No Claims Bonus Entitlement.....

Gwilo · 03-10-2005, 17:46

So I've just got a letter through from a certain insurance company regarding my NCB entitlement
They say " we can confirm 4 years NCB has been earned"

I've had a license since June 1996, and a car, insured and registered in my own name since around xmas of that year.

I've taken out insurance every year and there has never been any question asked when I've said X number of years NCB.
So what gives?
When i took out the policy, the forms said "Maximum NCB"
And now they're turning round and saying "oh it's only four years"
That suggests I didn't actually have any car insurnace till I bought the Skoda back in 2001..
So, have the insurance companies agreed some sort of cut-off point, or are they being a bunch of

?
Just need to know who to bite the head off when i call them. I can see my insurance going up again (as I said "maximum" to brentacre last week.....

)

Moose · 03-10-2005, 17:49

It should be in years not 'maximum', get hold of your previous insurer and ask for proof that at the time you left them, you had x years NCB. Then get the letter you have in your hand to prove how much you have.

Or call Brentacre to see what they say?

Oh and dish the dirt, who's the dodgy insurer?

Gwilo · 03-10-2005, 17:58

Quote:

Originally Posted by Moose

It should be in years not 'maximum', get hold of your previous insurer and ask for proof that at the time you left them, you had x years NCB. Then get the letter you have in your hand to prove how much you have.

Or call Brentacre to see what they say?

Oh and dish the dirt, who's the dodgy insurer?

MORE THAN.

I've still got my stuff from the last insurer's prior to these bunch of jerks. Will have to check it when i'm back in tmr (El Stupido here left it in a locked drawer at work....

MarkyMarkD · 04-10-2005, 00:38

I've had this problem in the past as well. I actually have something like 18 years NCD (being 36, and having a car insured in my name since I was 17) but hardly any insurer recognises or shows that number of years. It's fairly academic once you reach a certain stage - but pushing it down to 4 is fairly poor.

My current (esure) policy states 12 years - oh well!

Gwilo · 04-10-2005, 08:24

aha!
Problem resolved.
More Than only count to four years

my last insurer (Zurich, or Eagle Star as was when I went with them) gave me paperwork saying 5 years.......
Queried More Than, who concede the computer does say five years ...
So, another letter is being sent out....

Will ring Brentacre later on and let them know what's happening etc.
It's such a joy, this car insurance lark.
Remap better be worth it...

03-10-2005, 17:46	#1
Gwilo Undercover Join Date: Jun 2003 Location: Manchester Posts: 3,687 Members Car: Rustwagon Thanks: 17 Thanked 7 Times in 7 Posts	No Claims Bonus Entitlement..... So I've just got a letter through from a certain insurance company regarding my NCB entitlement They say " we can confirm 4 years NCB has been earned" I've had a license since June 1996, and a car, insured and registered in my own name since around xmas of that year. I've taken out insurance every year and there has never been any question asked when I've said X number of years NCB. So what gives? When i took out the policy, the forms said "Maximum NCB" And now they're turning round and saying "oh it's only four years" That suggests I didn't actually have any car insurnace till I bought the Skoda back in 2001.. So, have the insurance companies agreed some sort of cut-off point, or are they being a bunch of ? Just need to know who to bite the head off when i call them. I can see my insurance going up again (as I said "maximum" to brentacre last week..... ) __________________

03-10-2005, 17:49	#2
Moose Briskodian Join Date: Jan 2005 Location: I'm a monkey from outer space, woooooooo ahhhhhhhhh hehe hooohaa Posts: 4,938 Members Car: None Thanks: 0 Thanked 9 Times in 9 Posts	It should be in years not 'maximum', get hold of your previous insurer and ask for proof that at the time you left them, you had x years NCB. Then get the letter you have in your hand to prove how much you have. Or call Brentacre to see what they say? Oh and dish the dirt, who's the dodgy insurer? __________________ Sunlight Silver MX-5 1.8 Sport

04-10-2005, 00:38	#4
MarkyMarkD Briskodian Join Date: Feb 2005 Location: Leics UK Posts: 318 Members Car: Fabia vRS new September 2005 in Black Thanks: 0 Thanked 0 Times in 0 Posts	I've had this problem in the past as well. I actually have something like 18 years NCD (being 36, and having a car insured in my name since I was 17) but hardly any insurer recognises or shows that number of years. It's fairly academic once you reach a certain stage - but pushing it down to 4 is fairly poor. My current (esure) policy states 12 years - oh well! __________________ Do something useful - Join the BRISKODA Folding team: http://www.briskoda.net/modules.php?...warticle=&id=26

04-10-2005, 08:24	#5
Gwilo Undercover Join Date: Jun 2003 Location: Manchester Posts: 3,687 Members Car: Rustwagon Thanks: 17 Thanked 7 Times in 7 Posts	aha! Problem resolved. More Than only count to four years my last insurer (Zurich, or Eagle Star as was when I went with them) gave me paperwork saying 5 years....... Queried More Than, who concede the computer does say five years ... So, another letter is being sent out.... Will ring Brentacre later on and let them know what's happening etc. It's such a joy, this car insurance lark. Remap better be worth it... __________________

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
"Black Magic" paint - warranty claims?	DRJ	Fabia I	12	07-05-2005 16:17
Personal injury claims... advice	Neo_VR	The Roadside Hotel	19	16-04-2005 18:49
25 3yr no claims and still over £1500 for insurance?	exFiesta	General Car Chat	38	10-03-2005 15:29
Homebase F**k up - small claims court??	Goochie	The Roadside Hotel	2	27-02-2005 20:46
County Court Money claims	TaviaRS	Off Topic and Chit Chat	14	12-01-2004 16:46

No Claims Bonus Entitlement.....

No Claims Bonus Entitlement.....

Similar Threads