870 499 0333
Quoteline Direct www.quotelinedirect.com 0870 445 9484
Sainsbury’s Bank www.sainsburysbank.co.uk 0800 083 6428
Sureterm www.sureterm.co.uk 0870 20 20 230
Swinton www.swinton.co.uk 0800 092 6708
Tesco www.tesco.com 0845 300 44 00
Zurich www.zurichinsurance.co.uk 0800 015 8998
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Old 13-01-2006, 21:13   #11
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Re: vRS Insurance - who is cheapest for under 25's...

Hi all, new to the forums and soon to be the proud owner of an Octavia vRS!

I have 5 years NCB with no bumps or convictions... 427 quid through Swift Cover. Even less if you're prepared to live with a massive excess. With a quick car you've got to be pretty whiter than white to get a decent quote.

Try putting the wife or other female on the policy, that usually works wonders.
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Old 13-01-2006, 23:11   #12
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Re: vRS Insurance - who is cheapest for under 25's...

that's cheap.... But modifying and living near an urban jungle doesn't help.
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