Aaaaaaaaaaaaargh!

100mphplus · 03-12-2007, 19:52

Picked up the new VRS TDi on Sat afternoon and some numpty rear ended me this morning which shunted me into the car in front

dstev2000 · 03-12-2007, 19:58

Aw for gods sake.

Is everybody OK??

Is it a bad shunt or just a creased bumper or two??

Either way, I bet you are totally gutted and you have my sympathies

marco2068 · 03-12-2007, 20:01

pictures pleasee

djgritt · 03-12-2007, 20:10

Aaargh indeed. Not good. Hopefully the car is repairable...

Dr Zoidberg · 03-12-2007, 20:11

Hopefully the car isn't repairable when it's that new!

vRSLen · 03-12-2007, 20:13

Quote:

Originally Posted by Dr Zoidberg

Hopefully the car isn't repairable when it's that new!

It should be like for like

djgritt · 03-12-2007, 20:22

Quote:

Originally Posted by Dr Zoidberg

Hopefully the car isn't repairable when it's that new!

Repairable if its just Bumper Damage then...

Ciderspace · 03-12-2007, 20:34

Really sorrry to hear that, mate.....hope everyone is okay...

Hope it gets sorted quickly...

Captain Scarlet · 03-12-2007, 22:42

Sorry to hear that. Hope you are ok.

spaniels fr · 03-12-2007, 22:50

Gutted matey

hope everyone is ok

100mphplus · 04-12-2007, 11:10

I've always been sceptical of people who said they've got whiplash from a crash as it appears to be a greatly abused claim, but woke up this morning and it feels like I have a steel rod in my neck!

You can tell that an Audi hit me, there's an imprint of 4 circles on my rear end

The fr & Rr bumpers are trashed and the bonnet and rear hatch looks like they've been pushed in as there are large gaps at the sides. Not sure of the damage behind the bumpers, currently waiting for Ins & garage to sort out hire cars and collection.

john_grant358 · 04-12-2007, 11:17

One word.....compensation

Babs · 04-12-2007, 13:28

I'd be demanding a new car...

Hope you feel better!

soldatov · 04-12-2007, 13:33

Sorry about the damage, but glad you are OK,

runboy · 04-12-2007, 13:43

What a bummer. Hope the neck is on the mend. That's the trouble with new motors - other drivers admire them rather than watch where they are going ;-)

cheezemonkhai · 04-12-2007, 14:05

Quote:

Originally Posted by djgritt

Repairable if its just Bumper Damage then...

Yeah but we all know 5mph nudges will make your engine drop out due to bent chassis legs

Seriously though, sorry to hear that

100mphplus · 04-12-2007, 23:46

[quote=Babs;1100267]I'd be demanding a new car... [quote]

The more I think about this the more it's starting to really P. me off

When he hit me the car was only 46 hrs old, I had only actually driven it for about 8 hrs and done 530 miles. This car has to last me at least 4 years - do I really want to be driving around for the next 4 years in a damaged, repair job?

I've come to the conclusion that I don't and I would prefer a new car, like for like as vRS Len stated.

So the question is what are my rights? Can I demand this from the guilty party's insurers, or can they insist that I accept my repaired car as settlement based upon the repair cost?

cheezemonkhai · 05-12-2007, 01:45

Well if they insist on repairing the car make sure you demand a payment for loss of manufacturers warrenty on the damaged areas and any systems connected to them (reversing sensors etc).

Also make sure the payment covers the now reduced value of your car since a car that has been in an accident will be less desirable to a second hand buyer and HPI etc will tell them it has been

HTH

PSM · 05-12-2007, 13:52

Sorry to hear about the acident, always gutting on a new car.
Surely a HPI check would only show if a car has been written off and would not have any information on a small knock that has been repaired? Hence resale value would be unaffected.
As far as a new car goes I would imagine that this would only happen if your car was beyond economic repair i.e. written off. Unfortunately insurance companies are not in the habit of spending anymore than they have too. I would however insist that it is repaired in a garage that you approve off. When I had an accident in my old Mk1 I got it repaired at the body shop in my local dealer (also happened to be a BMW approved bodyshop). They had I believe a 3 year warranty on all work carried out by them. This meant I effectively did not lose any of my manufacturers warranty as it was covered by the garage (in fact the garage waranty on their work went past the remaining manufacturers one I had at the time).
Hence I would imagine you will have great difficulty getting anything more than the cost of the repair out of the insurance company.

100mphplus · 05-12-2007, 15:26

Phoned the insurance this morning and basically they will only write off the vehicle and offer a brand new replacement if the repair estimate is over 80% of the market value of the car.

Asked about the reduced value in future and they said that if that was the case then I could pursue a further claim in the future for loss of SH value.

The car's gone back to the main Skoda dealer where I boought it from, so hopefully shouldn't be any problem in repairing it to manufacturers Spec. The insurance also said that they will warrant any repairs for 5 years, so actually better than Skoda

Dr Zoidberg · 05-12-2007, 15:35

Quote:

Originally Posted by 100mphplus

Phoned the insurance this morning and basically they will only write off the vehicle and offer a brand new replacement if the repair estimate is over 80% of the market value of the car.

Asked about the reduced value in future and they said that if that was the case then I could pursue a further claim in the future for loss of SH value.

The car's gone back to the main Skoda dealer where I boought it from, so hopefully shouldn't be any problem in repairing it to manufacturers Spec. The insurance also said that they will warrant any repairs for 5 years, so actually better than Skoda

You absolutely can claim for loss of value - I got 8% of the value of my car when it was rear ended , and this is at the time of the accident , not at some unspecified time in the future.

I'd get legal advice on this (do you have cover on your own policy?) as I wouldn't want a car that's had to be straightened when it's less than a week old.

**GAFF** · 05-12-2007, 22:31

In Ireland I was told by someone in the know that you can claim depreciation on the value of the repair bill as follows,
15-20% - if car is less than a year
10% - if 1-3 years old

I pushed for 15% after getting rear ended....was nowhere near as bad as yours.

Your right about the sore back....its amazing how stiff a small shunt can make your back.

Keep an eye on your rear tail lights.......mine started getting condensation, as I said mine was a lot less of a tap than your.

welb · 10-12-2007, 14:57

I feel for you 100mphplus, my brand new fabia combi tdi was rear ended by white van man in july, 750 miles on the clock, I to got pushed into the vehicle in front. It was a total loss eventually. Are you with Skoda finance (Zurich)? It sounds like your Vehicle may be repairable, just make sure you are happy with the work done, get it checked if necessary and get your entitlement to hire car and compensation for your injuries.

Hope you are back in the VRS tdi soon.

100mphplus · 10-12-2007, 15:13

Phoned the dealers today and they reckon it's repairable and are waiting for the Ins. Engineer to inspect and approve, then they have to wait for parts. Looks like I won't be getting it back for a few weeks yet

Forms have gone into the Solicitors for injury compensation and SH loss of value.

Dr Zoidberg · 10-12-2007, 15:18

When you do get it back , get it parked side by side with another octavia and compare panel gaps around the boot and rear doors very carefully.

If they aren't perfect , reject it

03-12-2007, 19:52	#1
100mphplus Briskodian Join Date: Jul 2003 Location: Warrington Posts: 138 Members Car: Race Blue VRS TDi, Suzuki TL1000R Thanks: 6 Thanked 0 Times in 0 Posts	Aaaaaaaaaaaaargh! Picked up the new VRS TDi on Sat afternoon and some numpty rear ended me this morning which shunted me into the car in front __________________ 'If you aren't grumpy, it means you are content with the world around you, and who the heck in their right mind would be that'? Sir Robert Geldof

03-12-2007, 19:58	#2
dstev2000 Briskodian Join Date: Aug 2005 Location: Back in the Green Posts: 4,036 Members Car: 2 Octavia II's, an L&K combi and a vRS hatch. Thanks: 48 Thanked 168 Times in 153 Posts	Re: Aaaaaaaaaaaaargh! Aw for gods sake. Is everybody OK?? Is it a bad shunt or just a creased bumper or two?? Either way, I bet you are totally gutted and you have my sympathies __________________ MY08 L&K: Black-Estate-Diesel-Sunset Glass-MFD2-W8 Interior light-Colour coded door strips-LED sidelights and Puddle lights-VAG-COM fettled-Lovely! SWMBO's: MY08 vRS TDI - Standard

03-12-2007, 20:01	#3
marco2068 Briskodian Join Date: Jun 2007 Location: tipperary Posts: 34 Members Car: mk11 vrs octy Thanks: 4 Thanked 0 Times in 0 Posts	Re: Aaaaaaaaaaaaargh! pictures pleasee __________________ im more of a well wisher as in i dont wish you any specific harm. (one moe a famous bartender)

03-12-2007, 20:10	#4
djgritt Briskodian Join Date: Feb 2007 Location: Blandford, Dorset Posts: 601 Members Car: 2007 Octavia vRS Thanks: 26 Thanked 24 Times in 23 Posts	Re: Aaaaaaaaaaaaargh! Aaargh indeed. Not good. Hopefully the car is repairable... __________________ MY07 Octavia vRS TDi Hatch - Black Magic - Replacement Engine, Replacement Gearbox, Replacement DPF - Colour Coded Grille Surround, De-Tangoed F&R Indicators, 'vRS' Etched Tax Disc Holder, 2nd Rear Fog, Anti-Hijack, Leaving/Coming Home Lights, Michelin PS2 Tyres - RR Proven 177.9 bhp / 289 lb/ft www.vauxhallownersnetwork.co.uk - South Central Regional Organiser www.freewebs.com/holebrookfarmlivery/index.htm - Horse Livery & Grazing in North Dorset

03-12-2007, 20:11	#5
Dr Zoidberg Briskodian Join Date: Jun 2003 Location: On the back of an AA truck with a failed turbo Posts: 10,756 Members Car: Octavia II 2.0 TDi Elegance Thanks: 30 Thanked 195 Times in 146 Posts	Re: Aaaaaaaaaaaaargh! Hopefully the car isn't repairable when it's that new! __________________ Alex "I laugh in the face of danger, then I hide until it goes away" www.drzoidberg.co.uk

03-12-2007, 20:34	#8
Ciderspace Briskodian Join Date: Sep 2007 Location: East London Posts: 192 Members Car: Octy vRS TDi Thanks: 8 Thanked 2 Times in 2 Posts	Re: Aaaaaaaaaaaaargh! Really sorrry to hear that, mate.....hope everyone is okay... Hope it gets sorted quickly... __________________ Arrived 30/11/07 Race Blue vRS TDi Combi: 18" wheels, dual a/c, jumbo box & electric rear windows, front & rear parking sensors, cruise control, maxidot, sunset glass, auto dimming mirror, rain sensors light assist, SC Bluefin Grin Last edited by Ciderspace; 04-12-2007 at 09:24.

03-12-2007, 22:42	#9
Captain Scarlet Proud new Dad Join Date: Feb 2007 Location: Carlisle, Cumbria Posts: 2,874 Members Car: Octavia vRS TDi Thanks: 165 Thanked 160 Times in 151 Posts	Re: Aaaaaaaaaaaaargh! Sorry to hear that. Hope you are ok. __________________ Running on the fuel of Satan....

03-12-2007, 22:50	#10
spaniels fr Briskodian Join Date: Sep 2006 Location: Classified Posts: 301 Members Car: 2008 Seat Ibiza Cupra 20VT :D Thanks: 4 Thanked 10 Times in 7 Posts	Re: Aaaaaaaaaaaaargh! Gutted matey hope everyone is ok

04-12-2007, 11:17	#12
john_grant358 Briskodian Join Date: Apr 2007 Posts: 1,273 Members Car: 05 fabia vrs, remap 170+ bhp, PD160, silver dash kit, VRS door badges, eibach springs, Jabba ARB Thanks: 42 Thanked 40 Times in 40 Posts	Re: Aaaaaaaaaaaaargh! One word.....compensation

04-12-2007, 13:28	#13
Babs Briskodian Join Date: Jul 2006 Location: Newport/Preston Posts: 4,153 Members Car: Skoda Octavia vRS Thanks: 216 Thanked 139 Times in 123 Posts	Re: Aaaaaaaaaaaaargh! I'd be demanding a new car... Hope you feel better! __________________ - Andrew Octavia vRS For Sale / Bosch Rotary Polisher For Sale

04-12-2007, 13:33	#14
soldatov Briskodian Join Date: Nov 2007 Posts: 258 Members Car: Octy 1.9TD PD 4x4 Estate Thanks: 41 Thanked 18 Times in 16 Posts	Re: Aaaaaaaaaaaaargh! Sorry about the damage, but glad you are OK,

04-12-2007, 13:43	#15
runboy Briskodian Join Date: Apr 2007 Location: Norfolk Posts: 587 Members Car: Octy II L&K 2.0TDI DSG Thanks: 35 Thanked 25 Times in 24 Posts	Re: Aaaaaaaaaaaaargh! What a bummer. Hope the neck is on the mend. That's the trouble with new motors - other drivers admire them rather than watch where they are going ;-) __________________ 2007 Octavia Hatchback, 2.0TDI DSG L&K in Black Magic.

04-12-2007, 23:46	#17
100mphplus Briskodian Join Date: Jul 2003 Location: Warrington Posts: 138 Members Car: Race Blue VRS TDi, Suzuki TL1000R Thanks: 6 Thanked 0 Times in 0 Posts	Re: Aaaaaaaaaaaaargh! [quote=Babs;1100267]I'd be demanding a new car... [quote] The more I think about this the more it's starting to really P. me off When he hit me the car was only 46 hrs old, I had only actually driven it for about 8 hrs and done 530 miles. This car has to last me at least 4 years - do I really want to be driving around for the next 4 years in a damaged, repair job? I've come to the conclusion that I don't and I would prefer a new car, like for like as vRS Len stated. So the question is what are my rights? Can I demand this from the guilty party's insurers, or can they insist that I accept my repaired car as settlement based upon the repair cost? __________________ 'If you aren't grumpy, it means you are content with the world around you, and who the heck in their right mind would be that'? Sir Robert Geldof

05-12-2007, 01:45	#18
cheezemonkhai Briskodian Join Date: Jan 2006 Posts: 15,664 Members Car: Thanks: 116 Thanked 526 Times in 487 Posts	Re: Aaaaaaaaaaaaargh! Well if they insist on repairing the car make sure you demand a payment for loss of manufacturers warrenty on the damaged areas and any systems connected to them (reversing sensors etc). Also make sure the payment covers the now reduced value of your car since a car that has been in an accident will be less desirable to a second hand buyer and HPI etc will tell them it has been HTH __________________ Cars make CO2 and trees absorb CO2. By driving your car you're feeding a tree and helping the environment.

05-12-2007, 13:52	#19
PSM Briskodian Join Date: Mar 2007 Posts: 249 Members Car: Thanks: 4 Thanked 15 Times in 15 Posts	Re: Aaaaaaaaaaaaargh! Sorry to hear about the acident, always gutting on a new car. Surely a HPI check would only show if a car has been written off and would not have any information on a small knock that has been repaired? Hence resale value would be unaffected. As far as a new car goes I would imagine that this would only happen if your car was beyond economic repair i.e. written off. Unfortunately insurance companies are not in the habit of spending anymore than they have too. I would however insist that it is repaired in a garage that you approve off. When I had an accident in my old Mk1 I got it repaired at the body shop in my local dealer (also happened to be a BMW approved bodyshop). They had I believe a 3 year warranty on all work carried out by them. This meant I effectively did not lose any of my manufacturers warranty as it was covered by the garage (in fact the garage waranty on their work went past the remaining manufacturers one I had at the time). Hence I would imagine you will have great difficulty getting anything more than the cost of the repair out of the insurance company.

05-12-2007, 15:26	#20
100mphplus Briskodian Join Date: Jul 2003 Location: Warrington Posts: 138 Members Car: Race Blue VRS TDi, Suzuki TL1000R Thanks: 6 Thanked 0 Times in 0 Posts	Re: Aaaaaaaaaaaaargh! Phoned the insurance this morning and basically they will only write off the vehicle and offer a brand new replacement if the repair estimate is over 80% of the market value of the car. Asked about the reduced value in future and they said that if that was the case then I could pursue a further claim in the future for loss of SH value. The car's gone back to the main Skoda dealer where I boought it from, so hopefully shouldn't be any problem in repairing it to manufacturers Spec. The insurance also said that they will warrant any repairs for 5 years, so actually better than Skoda __________________ 'If you aren't grumpy, it means you are content with the world around you, and who the heck in their right mind would be that'? Sir Robert Geldof

05-12-2007, 22:31	#22
GAFF Briskodian Join Date: Oct 2002 Location: Dublin, Ireland Posts: 5,912 Members Car: Octavia II vRS Thanks: 29 Thanked 71 Times in 69 Posts	Re: Aaaaaaaaaaaaargh! In Ireland I was told by someone in the know that you can claim depreciation on the value of the repair bill as follows, 15-20% - if car is less than a year 10% - if 1-3 years old I pushed for 15% after getting rear ended....was nowhere near as bad as yours. Your right about the sore back....its amazing how stiff a small shunt can make your back. Keep an eye on your rear tail lights.......mine started getting condensation, as I said mine was a lot less of a tap than your. __________________ GAFF Briskoda Ireland Events, Meets & Pictures.....Race Blue Octavia MkII vRS.....Old Octavia MkI vRS

10-12-2007, 14:57	#23
welb Briskodian Join Date: Sep 2007 Location: Leicestershire Posts: 7 Members Car: Octavia Scout TDI Thanks: 0 Thanked 0 Times in 0 Posts	Re: Aaaaaaaaaaaaargh! I feel for you 100mphplus, my brand new fabia combi tdi was rear ended by white van man in july, 750 miles on the clock, I to got pushed into the vehicle in front. It was a total loss eventually. Are you with Skoda finance (Zurich)? It sounds like your Vehicle may be repairable, just make sure you are happy with the work done, get it checked if necessary and get your entitlement to hire car and compensation for your injuries. Hope you are back in the VRS tdi soon.

10-12-2007, 15:13	#24
100mphplus Briskodian Join Date: Jul 2003 Location: Warrington Posts: 138 Members Car: Race Blue VRS TDi, Suzuki TL1000R Thanks: 6 Thanked 0 Times in 0 Posts	Re: Aaaaaaaaaaaaargh! Phoned the dealers today and they reckon it's repairable and are waiting for the Ins. Engineer to inspect and approve, then they have to wait for parts. Looks like I won't be getting it back for a few weeks yet Forms have gone into the Solicitors for injury compensation and SH loss of value. __________________ 'If you aren't grumpy, it means you are content with the world around you, and who the heck in their right mind would be that'? Sir Robert Geldof

10-12-2007, 15:18	#25
Dr Zoidberg Briskodian Join Date: Jun 2003 Location: On the back of an AA truck with a failed turbo Posts: 10,756 Members Car: Octavia II 2.0 TDi Elegance Thanks: 30 Thanked 195 Times in 146 Posts	Re: Aaaaaaaaaaaaargh! When you do get it back , get it parked side by side with another octavia and compare panel gaps around the boot and rear doors very carefully. If they aren't perfect , reject it __________________ Alex "I laugh in the face of danger, then I hide until it goes away" www.drzoidberg.co.uk

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